Author: Daniel Verdier
Publisher: Cambridge University Press
ISBN: 9780521891127
Category : Business & Economics
Languages : en
Pages : 330

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Book Description
Moving Money is an original analysis of the influence of politics on financial systems.

Author: Robert E. Litan
Publisher: Rowman & Littlefield
ISBN: 0815703783
Category : Business & Economics
Languages : en
Pages : 158

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Book Description
Once we paid for things with bills, coins, or checks. Today we pay with zeroes and ones—digital entries on credit and debit cards, or electronic messages sent over the Internet. In Moving Money, distinguished analysts explore this trend, its development and likely future, and the ramifications of this transformation. This is a book about money as a medium of exchange—in the past, in the present, but particularly in the future. What forms has money taken over the years? Moreover, how have those means of payment changed in recent years, and how will they develop in the future? And what (if anything) should policymakers do to facilitate those changes, or at least allow them to develop and mature? Brookings economists Robert E. Litan and Martin Neil Baily and a distinguished group of experts dissect these issues and peer into the future of consumer payments. The landscape of the consumer payments industry will be shaped at least in part by public policies. Historically, governments have had monopolies on the manufacture of money. Any form of payment clearly requires trust on the part of both the seller and the buyer, and the government must establish and enforce laws to secure this relationship. More controversial is the issue of whether, and to what extent, government is also needed to protect the market in private sector payments systems. Why do these issues matter? The payments industry is a large and important sector of developed economies. In the United States, private-sector payments providers generate approximately $280 billion a year in revenue, while the government invests substantial resources into making money (minting coins and printing bills) or moving it (via checks and various electronic transfers). And the way we pay for things influences our purchases—what we spend money on, how much we spend, and where we spend it. Thus the future of consumer payments is intertwined with the health of national economies. Contri

Author: Lawanda A. Turman
Publisher: Xulon Press
ISBN: 1604771100
Category :
Languages : en
Pages : 246

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Book Description
The Divine Vision given for Project You Can is to ignite and support the reach to individual transcendence, to bring about worldwide change. The ultimate goal of transcendence means to be used of The Deity. It is the responsibility of Project You Can to assist in shifting mentalities from one extreme to the other, in a positive direction, with financial empowerment being its tool. Project You Can aspires to be an entity that adds to the innovative insight of the financial arena and desires to touch the hearts of many. LaWanda A. Turman was born and raised in Lexington, NC. She and her younger brother, Norris Jr, were born to Norris and Wanda Turman. Yet, while her professional career began in engineering, finance has grown to become her passion... inspiring a company dedicated to teaching financial literacy and concepts. She designed PYC as an entity that teaches and promotes engineering concepts in the financial arena, meshing her profession and passion with her personality. In September 2004, she received certification to teach personal finance and debt management from Universal Education endorsed by Central and Eastern Michigan Universities. In December 2006, she also received her MBA, with a concentration in Finance and Business Economics, from Wayne State University in Detroit, MI. LaWanda's community work officially began after receiving certification, with her initial workshop teaching on components of money management from a corporate perspective. Since then, she has worked with numerous people in the Detroit and Metro Detroit areas building and developing financial structures. Today, her company has grown to join forces with other organizations in conducting corporate financial analyses, regular workshops and classes for all types of members of the community. LaWanda and her beautiful son Nicholas currently reside in Clinton Township, Michigan.

Author: Josh Ryan-Collins
Publisher:
ISBN: 9781908506542
Category : Banks and banking
Languages : en
Pages : 186

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Book Description
Based on detailed research and consultation with experts, including the Bank of England, this book reviews theoretical and historical debates on the nature of money and banking and explains the role of the central bank, the Government and the European Union. Following a sell out first edition and reprint, this second edition includes new sections on Libor and quantitative easing in the UK and the sovereign debt crisis in Europe.

Author: Mr.Tobias Adrian
Publisher: International Monetary Fund
ISBN: 1498324908
Category : Business & Economics
Languages : en
Pages : 20

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Book Description
This paper marks the launch of a new IMF series, Fintech Notes. Building on years of IMF staff work, it will explore pressing topics in the digital economy and be issued periodically. The series will carry work by IMF staff and will seek to provide insight into the intersection of technology and the global economy. The Rise of Digital Money analyses how technology companies are stepping up competition to large banks and credit card companies. Digital forms of money are increasingly in the wallets of consumers as well as in the minds of policymakers. Cash and bank deposits are battling with so-called e-money, electronically stored monetary value denominated in, and pegged to, a currency like the euro or the dollar. This paper identifies the benefits and risks and highlights regulatory issues that are likely to emerge with a broader adoption of stablecoins. The paper also highlights the risks associated with e-money: potential creation of new monopolies; threats to weaker currencies; concerns about consumer protection and financial stability; and the risk of fostering illegal activities, among others.

