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Author: Olivia S. Mitchell Publisher: Oxford University Press ISBN: 0191071609 Category : Business & Economics Languages : en Pages : 381
Book Description
The 1964 termination of the Studebaker Corporation's pension plan wiped out or significantly reduced the pensions of thousands of the automaker's employees and retirees. In response, the US Congress passed the 1974 Employee Retirement Income Security Act (ERISA), a monumental and revolutionary piece of legislation crafted to address corporate pension underfunding. The bill also set new rules regarding defined benefit (DB) and other retirement plans, and it established the Pension Benefit Guaranty Corporation as a government-run insurer to serve as a backdrop to U.S. corporate pensions. Despite the bill's far-ranging scope, in the decades since its passage, it has become evident that ERISA failed to achieve many of its intended objectives. The corporate pension scene today is in turmoil, and most private employers have terminated or frozen their traditional DB plans. In their place, employers are increasingly substituting defined contribution (DC) retirement saving plans, which pose a new set of responsibilities on employees and their firms. This volume investigates how and why traditional approaches to pension risk management have failed, and we also explore the new mechanisms required to strengthen retirement security for the future. Lessons from international experience are also included, ranging from Singapore to Switzerland, and the Netherlands to Australia.
Author: Olivia S. Mitchell Publisher: Oxford University Press ISBN: 0191071609 Category : Business & Economics Languages : en Pages : 381
Book Description
The 1964 termination of the Studebaker Corporation's pension plan wiped out or significantly reduced the pensions of thousands of the automaker's employees and retirees. In response, the US Congress passed the 1974 Employee Retirement Income Security Act (ERISA), a monumental and revolutionary piece of legislation crafted to address corporate pension underfunding. The bill also set new rules regarding defined benefit (DB) and other retirement plans, and it established the Pension Benefit Guaranty Corporation as a government-run insurer to serve as a backdrop to U.S. corporate pensions. Despite the bill's far-ranging scope, in the decades since its passage, it has become evident that ERISA failed to achieve many of its intended objectives. The corporate pension scene today is in turmoil, and most private employers have terminated or frozen their traditional DB plans. In their place, employers are increasingly substituting defined contribution (DC) retirement saving plans, which pose a new set of responsibilities on employees and their firms. This volume investigates how and why traditional approaches to pension risk management have failed, and we also explore the new mechanisms required to strengthen retirement security for the future. Lessons from international experience are also included, ranging from Singapore to Switzerland, and the Netherlands to Australia.
Author: Jeff Haanen Publisher: Moody Publishers ISBN: 0802497632 Category : Religion Languages : en Pages : 160
Book Description
What am I going to do with my retirement? People talk about retirement like it’s supposed to be an endless vacation. But what if, like the majority of those facing retirement, you can’t afford such a luxury? Or, what if you just want something more from retirement? Some advocate for no retirement at all. But you’ve worked for decades and a rest and reprieve do sound appealing. What should you do? Does God have a purpose for your retirement? Yes, He does. Learn how to discern what it is by taking an uncommon approach. Jeff Haanen looks biblically and practically at the need for rest and purpose in retirement. And teaches you how to: Take a sabbatical rest in early retirement Listen to God’s voice for their calling in retirement Rethink “work” in retirement Understand family systems and leaving a legacy Planning retirement doesn’t have to be distressing. Retire in a way that’s God-honoring, purpose-filled, restful, and truly biblical.
Author: C.J. Cagle Publisher: B&H Publishing Group ISBN: 1535954183 Category : Religion Languages : en Pages : 171
Book Description
Americans are crazy about retirement. Everywhere we look there are books, articles, and websites dedicated to the subject—most of which are about how to get there fast, and how to enjoy it when you’re there. In this book, Chris Cagle, himself a recent retiree, challenges us to reimagine retirement from a distinctly Christian perspective. In the process, he will challenge our typical view of retirement as the ultimate reward for a life of hard work by asking key questions: What does the Bible have to say, if anything, about retirement? What would a God-honoring and glorifying retirement look like? If retirement is probable for most of us, how should we plan for it as wise stewards of the resources God has entrusted to our care? In Reimagine Retirement, Chris answers these and other questions to help us construct a vision of retirement that reflects the values, priorities, and purposes that are most important to God.
