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Author: Md. Mahmudul Alam Publisher: LAP Lambert Academic Publishing AG & Co. KG ISBN: 3838330447 Category : Business & Economics Languages : en Pages : 53
Book Description
Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government’s policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.
Author: Md. Mahmudul Alam Publisher: LAP Lambert Academic Publishing AG & Co. KG ISBN: 3838330447 Category : Business & Economics Languages : en Pages : 53
Book Description
Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government’s policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.
Author: Md. Mahmudul Alam Publisher: ISBN: Category : Languages : en Pages : 53
Book Description
Micro-entrepreneurial activities play a pivotal role in rural economic development in the third world countries. As a result, in Bangladesh poverty alleviation through rural centric micro-entrepreneurship development has been focused for more than thirty five years. Over 600 registered and thousands unregistered microcredit organizations including globally prominent institutions like Grameen Bank, BRAC, ASA, BARD, ActionAid, CARE etc. are operating here with their own reputed models. However, the micro-entrepreneurship development and its achievements in the country are still lagging behind a satisfactory level due to a number of prevailing factors. This book examines its major achievements and shortcomings from the perspectives of the structured institutions, non-structured institutions, and non-institutional factors, and government's policy guidelines influencing development of micro-entrepreneurship, and makes recommendations for overcoming the shortcomings.
Author: Md. Mahmudul Alam Publisher: LAP Lambert Academic Publishing ISBN: 384659251X Category : Business & Economics Languages : en Pages : 82
Book Description
There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside story of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other issues like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to MC literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that MC is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. Lastly we are grateful to Professor Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.
Author: Ramendra Singh Publisher: Taylor & Francis ISBN: 1000634213 Category : Business & Economics Languages : en Pages : 124
Book Description
This book looks at markets in low-income economies and how they require fundamentally different marketing systems and strategies. Analyzing the sociocultural characteristics of these markets, it offers solutions for businesses to overcome spatial, institutional, and financial challenges while working in these contexts. Markets for the poor are characterized by resource scarcity, weak institutions, and low literary rates, as well as a strong presence of cultural and community ties. This book provides an understanding of these marketplaces, including the consumer’s wants and aspirations, the relationship of the individual within the social milieu, and their unique cultural contexts. It provides strategies for businesses to develop a bottom-up knowledge of global markets and incorporates practices which are inclusive and sustainable. It also explores the links between human development, entrepreneurship, and marketing which are especially relevant in the pandemic-hit global economy. This book will be of interest to students and researchers of marketing, business studies, business administration, rural management, marketing management, economics, and development studies.
Author: Md. Mahmudul Alam Publisher: LAP Lambert Academic Publishing ISBN: 3838352106 Category : Business & Economics Languages : en Pages : 108
Book Description
The factors affecting climate are changing all over the world. This phenomenon has multidimensional impacts on human livelihoods. Different groups of people are affected in different ways. Among all sectors, agriculture is highly dependent on climate variables. As a consequence, the socioeconomic profiles of farm as well as farmers are changing with the changing climate. In the existing literature there is a large gap about the relationship between climate change and the socioeconomic characteristics of livelihoods. This study is an attempt to find out a conclusive result about the relationship between the agents of climate change and the agents of agricultural sustainability, the effects of climate change on agriculture and socioeconomic status of the farmers, and their patterns of adaptation. This study is mostly focused on paddy sector in the context of Malaysia. It is conducted under the research project “The economics of climate change: Economic dimensions of climate change, impacts and adaptation practices in agriculture sector: Case of paddy sector in Malaysia” of the Institute for Environment and Development (LESTARI) of National University of Malaysia (UKM). This book is divided into seven chapters. Initial chapter provides a background of the study and methodology that consists of data, variables, model and tools for analysis. Chapter two provides a review of related literature about the scenario of climate change; its vulnerability and impacts on agricultural sustainability as well as socioeconomic sustainability of farmers; and the adaptation of climate change in terms of farming practices and socioeconomic practices. Chapter three describes the socioeconomic profile of paddy farming households including the particulars related to social status and economic status of farmers, and firm level activities, assets and production practices. Chapter four assesses the vulnerability of climate change in terms of vulnerability of climate factors, vulnerability of agriculture and paddy farming, and vulnerability of socioeconomic status of the farmers. Chapter five finds out the impacts of climate change on agriculture, especially paddy farming, as well as socioeconomic status of farmers. Chapter six provides the approach and process of adaptation in terms of farmers’ understanding about climate change, farmers’ approaches towards adaptation, current supports from external parties for adaptation, and required supports for adaptation. Finally, chapter seven discusses summary and provides policy options and recommendations in term of government policy, farm level strategy, and relevant stakeholders’ involvement to proper cope with climate change and its adverse impacts. We hope that the book provides the linkage to facilitate better understanding of the socioeconomic perspectives of climate change. We also believe that the book will stimulate further research in the subject and the information provided will assist other researchers in their future research endeavors. Last but not least, the findings and outputs of this book will stimulate the knowledge input for effective policies in addressing the issue of climate change and its adaptation approaches.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher: ISBN: Category : Business & Economics Languages : en Pages : 848
Author: Nimal A. Fernando Publisher: Asian Development Bank ISBN: 9715615414 Category : Business & Economics Languages : en Pages : 48
Book Description
The study examines the ownership structure, expectations, and achievements of microfinance institutions that have been established by transforming nongovernment organizations (NGOs) in Africa, Asia, and Latin America. Although the number of such institutions is low, they have had a catalytic effect and major influence on the microfinance industry.
Author: Kazi Abdur Rouf Publisher: iUniverse ISBN: 1532059981 Category : Business & Economics Languages : en Pages : 270
Book Description
The book narrates Grameen Bank (GB) and its sister organizations’ multiple services in Bangladesh and other MFIs’ services in different countries that the author has received from his working experience. The author was involved in GB credit, plus many programs in Bangladesh. The book informs readers about Grameen Bank’s multidimensional services that have been functioning in Bangladesh since its inception 1976. Many articles of the book published in different international journals, like International Journal of Research Studies in Management and International Journal of Research Studies in Education, Emerald Publishing UK. The book describes how Grameen Bank (GB) women borrowers and other MFIs’ borrowers have handled their microcredit borrowing, their savings, and how MFIs could serve better to microborrowers for their social, political. and economic empowerment within their community. Each article of the book also contains how MFIs could serve better integrated financial services (socioeconomic services for the microborrowers) to disadvantaged women that can lead to better provision of integrated microcredit services to them. The book is also looking for solutions to empower microborrowers’ socioeconomic development in Bangladesh in addition to Grameen group-based microcredit program.
Author: United States. Congress. House. Committee on Foreign Affairs. Subcommittee on International Economic Policy and Trade Publisher: ISBN: Category : Economic assistance, American Languages : en Pages : 164
Author: Md. Mahmudul Alam
Author: Md. Mahmudul Alam
Author: Md. Mahmudul Alam
Author: Md. Mahmudul Alam 
Author: Ramendra Singh
Author: Md. Mahmudul Alam 
Author: Hege Gulli
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Author: Nimal A. Fernando
Author: Kazi Abdur Rouf
Author: United States. Congress. House. Committee on Foreign Affairs. Subcommittee on International Economic Policy and Trade