Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 54
Book Description
Problem Loans and Cost Efficiency in Commercial Banks
Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 54
Book Description
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 54
Book Description
Problem Loans and Cost Efficiency in Commercial Banks
Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 45
Book Description
This paper addresses a little examined intersection between the problem loan literature and the bank efficiency literature. We employ Granger-causality techniques to test four hypotheses regarding the relationships among loan quality, cost efficiency and bank capital. The data suggest that problem loans precede reductions in measured cost efficiency: that cost efficiency precedes reductions in problem loans; and that reductions in capital at thinly capitalized banks precede increases in problem loans. Hence, cost efficiency may be an important indicator of future problem loans and problem banks. Our results are ambiguous concerning whether or not researchers should include loan quality in efficiency estimation.
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 45
Book Description
This paper addresses a little examined intersection between the problem loan literature and the bank efficiency literature. We employ Granger-causality techniques to test four hypotheses regarding the relationships among loan quality, cost efficiency and bank capital. The data suggest that problem loans precede reductions in measured cost efficiency: that cost efficiency precedes reductions in problem loans; and that reductions in capital at thinly capitalized banks precede increases in problem loans. Hence, cost efficiency may be an important indicator of future problem loans and problem banks. Our results are ambiguous concerning whether or not researchers should include loan quality in efficiency estimation.
Output Measurement in the Service Sectors
Author: Zvi Griliches
Publisher: University of Chicago Press
ISBN: 0226308898
Category : Business & Economics
Languages : en
Pages : 576
Book Description
Is the fall in overall productivity growth in the United States and other developed countries related to the rising share of the service sectors in the economy? Since services represent well over half of the U.S. gross national product, it is also important to ask whether these sectors have had a slow rate of growth, as this would act as a major drag on the productivity growth of the overall economy and on its competitive performance. In this timely volume, leading experts from government and academia argue that faulty statistics have prevented a clear understanding of these issues.
Publisher: University of Chicago Press
ISBN: 0226308898
Category : Business & Economics
Languages : en
Pages : 576
Book Description
Is the fall in overall productivity growth in the United States and other developed countries related to the rising share of the service sectors in the economy? Since services represent well over half of the U.S. gross national product, it is also important to ask whether these sectors have had a slow rate of growth, as this would act as a major drag on the productivity growth of the overall economy and on its competitive performance. In this timely volume, leading experts from government and academia argue that faulty statistics have prevented a clear understanding of these issues.
Problem Loans and Capital Management in Commercial Banks
Identification and Management of Problem Loans at Commercial Banks
Author: Craig L. Shallcross
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 182
Book Description
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 182
Book Description
Efficiency of Financial Institutions
Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank management
Languages : en
Pages : 96
Book Description
Publisher:
ISBN:
Category : Bank management
Languages : en
Pages : 96
Book Description
Managing Problem Loans at Commercial Banks
Author: Edward Charles Lawrence
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 98
Book Description
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 98
Book Description
A Diagnostic Test for the Distribution-free Efficiency Estimator
Author: Robert DeYoung
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 28
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 28
Book Description
Commercial Problem Loans
Author: Robert H. Behrens
Publisher: Irwin Professional Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 248
Book Description
This newly revised edition is intended to be used as an aid to loan officers, thus giving them a better understanding of the organization and operation of the loan department. Two case studies based on actual problem loan situations are included.
Publisher: Irwin Professional Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 248
Book Description
This newly revised edition is intended to be used as an aid to loan officers, thus giving them a better understanding of the organization and operation of the loan department. Two case studies based on actual problem loan situations are included.
A Strategy for Resolving Europe's Problem Loans
Author: Mr.Shekhar Aiyar
Publisher: International Monetary Fund
ISBN: 1513511653
Category : Business & Economics
Languages : en
Pages : 79
Book Description
Europe’s banking system is weighed down by high levels of non-performing loans (NPLs), which are holding down credit growth and economic activity. This discussion note uses a new survey of European country authorities and banks to examine the structural obstacles that discourage banks from addressing their problem loans. A three pillared strategy is advocated to remedy the situation, comprising: (i) tightened supervisory policies, (ii) insolvency reforms, and (iii) the development of distressed debt markets.
Publisher: International Monetary Fund
ISBN: 1513511653
Category : Business & Economics
Languages : en
Pages : 79
Book Description
Europe’s banking system is weighed down by high levels of non-performing loans (NPLs), which are holding down credit growth and economic activity. This discussion note uses a new survey of European country authorities and banks to examine the structural obstacles that discourage banks from addressing their problem loans. A three pillared strategy is advocated to remedy the situation, comprising: (i) tightened supervisory policies, (ii) insolvency reforms, and (iii) the development of distressed debt markets.