Out of Debt, Into Freedom: 7 Essential Ways You Can Break the Chains of Debt PDF Download

Author: Joy Stagg
Publisher: Lulu.com
ISBN: 1387269518
Category : Business & Economics
Languages : en
Pages : 94

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Book Description
Debt has become an accepted part of our culture and has enslaved the minds of many today. The average American is drowning in debt and freedom seems impossible to possess. In Out of Debt, Into Freedom, author Joy Stagg reveals 7 essential steps to become debt free, as well as, the struggle that inspired a passion within her to fight for peace of mind, to attain debt freedom, and to spark a change in the lives of others who are haunted by debt. The desire of this book is to provoke: InspirationÑgrowing uncomfortable with being comfortable living in debt MotivationÑovercoming challenges to become debt free EmpowermentÑapplying what you learn to live free Do you remember your life before you were in debt? Do you remember how beautiful freedom felt? Now you have an opportunity to obtain it again. This book will show you exactly what it takes to be freeÑso donÕt waste another moment! Live the freedom lifestyle you were designed to liveÉ

Author: Yannis
Publisher: Xlibris Corporation
ISBN: 1450033636
Category : Education
Languages : en
Pages : 135

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Book Description
This book is a guide to financial freedom. It includes 8 budgetary forms, eleven rules to follow for success, and instructions on how to use your bank accounts to your advantage. The plan is divided in two sections and you decided which one to use. Many people find themselves in debt which occurs for the same reason every time; we dont save money and we spend more than we earn. My struggle with debt led to the creation of this guide. In the book I describe the method I used to pay my debt and to improve my way of living. The guide consists of instructions for determining the debt load for the household, and the amount of income coming in. Using forms and examples each individual or family will be able to calculate and control, through a budget, a way to increase debt payoff or to increase savings. This guide will be a valuable tool for you to use on your way to becoming debt free. It will allow you to see in black and white how much money you make and how much money you spend or overspend. The budgetary forms will help you to change your future. The knowledge gained will empower you to control your money rather than money controlling you. These forms make you the BOSS of your finances and put you in the driver seat to financial freedom. Remember that only you have the power to change your future.

Author: Chase Lawson
Publisher: Independently Published
ISBN: 9781082783180
Category :
Languages : en
Pages : 136

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Book Description
Achieve Financial Independence Today! Why is personal finance so important, yet not widely taught in school? Why do you need a financial advisor to tell you what to do with your money? What if there was a simple roadmap you could follow that would set you down the path to achieving your financial dreams? With the average American having $5,700 in credit card debt and less than $1,000 in savings, it's time for a change! You no longer have to feel frustrated, defeated and alone. It's time to tackle your fears head on and achieve the life you never thought possible. Whether you are a financial guru or someone just deciding to walk down this path, this book is meant for you and has lessons for everyone to implement. In this engaging, action-oriented book, Chase Lawson presents proven tips and strategies that will take you from where you are today to where you only ever imagined you could be. In Financial Freedom, you will learn such things as: How investing earlier can more than double your future net worth When and how to invest Different income-earning vehicles Why it's a no-brainer to own your home and how you don't have to be rich to do so How to budget, including the importance of a fun fund and emergency fund What goes into a credit score and how to improve yours How shifting your tax withholdings could mean an extra $40,000 upon retirement Financial Freedom equips readers with the tools they need to live the life they've always wanted. Financial Freedom turns the complex world of personal finance on its head, making it simple and easy to understand, no matter your background. Financial Freedom is helping its readers build the proper foundation in their financial house, so that they can provide themselves and their families with a life others can envy. Don't wait. Read this book and put yourself in the driver's seat towards a better financial future today!

Author: Satapol Channarong
Publisher: satapol Channarong
ISBN:
Category : Self-Help
Languages : en
Pages : 72

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Book Description
In a world where wealth often seems reserved for the lucky few, "From Pennies to Prosperity: Mastering the Habits of the Wealth-Wise" emerges as a beacon of hope and a guidebook for those who believe in the power of change through discipline, knowledge, and persistence. Authored by SatapolCEO, a visionary who has navigated the treacherous waters of financial instability to emerge victorious, this book is more than just a collection of advice; it's a roadmap to a life of abundance and financial freedom. Every chapter within these pages is designed to transform ordinary individuals into architects of their own fortune, using the most powerful tool at their disposal: their habits. SatapolCEO delves deep into the psyche of the financially successful, unraveling the daily routines, thought patterns, and principles that have catapulted them to wealth. This book doesn't just tell you to change; it shows you how, step by step, habit by habit. "From Pennies to Prosperity" is not about quick fixes or get-rich-quick schemes. It's about laying the foundation for a lifetime of wealth and happiness. It challenges you to look within and ask yourself if you're ready to make the changes necessary to not just dream about wealth, but to live it. Through practical advice, personal anecdotes, and actionable strategies, SatapolCEO guides you on a journey of self-discovery and financial enlightenment. As you turn these pages, you will learn to see money not as a goal but as a tool; wealth not as a destination but as a journey. This book equips you with the mindset and habits that pave the way to prosperity, regardless of your current financial situation. Prepare to challenge your beliefs, redefine your relationship with money, and embark on an unparalleled journey of personal and financial growth. Welcome to your first step from pennies to prosperity. SatapolCEO

Author: Seann L. Jackson
Publisher: Xlibris Corporation
ISBN: 1450003311
Category : Business & Economics
Languages : en
Pages : 112

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Book Description
Have you had enough? Are you tired of being hounded by calls from creditors and debt collectors? Do you feel trapped and think there is no way out? Does bankruptcy seem inevitable? Are you embarrassed to talk to your friends and family? Do you need a way out? Over 12 years ago, Seann L. Jackson lived through the same fears, shame, and frustration that you face today, and has since moved from debt and poverty to enjoy the rewards of a credit score over 800! Escaping the Chains of Debt summarizes the hard-earned knowledge about debt and credit the he accumulated in his fight for financial freedom, explaining step by step what works and what doesnt by offering you what he learned about:  Bankruptcy options  The Credit System and what you need to know to survive  How you can get out of debt without declaring bankruptcy &Rebuilding your credit  And Eliminating Debt Collectors from your life FOREVER! In Escaping the Chains of Debt, Mr. Jackson shares his experiences in the trenches of debt recovery so that you can change your life quickly and get you on the road to recovery.

Author: Niyi Adeoshun
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
There Is No Prize Without A Price. One human trait that can help or harm you, depending on the circumstance, is being in a crowd. Though you may be safe from harm in a crowd, your uniqueness can also disappear if you are heading in the same direction as everyone else. This herd mentality can really harm you when it comes to finances but how to overcome it is what this book is about. A lot of people wander into debt but very few ever wander out of it. You have to be intentional about it. To become financially free is simple but it is not easy. If it was easy, everyone would do it. There is a price to be paid. The willingness to pay the price is what separates winners from losers. The starting point of all achievement is desire. Destiny is not a matter of chance, it is a matter of choice. It is not a thing to be waited for, it is a thing to be achieved. How would you achieve yours when you are financially strapped down by debt? You need to 'happen' to your money instead of money problems happening to you. Many people don't pay attention until they end up in a ditch of debt, despair, and desperation. Ask yourself "where do I want to be in 10 years' time? This book will inform you of what price you may have to pay to attain financial freedom. Would you pay the price that it would take to be financially free? Are you where you wish to be financially? If not, where do you actually desire to be? Do you know what you need to do to get there? Are you willing to do everything necessary to move your finances forward? There is financial freedom! .. but there is a price to be paid to attain it! This book will help you make the shift FROM POVERTY thinking, speaking, or behaviour TO ABUNDANCE and from BONDAGE to FREEDOM. Financial freedom is a choice; it does not just come by chance and the responsibility for it is yours. If you are ready to pay the price, the rewards can be yours also. "This well-written and easy-to-read book should be treated as a guide to help you on your way to financial freedom." - Eruvwu Joyce Obuaya.

Author: Jonathan Scott
Publisher: CreateSpace
ISBN: 9781505644531
Category :
Languages : en
Pages : 90

