Overcoming Debt, Achieving Financial Freedom PDF Download

Author: Cindy Zuniga-Sanchez
Publisher: John Wiley & Sons
ISBN: 1119902347
Category : Business & Economics
Languages : en
Pages : 299

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Book Description
Transform your financial situation with easy-to-follow advice from a first-generation professional In Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg. In the book, you’ll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. You’ll also understand much of what school didn’t teach you about student loans. The author explains: Strategies to create a realistic and actionable debt repayment plan that will save you money and time Strategies for maximizing your income by negotiating your salary and finding profitable “side hustles” Techniques for straightforward forms of investing that responsibly balance risk and reward The money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worth An essential money resource for students, professionals, entrepreneurs, young families, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide you’ve been waiting for.

Author: Shu Chen Hou
Publisher: KOKOSHUNGSAN®
ISBN:
Category : Business & Economics
Languages : en
Pages : 58

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Book Description
Are you tired of being buried in debt and struggling to build your wealth? It's time to take control of your financial life and start achieving your dreams. Introducing "Crush Your Debt and Build Your Wealth: The Ultimate Money Management Strategy" - the definitive guide to managing your money and achieving financial success. With this ebook, you'll learn proven strategies for eliminating debt, saving money, and building wealth. You'll discover how to create a budget that works for you, manage your credit cards and loans, and invest your money wisely. Whether you're just starting out on your financial journey or you're a seasoned pro, this ebook has something for everyone. With easy-to-follow advice and real-world examples, "Crush Your Debt and Build Your Wealth" is the perfect resource for anyone looking to take control of their finances and build a better future. Say goodbye to debt and hello to financial freedom - get your copy today!

Author: Andrew Gumbel
Publisher: The New Press
ISBN: 1620979284
Category : Education
Languages : en
Pages : 187

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The “heartfelt” (Shelf Awareness) story of how Georgia State University tore up the rulebook for educating lower-income students Published to wide acclaim, Won’t Lose This Dream is the “illuminating” (Times Literary Supplement) story of a public university that has blazed an extraordinary trail for lower-income and first-generation students in downtown Atlanta, the birthplace of the civil rights movement. “A powerful story of institutional transformation” (bestselling author Beverly Daniel Tatum), Won’t Lose This Dream shows how Georgia State University has upended the conventional wisdom about low-income students by harnessing the power of big data to identify and remove obstacles that previously stopped them from graduating—an earthshaking achievement that is reverberating across every college campus today. “Drawing on extensive on-the-ground reporting” (Kirkus Reviews), Andrew Gumbel delivers a thrilling, blow-by-blow account of visionary leaders who overcame fierce resistance, and the remarkable students whose resilience and determination inspired the work at every stage. Their success shows how the promise of social advancement through talent and hard work, the essence of the American dream, can be rekindled even in an age of deep inequalities and divisive politics. “A superb work for anyone interested in higher education” (Library Journal), Won’t Lose This Dream “lays out a persuasive vision for reform” (Publishers Weekly) and a concrete vision of higher ed that works for all Americans.

Author: R. Christopher Whalen
Publisher: John Wiley & Sons
ISBN: 0470875143
Category : Business & Economics
Languages : en
Pages : 416

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Book Description
Americans as a whole view themselves as reasonably prudent and sober people when it comes to matters of money, reflecting the puritan roots of the earliest European settlers. Yet as a community, we also seem to believe that we are entitled to a lifestyle that is well-beyond our current income, a tendency that goes back to the earliest days of the United States and particularly to get rich quick experiences ranging from the Gold Rush of the 1840s to the real estate bubble of the early 21st Century. Inflated examines this apparent conflict and makes the argument that such a world view is so ingrained in us that to expect the United States to live in a "deflated" world is simply unrealistic. It skillfully seeks to tell the story of, money inflation and public debt as enduring (and perhaps endearing) features of American life, rather than something we can one day overcome as our policy makers constantly promise. Features interviews with today's top financial industry leaders and insiders. Offer a glimpse into the future of the Federal Reserve and the role it will play in the coming years Examines what the future may hold for the value of the U.S. dollar and the real incomes of future generations of Americans The gradual result of the situation we find ourselves in will inevitably lead to inflation, loss of economic opportunity, and a decline in the value of the dollar. This book will show you why, and reveal how we might be able to deal with it.

Author: Scott D. MacDonald
Publisher: Indiana University Press
ISBN: 0253051452
Category : Education
Languages : en
Pages : 263

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Book Description
Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.

Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on the Constitution
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 88

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Book Description

Author: Melanie Lockert
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 126

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Book Description
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Author: Abhishek Parihar
Publisher: Abhishek Parihar
ISBN:
Category : Self-Help
Languages : en
Pages : 130

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Book Description
"The Options Trap" is a profoundly moving and deeply personal exploration of one trader's harrowing journey through the perils of the options market. Written by acclaimed author Abhishek Parihar, writing under the pen name Abhay Sooryavanshi, this book is a testament to the power of resilience and the transformative potential that lies within us all. Inspired by the real-life struggles of a dear friend, Parihar's narrative weaves together two parallel tales of hardship and redemption that will captivate readers from the very first page. On one hand, he chronicles his friend's descent into the seductive trap of options trading, where unchecked greed and fear led to devastating losses that pushed him to the brink of ruin. On the other, Parihar shares his own intensely personal battle against the ravages of cancer, a colostomy, and three grueling operations - all while grappling with the heartbreak of being separated from his beloved wife and young daughter due to misunderstandings and the malicious actions of others. Through these intertwined narratives, Parihar paints a poignant portrait of the human experience, where financial turmoil and personal tragedy collide in a powerful and emotional journey. As the reader follows along, they will be drawn into the highs and lows faced by Parihar and his friend, experiencing the thrill of potential riches, the agony of crushing losses, and the sheer determination required to overcome even the most daunting of challenges. Yet, at the core of this gripping tale lies a message of hope, as Parihar and his friend find the strength within to confront their demons and emerge stronger than ever before. Parihar's extensive trading expertise, coupled with his unwavering commitment to helping others, shines through in his heartfelt and authentic storytelling. Readers will be captivated by the raw emotion and hard-won lessons that imbue every page, finding inspiration in the triumphs that arise from the depths of adversity. Whether you are a trader seeking to navigate the complexities of the options market or a reader drawn to tales of personal transformation, "The Options Trap" will leave an indelible mark on your heart and mind. Parihar's journey is not merely one of financial woes, but a testament to the resilience of the human spirit, a testament that will resonate with anyone who has faced their own battles against adversity. Through his powerful words, Parihar invites readers to embark on a journey of self-discovery, where the lessons learned in the options realm become a metaphor for the challenges we all face in our daily lives. "The Options Trap" is not just a book about trading - it is a celebration of the human spirit, a rallying cry for those who dare to confront their fears and emerge victorious. In a world that often values success above all else, Parihar's story reminds us that true triumph lies in the ability to overcome, to learn, and to grow, even in the face of the most daunting obstacles. This book is a must-read for anyone seeking inspiration, guidance, and a deeper understanding of the human experience in all its complexities.

Author: Sarah J. Robinson
Publisher: WaterBrook
ISBN: 0593193539
Category : Religion
Languages : en
Pages : 257

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Book Description
A compassionate, shame-free guide for your darkest days “A one-of-a-kind book . . . to read for yourself or give to a struggling friend or loved one without the fear that depression and suicidal thoughts will be minimized, medicalized or over-spiritualized.”—Kay Warren, cofounder of Saddleback Church What happens when loving Jesus doesn’t cure you of depression, anxiety, or suicidal thoughts? You might be crushed by shame over your mental illness, only to be told by well-meaning Christians to “choose joy” and “pray more.” So you beg God to take away the pain, but nothing eases the ache inside. As darkness lingers and color drains from your world, you’re left wondering if God has abandoned you. You just want a way out. But there’s hope. In I Love Jesus, But I Want to Die, Sarah J. Robinson offers a healthy, practical, and shame-free guide for Christians struggling with mental illness. With unflinching honesty, Sarah shares her story of battling depression and fighting to stay alive despite toxic theology that made her afraid to seek help outside the church. Pairing her own story with scriptural insights, mental health research, and simple practices, Sarah helps you reconnect with the God who is present in our deepest anguish and discover that you are worth everything it takes to get better. Beautifully written and full of hard-won wisdom, I Love Jesus, But I Want to Die offers a path toward a rich, hope-filled life in Christ, even when healing doesn’t look like what you expect.

Author: Lesley-Anne Scorgie
Publisher: Dundurn
ISBN: 1459729757
Category : Business & Economics
Languages : en
Pages : 170

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Book Description
Financial analyst and public speaker Lesley-Anne Scorgie knows that the road to financial independence starts in young adulthood. Drawing on her personal experience, she presents the perfect advice about saving, investing, and budgeting. The book lays out everything twenty-somethings need to know to become financially savvy.