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Author: Jeff Biddle Publisher: ISBN: Category : Disability evaluation Languages : en Pages : 28
Book Description
The labor-market consequences of disability can include job loss, reduced income, earlier retirement, and greater reliance on private and social insurance systems to provide income security. In this article, the authors examine the labor-market consequences of work-related disabling injuries and their relationship to the age of injured workers in three states: California, Washington, and Wisconsin. They also report estimates of the adequacy of income benefits received for the injuries from workers' compensation. The authors present evidence that older workers suffer proportionately more injuries with permanently disabling consequences and the losses suffered by older workers are greater, on average, than those of younger workers. They also find that injury-related non-employment is higher among older workers and, moreover, the older workers in the states that were studied appear to recover a smaller proportion of their losses from workers' compensation than do other injured workers.
Author: Jeff Biddle Publisher: ISBN: Category : Disability evaluation Languages : en Pages : 28
Book Description
The labor-market consequences of disability can include job loss, reduced income, earlier retirement, and greater reliance on private and social insurance systems to provide income security. In this article, the authors examine the labor-market consequences of work-related disabling injuries and their relationship to the age of injured workers in three states: California, Washington, and Wisconsin. They also report estimates of the adequacy of income benefits received for the injuries from workers' compensation. The authors present evidence that older workers suffer proportionately more injuries with permanently disabling consequences and the losses suffered by older workers are greater, on average, than those of younger workers. They also find that injury-related non-employment is higher among older workers and, moreover, the older workers in the states that were studied appear to recover a smaller proportion of their losses from workers' compensation than do other injured workers.
Author: Christopher Ball Publisher: Nolo ISBN: 1413322697 Category : Law Languages : en Pages : 457
Book Description
This complete guide for injured workers in California will help injured workers get medical treatment with their own doctor or find another, file claims on time, deal with claims adjusters who don’t want to pay benefits, and get a lump-sum settlement for the highest amount possible.
Author: Mark A. Peterson Publisher: RAND Corporation ISBN: Category : Business & Economics Languages : en Pages : 248
Book Description
Workers in California experiencing injuries at work that result in permanent partial disabilities (PPD) are eligible to receive compensation. The workers' benefits, doctors' and attorneys' fees, and the system that processes the hundreds of thousands of annual claims cost employers billions of dollars each year. This report evaluates the workers' compensation system by examining its efficiency and the adequacy and equity of its benefits, and suggests system reforms. The authors conducted interviews with system participants and found that the system is still troubled by many of the same problems that plagued it before the 1989 and 1993 reforms. It remains overly costly, complex, and litigious while delivering modest benefits. The authors estimated the wage losses of PPD claimants in 1991-93, and found that even after five years, the injured workers earned considerably less than controls. In addition, injured workers experience considerable time out of work, not just immediately after the injury, but also after the initial return to work. The authors identified particular problems among claims categorized by the workers' compensation system as "minor," the vast majority of claims. For this group, wage replacement rates were lowest. Reform proposals include an elective fast track to streamline claims processing, and a revision to the disability rating schedule to improve the relationship between wage loss and benefits paid.
Author: Rachel Kaganoff Stern Publisher: RAND Corporation ISBN: 9780833025760 Category : Business & Economics Languages : en Pages : 0
Book Description
This volume summarizes a comprehensive empirical analysis of the permanent partial disability component of California's workers' compensation system. Established early in this century, this system processes hundreds of thousands of claims from injured workers every year and pays out billions of dollars in benefits.
Author: United States. Interdepartmental Workers' Compensation Task Force Publisher: ISBN: Category : Government publications Languages : en Pages : 164
Author: Publisher: ISBN: Category : Disability insurance Languages : en Pages : 90
Book Description
The New Mexico workers' compensation system has been widely regarded as a success story since it was significantly reformed a decade ago. Workers' compensation costs for the state's employers are among the lowest in the country, insurer profits are among the highest, and the system is among the least litigious. Given this environment, this book evaluates the adequacy and equity of workers' compensation indemnity for New Mexico workers receiving permanent partial disability benefits. The authors compare outcomes for workers with partially disabling occupational injuries in New Mexico with outcomes for their counterparts in California, Washington, Oregon, and Wisconsin. After controlling for differences across the five states, New Mexico's replacement rates fall in the middle; however, benefits for sustained earnings losses are not adequate by the commonly cited standard of two-thirds pre-tax wage replacement. Scheduled injuries, which include primarily injuries to the arms and legs, are less adequately compensated than unscheduled injuries, which are primarily injuries to the back. The duration of time until an employee's return to work in New Mexico is much longer than that in other states, which may be accounted for by the other states' active return-to-work programs.
Author: Monroe Berkowitz Publisher: W. E. Upjohn Institute ISBN: Category : Business & Economics Languages : en Pages : 488
Book Description
Investigates the adequacy and equity of permanent partial disability benefits and the efficiency of the procedures and standards used to provide these benefits. Includes a Ten-State Study and a summary of a Wage-Loss Study in three of these ten states.
Author: Robert T. Reville Publisher: RAND Corporation ISBN: Category : Business & Economics Languages : en Pages : 136
Book Description
Employers that self-insure for workers' compensation have greater incentives than insured employers to return injured employees to work as quickly as possible. And because self-insured firms typically are larger, they often have more opportunities to offer injured workers modified work. This report examines the consequences of a disabling workplace injury for workers at 68 private self-insured employers in California from 1991 through 1995. Using employer-provided data on permanent disability claims, which were then linked to longitudinal data from the state of California on earnings before and after injury, the authors estimate the earnings losses associated with a permanent disability and examine the post-injury employment patterns of permanent disability claimants. They found significant earnings losses for claimants at the self-insured firmsʺmore than 20 percent of earnings over the five years after injury. The authors compared the experiences of workers at self-insured firms with workers at insured firms and found lower proportional losses at self-insured firms, but also slightly lower replacement rates. They also found better return to work at self-insured firms. However, when controlling for pre-injury earnings, industry, and firm size, differences in earnings losses between workers injured at self-insured and insured firms are diminished.
Author: Jeff Biddle
Author: Jeff Biddle
Author: Peter S. Barth
Author: Christopher Ball
Author: Mark A. Peterson
Author: Rachel Kaganoff Stern
Author: United States. Interdepartmental Workers' Compensation Task Force
Author: 
Author: Monroe Berkowitz
Author: Monroe Berkowitz
Author: Robert T. Reville