Author: Chris Mamula
Publisher:
ISBN: 9780960058907
Category :
Languages : en
Pages : 160

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Book Description
Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.

Author: Gloria Steinem
Publisher: Open Road Media
ISBN: 1453250174
Category : Social Science
Languages : en
Pages : 578

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Book Description
Essays from the New York Times–bestselling author who inspired the film The Glorias, a “woman who has told the truth about her life and ours” (Los Angeles Times). With cool humor and rich intellect, Gloria Steinem strips bare our social constructions of gender and race, explaining just how limiting these invented cultural identities can be. In the first of six sections, Steinem imagines how our understanding of human psychology would be different in a witty reversal: What if Freud had been a woman who inflicted biological inferiority on men (think “womb envy”)? In other essays, she presents positive examples of people who turn gendered stereotypes on their heads, from a female bodybuilder to Mahatma Gandhi, whose followers absorbed his wisdom that change starts at the bottom. And in some of the most moving pieces, Steinem reveals some of her own complicated history as a writer, woman, and citizen of the world. This ebook features an illustrated biography of Gloria Steinem including rare images from the author’s personal collection.

Author: William N. Goetzmann
Publisher: Princeton University Press
ISBN: 0691178372
Category : Business & Economics
Languages : en
Pages : 598

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Book Description
"[A] magnificent history of money and finance."—New York Times Book Review "Convincingly makes the case that finance is a change-maker of change-makers."—Financial Times In the aftermath of recent financial crises, it's easy to see finance as a wrecking ball: something that destroys fortunes and jobs, and undermines governments and banks. In Money Changes Everything, leading financial historian William Goetzmann argues the exact opposite—that the development of finance has made the growth of civilizations possible. Goetzmann explains that finance is a time machine, a technology that allows us to move value forward and backward through time; and that this innovation has changed the very way we think about and plan for the future. He shows how finance was present at key moments in history: driving the invention of writing in ancient Mesopotamia, spurring the classical civilizations of Greece and Rome to become great empires, determining the rise and fall of dynasties in imperial China, and underwriting the trade expeditions that led Europeans to the New World. He also demonstrates how the apparatus we associate with a modern economy—stock markets, lines of credit, complex financial products, and international trade—were repeatedly developed, forgotten, and reinvented over the course of human history. Exploring the critical role of finance over the millennia, and around the world, Goetzmann details how wondrous financial technologies and institutions—money, bonds, banks, corporations, and more—have helped urban centers to expand and cultures to flourish. And it's not done reshaping our lives, as Goetzmann considers the challenges we face in the future, such as how to use the power of finance to care for an aging and expanding population. Money Changes Everything presents a fascinating look into the way that finance has steered the course of history.

Author: American Bar Association. House of Delegates
Publisher: American Bar Association
ISBN: 9781590318737
Category : Law
Languages : en
Pages : 216

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Book Description
The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Author: Cafemutual Media and Research Pvt Ltd
Publisher: Cafemutual Media & Research Pvt Ltd
ISBN:
Category : Business & Economics
Languages : en
Pages : 233

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Book Description
Do these questions exercise your mind? · What do mutual funds do? How do they benefit me? Why should I look at mutual funds? · How do mutual funds work? · How should I invest in mutual funds? · How should I select funds? · How can mutual funds help me grow my money? We have got you covered. ‘Making money through mutual funds’ is your guide on investing that will help you understand the concept of mutual funds and how they work in a very simple and meaningful manner. What’s inside the book? Understanding the ABC of mutual funds How do mutual funds work? Mastering the art of selecting funds What is asset allocation and the importance of diversification? Things to keep in mind before selecting a mutual fund Understanding your risk profile Active or Passive funds …… and much more What makes the book an ideal read? Jargon free writing for better understanding of the concepts and ideas Clear actionable points and a problem solving approach FAQs and glossary of important terms to ease the understanding of the reader