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Retired? What's Next?

Retired? What's Next? PDF Author: Michael Bivona
Publisher: iUniverse
ISBN: 1462083072
Category : Biography & Autobiography
Languages : en
Pages : 240

Book Description
You've spent an entire career working hard, and now it's time to retire. But what exactly does that mean? Author Michael Bivona was unsure about what to do with his life when retiring, but he didn't let that stop him from finding ways to enjoy it. In this memoir and guidebook, he describes his retirement experiences and considers how to overcome challenging physical times that most retirees face; enjoy new hobbies without getting ripped off; find activities to enjoy with your significant other; and stretch a retirement budget. He looks back on the great vacations and places he's enjoyed with his wife, Barbara, during retirement. Learn from his mistakes and follow in his footsteps to live some great experiences of your own. You've worked hard to get to this point, and you don't want to mess things up now. Get the information, tools, and strategies you need to live your life to the fullest in retirement. Retired? What's Next? by Michael Bivona CPA, published by IUniverse, was a finalist in the Annual Eric Hoffer Awards for Short Prose & Independent Books. After a rigorous first round of judging, less than 10% of over 1,000 entrants were privileged to have the "2013 Eric Hoffer Award FINALIST-Excellence in Independent Publishing" assigned to their books and digital presentations. The US Review of Books "Before retiring, it's wise to begin building bridges to things you are passionate about, so that when the time comes, you have a choice of which bridges you can comfortably take into the next phase of your life." Some people transition seamlessly into their "golden years," while others have a tougher time entering into retirement, wondering what's next? In Retired? What's Next?, retired accountant, Michael Bivona shares his answer. Part memoir, part retirement guide, this is both informative and inspirational. Touching on essential aspects of retirement like remaining healthy, financial matters, preparing a will, finding part-time and or volunteer work, Bivona delivers practical, real-life advice and insightful reflections. "I realized after a friend's demise that many of the possessions that he had accumulated over his lifetime and were so dear to him, were of no interest to his heirs or friends, and were disposed of like pieces of junk." Staking his own territory in the popular and compelling category of memoir writing, Bivona writes in a genuine narrative tone about how to manage the freedom, new opportunities and choices of retirement by focusing on what he knows and enjoys-traveling, dancing, boating, fishing, tennis, golf, writing, reading, and collecting books. And showing by example, Bivona frames his real-life tips on planning for a rewarding retirement around his reflections and recounting of the collective highlights and significant moments and events of his life and retirement journey with his wife, Barbara. Clearly, the Bivonas have a winning strategy for living life to the fullest in retirement. By learning not merely how to cope, but to thrive by crafting a retirement path that is focused on personal fulfillment and joyful meaning, as evidenced by their successful post-retirement journey. In Retired? What's Next?, retired readers, or those thinking of or planning for retirement, will gain insight from Bivona's shared personal wisdom and learn by example the guidance of his inner and outer retirement journeys, which can be applied to their own retirement goals for staying happy, healthy, and active.

Retired? What's Next?

Retired? What's Next? PDF Author: Michael Bivona
Publisher: iUniverse
ISBN: 1462083072
Category : Biography & Autobiography
Languages : en
Pages : 240