Author: Vesselin Popovski Publisher: Taylor & Francis ISBN: 1000915379 Category : Law Languages : en Pages : 365
Book Description
International law is usually conservative, with lawyers and judges emphasizing consistency, stability and predictability as the major advantages of the law. Legal scholars often prefer not to challenge the status quo, to suggest amendments, or to reform institutions, advocating simply to focus on the implementation of the laws that already exist. This collection stands different. It shares the authors’ discomfort with the present legal order and some of its institutions and courts, and dives into either a corrective or a profound reimagination of these, so that they can better address rising global challenges. Leading experts in their areas present their new and cutting-edge perspectives. Divided into six parts, the volume paints a vast yet solid thematic landscape of unique and critical approaches. The book invites and allows for a deep engagement with a wide range of opinions from across the world. It enables a free and courageous reimagining of the international legal order, detached from the endless feasibility skepticism. The work will be fascinating reading for students, academics and researchers working in the areas of International Law and International Relations.
Author: Jeremy Webber Publisher: McGill-Queen's Press - MQUP ISBN: 0773564470 Category : Political Science Languages : en Pages : 384
Book Description
Webber begins by showing how different conceptions of culture, language, and nation shaped Canada's constitutional negotiations from 1960 until the referendum of 1992. He then calls for a reconception of the terms of the debate, claiming that the terms now used, often borrowed from quite different societies, have made resolution of the constitutional issues more difficult. He rejects the language of nation and nationalism, and the tendency towards exclusiveness implicit in that language, arguing for a Canadian community founded not on a rigid set of "shared values" but on shared debates and shared engagements through time. Recognizing that Canadians belong simultaneously to the larger community and to other more local communities each generating its own sense of allegiance Webber describes how their relationships are shaped by institutional, linguistic, and cultural factors and notes that these multiple influences produce an asymmetrical structure. He maintains that this structure should be reflected in an assymetrical constitution, and can be accommodated without undermining individual rights. Webber offers both an overview of the constitutional negotiations and a set of reflections on the appropriate relationship between culture, language, and political community in Canada. These reflections, while rooted in the Canadian context, hold lessons for other pluralistic federations, or for nations confronting similar issues of cultural accommodation.
Author: William Moore Publisher: eBookIt.com ISBN: 1456648624 Category : Self-Help Languages : en Pages : 208
Book Description
Discover the Golden Years of Opportunity: Transform Your Retirement into a Vibrant New Beginning Imagine waking up each day to a life brimming with passion, purpose, and boundless opportunity. "Retirement Reimagined: The Ultimate Guide to Active and Meaningful Pathways" offers a fresh and invigorating perspective on what the golden years can truly be. Gone are the days of viewing retirement as a time for winding down. This guide illuminates the path towards a retirement replete with adventure, learning, and fulfillment. Redefining Retirement for the Modern Age, this comprehensive tome begins by challenging conventional notions, inviting you to envision a future where retirement means growth, exploration, and the pursuit of passions old and new. Through understanding the new dynamic retirement landscape, you'll be inspired to craft a personal vision that's as unique as you are. Embark on a journey of self-discovery as you explore newfound interests, hidden talents, and leisures that balance personal growth with sheer enjoyment. Retirement Reimagined guides you through cultivating a lifestyle that not only maintains physical and mental agility but nourishes them. Whether it's through volunteering, embracing the digital age, or pursuing hobbies, every chapter serves as a stepping-stone towards realising a fulfilling and active retirement. For those looking to give back, build lasting connections, or even delve into entrepreneurship, this guide covers it all. Learn how to navigate financial planning to ensure a secure, yet vibrant future. From the joys of travel and adventure to the significance of intergenerational connections and crafting your legacy, every aspect of retirement is explored with depth, sensitivity, and practical advice. Your retirement is an expansive horizon, a time of life rich with possibilities for personal development and joy. Retirement Reimagined is not just a book but a companion for anyone standing on the threshold of retirement or navigating through it, seeking to infuse their days with meaning and excitement. Step into your retirement with confidence and joy, knowing the best years are still ahead, waiting to be seized and celebrated. Embark on this transformative journey and embrace the opportunity to live your retirement years as you have always dreamed. The time to start is now.