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Book Description
How to get out of debt quickly and take your life back. Have you ever wondered whether you will ever get out of debt? Does the state of your finances wake you up at night or stop you from sleeping? Have you arrived at a point where debt appears to be the only constant in your life? It's time to fight back. You are tired of trying to play strategy games with your finances. What you need is an easy plan to help you get out of debt quickly so that you can live the life you want. Jonathan Alexander Scott has written a book that lays out a simple plan to help you get out of debt fast, to bring you freedom and financial peace. Follow his plan for 21 days and watch your life turn around. You will find that you don't need to fall for the get rich quick schemes that promise to show you how to make money online or that promise to show you how to get out of debt quickly. This is a straight forward plan, based on financial principles that have been used for hundreds of years by financially successful people. You don't need another consolidation loan. You don't need to worry about another free credit report. You don't need another book on business principles and business intelligence. You need to take action. It's time to fight back against debt and break the chains put on you by your bank and by society's increasing acceptance of debt as a normal way of life. Debt has crept in and has slowly taken over. You need to fight back for the freedom that debt has stolen from you. How can this book help? - Learn how you already have the greatest wealth building tool at your disposal. - Learn how to increase your income without the need for retraining. - Find out how to make your money stretch further than you thought possible by using this one simple exercise. - Feel like you have had a pay rise without actually earning any more money. - Discover how the car you drive can help you reduce your debt and bring you financial freedom sooner. - Discover how taking action in this one area of your life can result in success in all other areas of your life. Following this plan could even help in other areas of your life such as weight loss, life planning and career development. It's time to take your life back. It's time to join the revolution. About the Author: Jonathan Alexander Scott knows how you feel. He too has been in the worst debt imaginable. He too came close to the point where his debt appeared insurmountable. The fear of bankruptcy and of potentially losing his home led to pressures within his relationship with his wife. Having found a way to take back control of his finances, without relying on get rich quick schemes, he fought his own revolution and won his life back from debt. He now wants you to do the same and has provided a simple 21 day plan that leads you through easy daily steps so that by the end of these three weeks your life will be turned around for the better. You will no longer be fighting for survival. You will be standing tall. Thriving. You will know hope. You will have freedom. So take the challenge. Join the Revolution!

Author: Denise Balbuena
Publisher:
ISBN: 9781086684285
Category :
Languages : en
Pages : 75

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Book Description
If you have ever thought about being out of debt and living a life of freedom, where you actually control your own finances then this book is a must read for you. You will learn practical ways, tools and information that if applied and followed you can become debt free. would you like to get rid of credit card debt, purchase or pay off a house or maybe finally take that long overdue vacation in this book you will gain the insight, wisdom and knowledge on how to achieve all these things and more. Your life will truly be transformed as you allow this book to empower you to break the debt cycle and live the life of your dreams.

Author: Steve E. Carruso
Publisher: scott m ecommerce
ISBN:
Category : Business & Economics
Languages : en
Pages : 144

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Book Description
Are you tired of watching your bank account drain and credit card balances rise? …All while wondering where the heck your money is going? Living without money worries isn’t a fantasy, but if you know the feeling of staring at tens of thousands of dollars worth of debt – it sure feels like it The average American now has $38,000 worth of debt… What’s even more shocking is, that figure excludes mortgages! The good news is, the path to financial freedom is 20% knowledge, 80% behavior… But you must have the right knowledge. Knowledge which isn’t taught in school or by your parents. Which is why so many people are still living paycheck-to-paycheck each month. So if you’re one of them, don’t worry. Here’s the deal. Most conventional debt and financial advice is overly complicated and irrelevant to the average American. What’s worse is… this advice is often designed to benefit the credit card companies… and not you and your family! In fact, you only need to follow a few key principles to turn your financial life around. By following the proven steps inside… you can properly pay-off your debt… and pay for your life… without relying on credit cards. Here’s just a fraction of what you’ll learn inside: How to master budgeting without limiting your lifestyle (no, it’s not just skipping coffees every day) The guilt free way to spend (yes, spend) money Why the popular envelope method doesn’t actually work. And what to do instead. 5 hacks for increasing your credit score (even if it’s in the 400s right now) How one couple paid off $78,000 in less than 2 years. And how you can replicate their methods. What the millionaire next door types know, that you don’t The correct way to save for emergencies A house is the best investment, right? Think again after reading this. 7 dangerous money myths which have been masquerading as truths for far too long Investing for absolute beginners - why the stock market, mutual funds or Roth IRAs are not terms you should fear 3 overlooked ways to turn every credit card you have from an expense into a goldmine The #1 type of investment to avoid as a new investor The win-win strategy for ensuring your employer invests in your future …and much, much more. This isn’t one of those “frugal living” books which tells you to live off rice and beans while never leaving the house for 10 years. This isn't a get rich quick off buying and flipping houses book either. Instead, you’ll find no-nonsense, easy-to-follow advice - without any complicated financial language. Along with step-by-step guides for getting out of debt, plus how to make some extra cash on the side. So you can cover your car payments… Take a well deserved vacation… Or simply have a bigger safety net in your bank account… This is the book you wish you read in your 20s. So if you want to break the chains of financial slavery… scroll up and click “add to cart”

Author: Sam Peters
Publisher: Lulu.com
ISBN: 0615153631
Category : Religion
Languages : en
Pages : 70

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Book Description
An inspirational guide to breaking the chains of debt and empowering your life to be the faithful steward God wants you to be.