Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Perspectives on the Consumer Financial Protection Agency :.
Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Perspectives on the Consumer Financial Protection Agency
Author: United States House of RepresentativesPublisher:
ISBN: 9781701637085
Category :
Languages : en
Pages : 242
Book Description
Perspectives on the Consumer Financial Protection Agency: hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, September 30, 2009.
Perspectives on the Consumer Financial Protection Agency, Serial No. 111-81, September 30, 2009, 111-1 Hearing, *.
Author: Perspectives on the Consumer Financial Protection Agency
Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 244
Book Description
The Consumer Financial Protection Bureau in Perspective
Author: The Consumer Financial Protection Bureau
Author: Paul J. CeruttiPublisher:
ISBN: 9781622576371
Category : Consumer protection
Languages : en
Pages : 0
Book Description
In the wake of the worst U.S. financial crisis since the Great Depression, Congress passed and the President signed into law sweeping reforms of the financial services regulatory system through the Dodd-Frank Wall Street Reform and Consumer Protection Act. This book provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. Also analysed is how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall and do not fall under the Bureau's supervisory, enforcement, and rule-making authorities; the Bureau's general and specific rule-making powers and procedures; and the Bureau's findings.
Democracy Declined
Author: Mallory E. SoRellePublisher: University of Chicago Press
ISBN: 022671182X
Category : Political Science
Languages : en
Pages : 302
Book Description
As Elizabeth Warren memorably wrote, “It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house. But it is possible to refinance an existing home with a mortgage that has the same one-in-five chance of putting the family out on the street.” More than a century after the government embraced credit to fuel the American economy, consumer financial protections in the increasingly complex financial system still place the onus on individuals to sift through fine print for assurance that they are not vulnerable to predatory lending and other pitfalls of consumer financing and growing debt. In Democracy Declined, Mallory E. SoRelle argues that the failure of federal policy makers to curb risky practices can be explained by the evolution of consumer finance policies aimed at encouraging easy credit in part by foregoing more stringent regulation. Furthermore, SoRelle explains how angry borrowers’ experiences with these policies teach them to focus their attention primarily on banks and lenders instead of demanding that lawmakers address predatory behavior. As a result, advocacy groups have been mostly unsuccessful in mobilizing borrowers in support of stronger consumer financial protections. The absence of safeguards on consumer financing is particularly dangerous because the consequences extend well beyond harm to individuals—they threaten the stability of entire economies. SoRelle identifies pathways to mitigate these potentially disastrous consequences through greater public participation.
Improving Federal Consumer Protection in Financial Services
Author: United States. Congress. House. Committee on Financial ServicesPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 128
Book Description
The Consumer Financial Protection Bureau (CFPB)
Author: David H. CarpenterPublisher:
ISBN: 9781457834974
Category :
Languages : en
Pages : 30
Book Description
Financial Report of the Consumer Financial Protection Bureau
Author: Consumer Financial Consumer Financial Protection BureauPublisher: CreateSpace
ISBN: 9781502991492
Category :
Languages : en
Pages : 102
Book Description
The Bureau of Consumer Financial Protection, known as the Consumer Financial Protection Bureau (CFPB), was established on July 21, 2010 under Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act Public Law No. 111-203 (Dodd-Frank Act). The CFPB was established as an independent bureau within the Federal Reserve System. The Bureau is an Executive agency as defined in Section 105 of Title 5, United States Code.