Author: John Piggott Publisher: Elsevier ISBN: 0444634045 Category : Social Science Languages : en Pages : 1080
Book Description
Handbook of the Economics of Population Aging synthesizes the economic literature on aging and the subjects associated with it, including social insurance and healthcare costs, both of which are of interest to policymakers and academics. These volumes, the first of a new subseries in the Handbooks in Economics, describe and analyze scholarship created since the inception of serious attention began in the late 1970s, including information from general economics journals, from various field journals in economics, especially, but not exclusively, those covering labor markets and human resource issues, from interdisciplinary social science and life science journals, and from papers by economists published in journals associated with gerontology, history, sociology, political science, and demography, amongst others. - Dissolves the barriers between policymakers and scholars by presenting comprehensive portraits of social and theoretical issues - Synthesizes valuable data on the topic from a variety of journals dating back to the late 1970s in a convenient, comprehensive resource - Presents diverse perspectives on subjects that can be closely associated with national and regional concerns - Offers comprehensive, critical reviews and expositions of the essential aspects of the economics of population aging
Author: Publisher: Oxford University Press ISBN: 0192889214 Category : Business & Economics Languages : en Pages : 273
Book Description
This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence. It is free to read at Oxford Scholarship Online and offered as a free PDF download from OUP and selected open access locations. Since its green shoots first emerged around 50 years ago, acceptance of environmental, social, and governance (ESG) considerations in institutional investing-especially at pension funds-has evolved with distinct shifts in investor preferences. This Pension Research Council volume traces these shifts and their implications, leading up to the present day. The book notes that investors have diverse reasons for devoting attention to ESG criteria when deciding where to invest their money. Some had religious motives, such as Quakers who focused on values; this approach can offer some risk mitigation. Nevertheless, studies that look at whether divestment actually changes companies' behaviors show that this rarely occurs. Accordingly, this book offers a variety of distinct viewpoints from a variety of countries, on whether, how, and when ESG criteria should, and should not, drive pension fund investments. The authors also find that policymakers should consider fund consolidation in private sector retirement systems, along with whether service-provider incentives could be better be aligned with sustainability incentives. For instance, boosting transparency in these markets would help generate better-informed policies, while providing beneficiaries with information relevant to their savings choices.
Author: United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions Publisher: ISBN: Category : Pension trusts Languages : en Pages : 76
Author: Richard J. Leider Publisher: Berrett-Koehler Publishers ISBN: 1609949544 Category : Self-Help Languages : en Pages : 175
Book Description
A practical guide to successfully navigating big life changes faced during middle age and later. Are you at a point in your life where you're asking, “What’s next?” You’ve finished one chapter and you have yet to write the next one. Many of us face these transitions at midlife, but they can happen at any point. It’s a time full of enormous potential, and it defines a whole new phase of life. It’s called Life Reimagined. Here is your map to guide you in this new life phase. You can use the powerful practices and insights to help you uncover your own special gifts, connect with people who can support you, and explore new directions. You’ll be inspired by meeting ordinary people who have reimagined their lives in extraordinary ways. You’ll also read the stories of pioneers of the Life Reimagined movement such as Jane Pauley, James Brown, and Emilio Estefan. They show us that this journey of discovery can help us find fulfillment in surprising new places. One of the profound truths that underlies this book is the liberating notion that each of us is “an experiment of one,” free to find our own path in this new phase of our lives. No old rules, no outdated societal norms, no boundaries of convention or expectation. Let Life Reimagined help you discover your new life possibilities! Winner of the 2014 Silver Nautilus Award
Author: Olivia S. Mitchell
Author: Olivia S. Mitchell
Author: Jeff Haanen
Author: C.J. Cagle
Author: Vesselin Popovski
Author: Jeremy Webber
Author: William Moore
Author: John Piggott
Author: 
Author: United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions
Author: Richard J. Leider