Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
Book Description
Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties
Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
Book Description
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 88
Book Description
Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages :
Book Description
Mortgage Credit Analysis for Mortgage Insurance on One- to Four-family Properties
Author:
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 0
Book Description
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 0
Book Description
Mortgage Credit Analysis for Mrotgage Insurance on One-to Four-family Properties. Handbook 4155.1, Rev
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
Home Mortgage Interest Rates and Terms
Monthly Catalogue, United States Public Documents
Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 546
Book Description
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 546
Book Description
Home Mortgage Insurance Condominium Units, Section 234 (c).
Author: United States. Office of Housing Production and Mortgage Credit
Publisher:
ISBN:
Category : Condominiums
Languages : en
Pages : 252
Book Description
Publisher:
ISBN:
Category : Condominiums
Languages : en
Pages : 252
Book Description
Discriminating Risk
Author: Guy Stuart
Publisher: Cornell University Press
ISBN: 1501729969
Category : Political Science
Languages : en
Pages : 264
Book Description
The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very concepts on which lenders base their decisions reflect a set of social and political values about "who deserves what." Stuart examines the fine line between licit choice and illicit discrimination, arguing that lenders, while eradicating blatantly discriminatory practices, have ignored the racial and economic-class biases that remain encoded in their decision processes. He explains why African Americans and Latinos continue to be at a disadvantage in gaining access to loans: discrimination, he finds, results from the interaction between the way lenders make decisions and the way they shape the social structure of the mortgage and housing markets.Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks, and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms, and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.
Publisher: Cornell University Press
ISBN: 1501729969
Category : Political Science
Languages : en
Pages : 264
Book Description
The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very concepts on which lenders base their decisions reflect a set of social and political values about "who deserves what." Stuart examines the fine line between licit choice and illicit discrimination, arguing that lenders, while eradicating blatantly discriminatory practices, have ignored the racial and economic-class biases that remain encoded in their decision processes. He explains why African Americans and Latinos continue to be at a disadvantage in gaining access to loans: discrimination, he finds, results from the interaction between the way lenders make decisions and the way they shape the social structure of the mortgage and housing markets.Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks, and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms, and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.
Endorsement for Insurance for Home Mortgage Programs (single Family).
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 140
Book Description
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 140
Book Description
Mortgagees' Handbook Application Through Insurance (single Family).
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 164
Book Description
Publisher:
ISBN:
Category : Mortgage guarantee insurance
Languages : en
Pages : 164
Book Description