Book Description
You've spent an entire career working hard, and now it's time to retire. But what exactly does that mean? Author Michael Bivona was unsure about what to do with his life when retiring, but he didn't let that stop him from finding ways to enjoy it. In this memoir and guidebook, he describes his retirement experiences and considers how to overcome challenging physical times that most retirees face; enjoy new hobbies without getting ripped off; find activities to enjoy with your significant other; and stretch a retirement budget. He looks back on the great vacations and places he's enjoyed with his wife, Barbara, during retirement. Learn from his mistakes and follow in his footsteps to live some great experiences of your own. You've worked hard to get to this point, and you don't want to mess things up now. Get the information, tools, and strategies you need to live your life to the fullest in retirement. Retired? What's Next? by Michael Bivona CPA, published by IUniverse, was a finalist in the Annual Eric Hoffer Awards for Short Prose & Independent Books. After a rigorous first round of judging, less than 10% of over 1,000 entrants were privileged to have the "2013 Eric Hoffer Award FINALIST-Excellence in Independent Publishing" assigned to their books and digital presentations. The US Review of Books "Before retiring, it's wise to begin building bridges to things you are passionate about, so that when the time comes, you have a choice of which bridges you can comfortably take into the next phase of your life." Some people transition seamlessly into their "golden years," while others have a tougher time entering into retirement, wondering what's next? In Retired? What's Next?, retired accountant, Michael Bivona shares his answer. Part memoir, part retirement guide, this is both informative and inspirational. Touching on essential aspects of retirement like remaining healthy, financial matters, preparing a will, finding part-time and or volunteer work, Bivona delivers practical, real-life advice and insightful reflections. "I realized after a friend's demise that many of the possessions that he had accumulated over his lifetime and were so dear to him, were of no interest to his heirs or friends, and were disposed of like pieces of junk." Staking his own territory in the popular and compelling category of memoir writing, Bivona writes in a genuine narrative tone about how to manage the freedom, new opportunities and choices of retirement by focusing on what he knows and enjoys-traveling, dancing, boating, fishing, tennis, golf, writing, reading, and collecting books. And showing by example, Bivona frames his real-life tips on planning for a rewarding retirement around his reflections and recounting of the collective highlights and significant moments and events of his life and retirement journey with his wife, Barbara. Clearly, the Bivonas have a winning strategy for living life to the fullest in retirement. By learning not merely how to cope, but to thrive by crafting a retirement path that is focused on personal fulfillment and joyful meaning, as evidenced by their successful post-retirement journey. In Retired? What's Next?, retired readers, or those thinking of or planning for retirement, will gain insight from Bivona's shared personal wisdom and learn by example the guidance of his inner and outer retirement journeys, which can be applied to their own retirement goals for staying happy, healthy, and active.

Work Optional

Work Optional PDF Author: Tanja Hester
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 245

Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Early Retirement Extreme

Early Retirement Extreme PDF Author: Jacob Lund Fisker
Publisher: Createspace Independent Publishing Platform
ISBN: 9781453601211
Category : BUSINESS & ECONOMICS
Languages : en
Pages : 0

Book Description
"How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.

Falling Short

Falling Short PDF Author: Charles D. Ellis
Publisher: Oxford University Press
ISBN: 0190218916
Category : Business & Economics
Languages : en
Pages : 169

Book Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.

Wallet Activism

Wallet Activism PDF Author: Tanja Hester
Publisher: BenBella Books
ISBN: 1953295932
Category : Social Science
Languages : en
Pages : 254

Book Description
2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Retiring?

Retiring? PDF Author: Ted Kaufman
Publisher: Houndstooth Press
ISBN: 9781544516837
Category :
Languages : en
Pages : 124

Book Description
Planning for retirement isn't just about money. Retirement has changed dramatically since our parents' generation. People are living far longer, with far better health than ever before-both mentally and physically. Instead of slowing down, people are leaving their jobs feeling ready to take on the world. They're financially independent, active, and capable. And then, suddenly, they have nothing to do. Business friends drift away, the sense of purpose that comes with solving problems day in and day out fades into memory, and you start looking ahead to the next thirty or forty years wondering what on earth you're going to do with all that time. Retiring? takes a profound look at twenty-first-century retirement, helping you plan all the nonfinancial aspects of what comes next. Drawing on the experience of today's modern, vibrant retirees, Retiring? offers a concise, practical, and conversational guide to the best chapter of your life.

What Retirees Want

What Retirees Want PDF Author: Ken Dychtwald
Publisher: John Wiley & Sons
ISBN: 1119651913
Category : Business & Economics
Languages : en
Pages : 320

Book Description
"Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." —Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth – yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people – and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era – where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.

Die with Zero

Die with Zero PDF Author: Bill Perkins
Publisher: Houghton Mifflin
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243

Book Description
"A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life PDF Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 1264269277
Category : Business & Economics
Languages : en
Pages : 284

Book Description
The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty PDF Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137374
Category : Business & Economics
Languages : en
Pages : 434

Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.