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Reforming Private Health Insurance

Reforming Private Health Insurance PDF Author: Mark A. Hall
Publisher: American Enterprise Institute
ISBN: 9780844738628
Category : Business & Economics
Languages : en
Pages : 128

Book Description
Between 1987 and 1991, the portion of Americans covered by individually purchased health insurance dropped 40per cent. Assuming the US will continue to rely on private financing for health care, the author clarifies benefits to society from an efficient health insurance market.

Reforming Private Health Insurance

Reforming Private Health Insurance PDF Author: Mark A. Hall
Publisher: American Enterprise Institute
ISBN: 9780844738628
Category : Business & Economics
Languages : en
Pages : 128

Book Description
Between 1987 and 1991, the portion of Americans covered by individually purchased health insurance dropped 40per cent. Assuming the US will continue to rely on private financing for health care, the author clarifies benefits to society from an efficient health insurance market.

Private Health Insurance

Private Health Insurance PDF Author:
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 64

Book Description


Health-Care Utilization as a Proxy in Disability Determination

Health-Care Utilization as a Proxy in Disability Determination PDF Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 030946921X
Category : Medical
Languages : en
Pages : 161

Book Description
The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.

Assessing Health Care Reform

Assessing Health Care Reform PDF Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309049261
Category : Medical
Languages : en
Pages : 85

Book Description
This book establishes a framework for assessing health care reform proposals and their implementation. It helps clarify objectives, identifies issues to be addressed in proposals, distinguishes between short- and long-term expectations and achievements, and directs attention to important but sometimes neglected questions about the organization and provision of health care services. In addition, the volume presents a discussion and analysis of issues essential to achieving fundamental goals of health care reform: to maintain and improve health and well-being, to make basic health coverage universal, and to encourage the efficient use of limited resources. The book is a useful resource for anyone developing or assessing options for reform.

Health Care Reform

Health Care Reform PDF Author: Jonathan Gruber
Publisher: Macmillan
ISBN: 0809094622
Category : Comics & Graphic Novels
Languages : en
Pages : 162

Book Description
"A graphic explanation of the PPACA act"--Provided by publisher.

Health Reform without Side Effects

Health Reform without Side Effects PDF Author: Mark V. Pauly
Publisher: Hoover Press
ISBN: 0817910468
Category : Medical
Languages : en
Pages : 123

Book Description
Mark V. Pauly offers a detailed look at the individual insurance market in the United States. He explains how it works, suggests approaches to improvement that build on what currently works well, and provides a realistic assessment of how much improvement we can demand and expect. He concludes that, although there are some serious deficiencies in today's individual insurance market, there are also some important advantages in this market that should be preserved.

State Health Insurance Market Reform

State Health Insurance Market Reform PDF Author: Joel C. Cantor
Publisher: Routledge
ISBN: 0415651956
Category : Business & Economics
Languages : en
Pages : 193

Book Description
In this volume, leading American health economists provide a critical assessment of the current state of knowledge of insurance market reform that is accessible to both policy-makers and researchers.

Health Reform in the 21st Century

Health Reform in the 21st Century PDF Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 136

Book Description


Private Health Insurance Market Reforms in the Patient Protection and Affordable Care Act (ACA).

Private Health Insurance Market Reforms in the Patient Protection and Affordable Care Act (ACA). PDF Author: Annie L. Mach
Publisher:
ISBN:
Category :
Languages : en
Pages :

Book Description
This report provides background information about the private health insurance market, including market segments and regulation. It then describes each ACA market reform, grouped under the following categories: obtaining coverage, keeping coverage, cost of purchasing coverage, covered services, cost-sharing limits, consumer assistance and other health care protections, and plan requirements related to health care providers.

Private Health Insurance Market Reforms in the Patient Protection and Affordable Care Act (ACA)

Private Health Insurance Market Reforms in the Patient Protection and Affordable Care Act (ACA) PDF Author: Annie L. Mach
Publisher: Createspace Independent Pub
ISBN: 9781478326908
Category : Medical
Languages : en
Pages : 30

Book Description
The private health insurance provisions in the Patient Protection and Affordable Care Act (P.L. 111-148, ACA, as amended) include market reforms that impose requirements on private health insurance plans. Such reforms relate to the offer, issuance, generosity, and pricing of health plans, among other requirements. ACA's market reforms largely focus on the individual and small group health insurance markets, and in this report the reforms have been grouped by effective dates: “immediate” market reforms that become effective prior to the full implementation date of ACA, and reforms that become effective on the full implementation date (January 1, 2014). ACA requires implementation of a number of reforms prior to its full implementation date (i.e., prior to plan years beginning on or after January 1, 2014). “Immediate” reforms include a process to review unreasonable rate increases; an Internet portal to assist consumers in identifying coverage options; prohibition on lifetime limits and restriction of annual limits; the prohibition on rescissions; coverage of preventive health services with no cost-sharing; extension of dependent coverage; prohibition of discrimination based on salary; standards related to medical loss ratios and rebates to plan participants; appeals process; coverage of preexisting health conditions for children; patient protections; uniform explanation of coverage documents; and reporting requirements regarding quality of care. Market reforms effective beginning in 2014 include nondiscrimination based on health status; guaranteed issue and guaranteed renewability; coverage of preexisting health conditions (regardless of age); nondiscrimination regarding clinical trial participation; rating restrictions; waiting period limitation; and nondiscrimination regarding health care providers. This report provides background information about the private health insurance market, including market segments and regulation. It describes each ACA market reform and notes any major implementation activity that has occurred (e.g., issuance of final rule from a department such as Health and Human Services). The appendices of the report provide additional information about the status of regulations relating to each reform and how the reforms apply to the different market segments and health plans.