Author: David B. Loeper Publisher: John Wiley & Sons ISBN: 1118177843 Category : Business & Economics Languages : en Pages : 241
Book Description
A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.
Author: Barry Leonard Publisher: DIANE Publishing ISBN: 9781422319031 Category : Business & Economics Languages : en Pages : 44
Book Description
Your employer¿s retirement savings plan is an essential part of your future financial security. This report covers private retirement plans that are governed by Federal laws & guidelines in the Employee Retirement Income Security Act of 1974 (ERISA) & the Internal Revenue Code. Includes info. on: Different types of retirement plans; What info. you can get about your plan; When & how you can receive retirement benefits; What to do if you have a question or find a mistake; The responsibilities of those who manage the plan & its investments; Your responsibilities to understand & monitor your plan; & Specific circumstances such as how a divorce or change of employer ownership may affect your retirement benefit. Charts & tables.
Author: Emily Guy Birken Publisher: Simon and Schuster ISBN: 1507213603 Category : Business & Economics Languages : en Pages : 240
Book Description
Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.
Author: Roger Whitney Publisher: Morgan James Publishing ISBN: 1683505743 Category : Business & Economics Languages : en Pages : 212
Book Description
“A guide for planning that rich season of life, based not just on money, but also on how to create meaningful relationships, memories, and legacy.” —Dan Miller, author of 48 Days to the Work You Love Rock Retirement offers inspirational advice on how to enjoy the journey to retirement to its fullest. Traditional retirement advice usually boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow. “Too many books think retirement is just about finances. Instead, retirement is about looking at life in full and working out what it is you want to do and then turning to finances to make it happen. That’s exactly the focus of the practical and helpful guide.” —Andrew Scott, coauthor of The 100-Year Life “Roger Whitney lays out a plan for today’s modern retiree. If you are exhausted with being fed that retirement is the end game of life, then Roger’s book is a must-read!” —Darryl W. Lyons, author of 18 to 80 “If you’re dreaming of a retirement free of worry, chao and confusion, Rock Retirement will give you the clarity, a solid plan and fresh inspiration to help you get where you want to go.” —Jevonnah “Lady J” Ellison, author of Love Letters for Leading Ladies
Author: Michael P. Barry Publisher: Walter de Gruyter GmbH & Co KG ISBN: 1547400358 Category : Business & Economics Languages : en Pages : 273
Book Description
Mike brings to this work his comprehensive experience and consummate technical talent in a beautifully readable book. A treasure. --Frank Cummings, Former Adjunct Lecturer in Law at UVA Law School, Columbia Law School, NYU Law School, and ALI-ABA Retirement Savings Policy reviews the basic policies that govern retirement savings plans, and their real world application, focusing on the key issues of finance, taxation, fiduciary conduct, and employee choice. The discussion is framed around the three fundamental challenges confronting employers and employees today – the pension legacy, the 401(k) revolution, and the pressure, from policymakers, regulators, opinion leaders, and individuals, for changes that will put retirement security within reach of all Americans. With more than 40 years’ experience in the field, Michael P. Barry provides both a wealth of practical detail – best practices and concrete solutions – and a broad framework for understanding the issues surrounding retirement plans and strategies. The result is a comprehensive introduction to the forces that drive sponsor, participant, and policymaker decision-making. This is the perfect book for benefits and financial professionals who want a better understanding of the basic rules that govern retirement plan administration but also serves those interested in truly understanding the nuances and issues surrounding retirement plans and policies. The approach is practical, focusing on how US retirement plans actually work, how they are taxed (and not taxed), how they are regulated. But it is also conceptual, devoting considerable attention to an understanding of why these plans work the way they do. Why regulators and policymakers are so focused on a handful of issues – expanding coverage, reducing fees, fairness. And, at the highest level, what are the problems that we are trying to solve. As such, much of what we discuss will be of interest to a more general reader, who wants a realistic understanding of what is really at stake in current retirement policy debates.
Author: Matthew Krantz Publisher: John Wiley & Sons ISBN: 1119627575 Category : Business & Economics Languages : en Pages : 359
Book Description
Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.
Author: Kris Moller Publisher: Partridge Publishing Singapore ISBN: 1482898136 Category : Self-Help Languages : en Pages : 371
Book Description
From early in life many of us begin to dream about how we will spend our retirement years. Travelling, turning an avocation into a vocation, and spending more time with the family whilst remaining healthy and purposefully engaged are among popular retirement goals. for many, however, they remain dreams, since as many as 70 percent of baby boomers may not retire on time. In Over 65 and Still in Demand, author Kris Moller looks at the various facets of retirement. Moller's work is guided by the broader concepts of retirement: why one retires; why one would want to retire; what one does in retirement; and why some people find an easy rhythm into retirement, while for others it is an ongoing nightmare. He also reflects on what worries someone nearing retirement age and how the economy, inflation and health matters will erode your nest egg. for those who are able to retire, Moller provides a roadmap of the eight areas to address for a purposeful retirement and six steps to follow to arrive at what to do with your day. and for those who do not--or cannot--retire "on time," he explores ways to remain relevant in the job market. This guide combines the hindsight of experience and age with knowledge and research to help you prepare for the retirement you deserve.
Author: Guild A. Fetridge Publisher: ISBN: Category : Business & Economics Languages : en Pages : 208
Book Description
There is more to retirement than just having enough money. Many older Americans dream for years about what they'll do once they retire - catch up on their reading, complete projects around the house, take up gardening, travel - only to find that six months later they have accomplished most of their goals! Now what? With people living longer or retiring earlier, the post-retirement period can extend to 25, or even 35 years. Those extra eight hours a day, every day, add up to as many as 50,000 hours of unplanned time! The constant "togetherness" of spouses after retirement can put a severe strain on relationships, and often exposes conflicts that have been hidden by the demands of childrearing and work routines. Many people have their personal identity tied up with work, or in a profession, and they discover that the dismanteling of the social and business structure of a career is more difficult than expected. It is important that people plan for this new and exciting phase of their life just as seriously as they prepared for a career. In The Adventure of Retirement, consultant and researcher Guild A. Fetridge explores those frequently overlooked behavioral, emotional, and lifestyle issues that are vital to a fulfilling retirement. He includes questionnaires and a unique checklist to help readers gauge their attitudes and progress toward retirement; important diet and exercise information; and a guide to some uncommon travel ideas, projects, learning opportunities, events, and associations that can help retirees enjoy life and leisure more. Also included are an extended bibliography and a variety of forms to assist in the retirement planning process.
Author: Stanley Parker Publisher: Routledge ISBN: 1000549534 Category : Social Science Languages : en Pages : 157
Book Description
In the early 1980s world recession and widespread unemployment had accentuated an existing trend – more people retiring from work early and living longer after doing so. Some were adequately prepared for a life of well-earned ‘leisure’ in retirement, but too many were not. The policies of employers, unions and governments on retirement needed to be challenged in societies where work opportunities were collapsing but where leisure activities and values were not yet strong enough to take their place. Originally published in 1982, Dr Parker, a sociologist, provides a careful and critical examination of what we knew about retirement and discusses possible alternative answers to the various problems involved at the time. The history of retirement is first considered, followed by a conceptual analysis of types of retirement. There are chapters on preparation for retirement, the capacity of older people to work, and on the varying experiences of retirement. Separate consideration is given to the question of work after retirement age and whether retirement is actually experienced as leisure. The concluding chapter examines various policy alternatives for dealing with the problems raised earlier in the book. Work and Retirement was intended for students of industrial sociology and industrial psychology, for personnel and human resource professionals, for trade unionists and for all those who had an interest in understanding the developments in the field of retirement and the older working population. Now it can be read in its historical context.
Author: David B. Loeper
Author: Barry Leonard
Author: Emily Guy Birken
Author: Emily Brandon
Author: Roger Whitney
Author: Michael P. Barry
Author: Matthew Krantz
Author: Kris Moller
Author: Guild A. Fetridge
Author: Stanley Parker