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Author: United States. Millennial Housing Commission Publisher: ISBN: Category : Political Science Languages : en Pages : 136
Book Description
CD-ROM includes "description of methods by which the Commission sought public input, list of Commission sponsored meetings and hearings, including names of participants, text of letter the Commission distributed seeking input on key issues, as well as a list of the people and organizations to which it was sent, hearing testimony and statements submitted during other Commission-sponsored meetings."
Author: United States. Millennial Housing Commission Publisher: ISBN: Category : Political Science Languages : en Pages : 136
Book Description
CD-ROM includes "description of methods by which the Commission sought public input, list of Commission sponsored meetings and hearings, including names of participants, text of letter the Commission distributed seeking input on key issues, as well as a list of the people and organizations to which it was sent, hearing testimony and statements submitted during other Commission-sponsored meetings."
Author: Mechele Dickerson Publisher: Cambridge University Press ISBN: 1107038685 Category : Business & Economics Languages : en Pages : 289
Book Description
Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
Author: Susan M. Wachter Publisher: University of Pennsylvania Press ISBN: 0812204301 Category : Business & Economics Languages : en Pages : 399
Book Description
Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the collapse of the housing market, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market bubble burst, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures. Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume's contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside the housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending. Measured yet timely and by turns provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape public policy.
Author: Mary Ellen Hombs Publisher: Bloomsbury Publishing USA ISBN: Category : Social Science Languages : en Pages : 221
Book Description
This in-depth examination reviews fundamental changes of the past decade that have reduced homelessness in the United States and other Western democracies. Focusing on the last decade, Modern Homelessness: A Reference Handbook examines the issue in the United States and in other nations that have adopted new strategies to address homelessness—and achieved notable results in preventing and ending it. The handbook covers the unprecedented reductions first announced in 2007 and the crucial shifts in strategy and investment, and the results that brought them about. These fundamental changes are analyzed to identify the factors that proved most effective in altering the national and local dialogue and response relative to this daunting issue. In addition to a brief history of homelessness in contemporary times, the handbook examines key developments of the past decade in research, policy, housing models, and service delivery that have been shown to decrease homelessness. These include active partnership among the governments of the United States, Canada, England, Australia, New Zealand, and others that moved the discussion in a new direction. The story is brought up to date with a consideration of the effects of the 2008 economic crisis.
Author: Katrin B. Anacker Publisher: University of Georgia Press ISBN: 0820349690 Category : Political Science Languages : en Pages : 497
Book Description
This foundational text for understanding housing, housing design, homeownership, housing policy, special topics in housing, and housing in a global context has been comprehensively revised to reflect the changed housing situation in the United States during and after the Great Recession and its subsequent movements toward recovery. The book focuses on the complexities of housing and housing-related issues, engendering an understanding of housing, its relationship to national economic factors, and housing policies. It comprises individual chapters written by housing experts who have specialization within the discipline or field, offering commentary on the physical, social, psychological, economic, and policy issues that affect the current housing landscape in the United States and abroad, while proposing solutions to its challenges.
Author: Jill Suzanne Shook Publisher: Wipf and Stock Publishers ISBN: 1620322870 Category : Religion Languages : en Pages : 335
Book Description
The growing housing crisis cries out for solutions that work. As many as 3.5 million Americans experience homelessness each year, half of them women and children. One in four renters spends more than half of their income on rent and utilities (more than 30 percent is considered unaffordable). With record foreclosures and 28 percent of homes underwater, middle and low-income homeowners are suffering. Many congregations want to address this daunting problem yet feel powerless and uncertain about what to do. The good news is that churches are effectively addressing the housing crisis from Washington State to New York City--where an alliance of sixty churches has built five thousand homes for low-income homeowners, with virtually no government funding or foreclosures. This book not only presents solid theological thinking about housing, but also offers workable solutions to the current crisis: true stories by those who have made housing happen. Each story features a different Christian denomination, geographic area, and model: adaptive reuse, cohousing, cooperative housing, mixed-income, mixed-use, inclusionary zoning, second units, community land trusts, sweat equity, and more. Making Housing Happen is about vision and faith, relationships, and persistence. Its remarkable stories will inspire and challenge you to action. This new edition includes significant new material, especially in light of the ongoing mortgage crisis.
Author: Gar Alperovitz Publisher: Democracy Collaborative Pres ISBN: 0984785701 Category : Business & Economics Languages : en Pages : 373
Book Description
America Beyond Capitalism is a book whose time has come. Gar Alperovitz's expert diagnosis of the long-term structural crisis of the American economic and political system is accompanied by detailed, practical answers to the problems we face as a society. Unlike many books that reserve a few pages of a concluding chapter to offer generalized, tentative solutions, Alperovitz marshals years of research into emerging "new economy" strategies to present a comprehensive picture of practical bottom-up efforts currently underway in thousands of communities across the United States. All democratize wealth and empower communities, not corporations: worker-ownership, cooperatives, community land trusts, social enterprises, along with many supporting municipal, state and longer term federal strategies as well. America Beyond Capitalism is a call to arms, an eminently practical roadmap for laying foundations to change a faltering system that increasingly fails to sustain the great American values of equality, liberty and meaningful democracy.
Author: United States. Millennial Housing Commission
Author: United States. Millennial Housing Commission
Author: Mechele Dickerson
Author: Susan M. Wachter
Author: Mary Ellen Hombs
Author: 
Author: Katrin B. Anacker
Author: Jill Suzanne Shook
Author: 
Author: Gar Alperovitz
Author: