Author: Paul Gillespie
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 176
Book Description
No-fault; what You Save, Gain, and Lose with the New Auto Insurance
Author: Paul Gillespie
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 176
Book Description
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 176
Book Description
No-faul
State No-fault Automobile Insurance Experiences
Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 832
Book Description
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 832
Book Description
Who Pays for Car Accidents?
Author: Estate of Jerry J. Phillips
Publisher: Georgetown University Press
ISBN: 9781589014848
Category : Political Science
Languages : en
Pages : 146
Book Description
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Publisher: Georgetown University Press
ISBN: 9781589014848
Category : Political Science
Languages : en
Pages : 146
Book Description
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
No-fault Automobile Insurance in Action
Author: Alan I. Widiss
Publisher: Oceana Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 424
Book Description
Publisher: Oceana Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 424
Book Description
The U.S. Experience with No-fault Automobile Insurance
Author: James M. Anderson
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191
Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191
Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
ABA Journal
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 110
Book Description
The ABA Journal serves the legal profession. Qualified recipients are lawyers and judges, law students, law librarians and associate members of the American Bar Association.
Publisher:
ISBN:
Category :
Languages : en
Pages : 110
Book Description
The ABA Journal serves the legal profession. Qualified recipients are lawyers and judges, law students, law librarians and associate members of the American Bar Association.
A Study of the Feasibility of No-fault Automobile Insurance for Texas
Author: Lyndon B. Johnson School of Public Affairs. State Insurance Policy Research Project
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 90
Book Description
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 90
Book Description
No-fault Motor Vehicle Insurance
Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 982
Book Description
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 982
Book Description
National Standards No-fault Motor Vehicle Insurance Act
Author: United States. Congress. Senate. Committee on Commerce
Publisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 668
Book Description
Publisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 668
Book Description