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Author: Patricia Munch Danzon Publisher: American Enterprise Institute ISBN: 9780844739335 Category : Business & Economics Languages : en Pages : 196
Book Description
In the 1980s and the early 1990s, America's system of workers' compensation insurance was in trouble. As medical costs grew and benefits and compensable injuries expanded, costs of this insurance skyrocketed. In response, the states imposed price controls, but those controls caused unforeseen--and negative--consequences. The authors define the problems, trace the regulatory responses, and analyze the effects of rate regulation.
Author: Patricia Munch Danzon Publisher: American Enterprise Institute ISBN: 9780844739335 Category : Business & Economics Languages : en Pages : 196
Book Description
In the 1980s and the early 1990s, America's system of workers' compensation insurance was in trouble. As medical costs grew and benefits and compensable injuries expanded, costs of this insurance skyrocketed. In response, the states imposed price controls, but those controls caused unforeseen--and negative--consequences. The authors define the problems, trace the regulatory responses, and analyze the effects of rate regulation.
Author: Scott E. Harrington Publisher: ISBN: Category : Languages : en Pages : 0
Book Description
We analyze the relationship between insurance rate regulation, inflationary cost surges, and incentives for loss control using state-level data on workers' compensation insurance for 24 states during 1984-90. Regulators often responded to rapid-loss growth during this period by denying rate increases or approving increases that were less than initially requested by insurers. We test whether rate suppression increased loss growth by distorting incentives for loss control. Our regressions indicate a positive and statistically reliable relationship between loss growth and lagged measures of regulatory price constraints, suggesting that rate regulation increased the frequency and/or severity of employee injuries.
Author: David Durbin Publisher: Springer Science & Business Media ISBN: 0585325308 Category : Business & Economics Languages : en Pages : 362
Book Description
The articles in this volume were first presented at the Seventh and Eighth Conferences on Economic Issues in Workers' Compensation sponsored by the National Council on Compensation Insurance. A principal objective of the Conference series has been for workers' compensation insurance researchers to apply state-of-the-art research methodologies to policy questions of interest to the workers' compensation insurance community. This community is a rather diverse group--it includes employers, insurers, injured workers, regulators, and legislators, as well as those who service or represent these groups (e.g., physicians, rehabilitation specialists, labor unions). Despite this diversity and the variety of agendas, the Conference series continues to address many important policy questions. Readers familiar with the Conference series and the four previously published volumes should notice an evolution in terms of the topics addressed in this volume. In the earlier conferences, the topics were more often concerned with the underlying causes of the tremendous increase in workers' compensation benefit payments. In the present volume, h- ever, only four of the fourteen chapters directly concern workers' c- pensation insurance benefits, while the other ten concern the pricing of workers compensation insurance. This is not to suggest that workers' compensation cost increases have abated. In 1989, workers' compensation incurred losses exceeded $45 billion to continue the annual double-digit cost increases. Two explanations can be offered for the somewhat altered focus of this volume. First, despite the continued increase in prices, the financial results for the workers' compensation insurance line continue to be poor.
Author: Bevans Publisher: Cengage Learning ISBN: 9781418018290 Category : Workers' compensation Languages : en Pages : 317
Book Description
Workersa Compensation Law provides an in-depth look at the day-to-day practice of this field while addressing theoretical aspects that form a critical foundation for this branch of law. Reviews how a worker's compensation case begins and explains activities involved in those cases, such as drafting petitions, presenting cases to an administrative law judge, and bringing an appeal. The theoretical basis of the material is laid out in easy to understand and enjoyable format reinforced with practical real-life examples. Although written with paralegal-specific information, the content includes information vital to anyone dealing with Workersa Compensation issues.
Author: Terry Thomason Publisher: W.E. Upjohn Institute ISBN: 0880992182 Category : Business & Economics Languages : en Pages : 474
Book Description
Traces trends in workers compensation since 1960, with particular reference to the State of Rhode Island. Addresses effects of deregulation and other changes in insurance pricing arrangements, assesses benefit adequacy vs. affordability, measuring employers' cost, etc.
Author: Patricia Munch Danzon
Author: Patricia Munch Danzon
Author: Scott E. Harrington
Author: David Durbin
Author: 
Author: Bevans
Author: 
Author: Cincinnati (Ohio) Chamber of Commerce and Merchants' Exchange. Impartial Committee on Workmen's Compensation Insurance
Author: Terry Thomason
Author: Spencer L. Kimball
Author: Illinois. General Assembly. Insurance Study Commission. Workmen's Compensation Insurance Subcommittee