Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 232

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Book Description

Author: Michael H. Schill
Publisher: State University of New York Press
ISBN: 1438418965
Category : Political Science
Languages : en
Pages : 204

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Book Description
In many American cities, middle and upper income people are moving into neighborhoods that had previously suffered disinvestment and decay. The new residents renovate housing, stimulate business, and contribute to the tax base. These benefits of neighborhood revitalization are, in some cases, achieved at a potentially serious cost: the displacement of existing neighborhood residents by eviction, condominium conversion, or as a result of rent increases. Revitalizing America's Cities investigates the reasons why the affluent move into revitalizing inner-city neighborhoods and the ways in which the new residents benefit the city. It also examines the resulting displaced households. Data are presented on displacement in nine revitalizing neighborhoods of five cities — the most comprehensive survey of displaced households conducted to date. The study reveals characteristics of displaced households and hardships encountered as a result of being forced from their homes. Also featured is an examination of federal, state, and local policies toward neighborhood reinvestment and displacement, including various alternative approaches for dealing with this issue.

Author: George C. Galster
Publisher: Duke University Press
ISBN: 9780822307259
Category : Business & Economics
Languages : en
Pages : 380

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Book Description
This book investigates the efforts of homeowners to maintain and improve their dwellings. Their behavior, it has found, depends on economic variables as well as the sociological structure of their neighborhoods. Residential satisfaction, expectations of the neighborhood, and mobility plans were taken into account. Multivariate statistical analyses of models were conducted using household data from Minneapolis and Wooster, Ohio. Three important findings emerged. First, homeowners' sense of solidarity with their neighbors is as significant in determining their efforts at home upkeep as are their income or age. Second, the optimism of homeowners toward increases in property values results in behavior opposite to that produced by optimism about neighborhood quality of life. This implies that different kinds of predictable gaming behavior occur among homeowners, depending on the neighborhoods in which they live. Third, both short-term and extremely long-term plans to move prove damaging to home upkeep. The results of this study form the basis for a better understanding of such residential phenomena as class succession, racial transition, and gentrification. Galster's findings will also be valuable for analyzing policies that attempt to encourage neighborhood reinvestment.

Author: John Kromer
Publisher: Rutgers University Press
ISBN: 9780813527178
Category : Business & Economics
Languages : en
Pages : 284

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Book Description
How can we help distressed neighborhoods recover from a generation of economic loss and reposition themselves for success in today's economy? While many have proposed solutions to the problems of neighborhoods suffering from economic disinvestment, John Kromer has actually put them to work successfully as Philadelphia's housing director. Part war story, part how-to manual, and part advocacy for more effective public policy, Neighborhood Recovery describes how a blending of public-sector leadership and community initiative can bring success to urban communities. Kromer's framework for neighborhood recovery addresses issues such as - neighborhood strategic planning - home ownership and financing - the role of community-based organizations - public housing - work-readiness and job training for neighborhood residents - housing for homeless people and others with specialized needs - the importance of advocacy in influencing and advancing neighborhood reinvestment policy. Neighborhood Recovery presents a policy approach that cities can use to improve the physical condition of their neighborhoods and help urban residents compete for good jobs in the metropolitan economy. Kromer's experience in Philadelphia reveals challenges and opportunities that can decisively influence the future of neighborhoods in many other American cities.

Author: Dan Immergluck
Publisher: Routledge
ISBN: 131549812X
Category : Business & Economics
Languages : en
Pages : 329

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Book Description
This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.

Author: Karen Kollias
Publisher:
ISBN:
Category : Community development, Urban
Languages : en
Pages : 176

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Book Description

Author: Neighborhood Revitalization and Reinvestment Task Force (Conn.)
Publisher:
ISBN:
Category : Abandoned houses
Languages : en
Pages :

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Book Description

Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Competition
Languages : en
Pages : 48

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Book Description

Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 982

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Book Description

Author: Dan Immergluck
Publisher: Routledge
ISBN: 1315498111
Category : Business & Economics
Languages : en
Pages : 331

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Book Description
This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.