Author: Dr. R. K Boudhe
Publisher: Lulu.com
ISBN: 1329362527
Category :
Languages : en
Pages : 246
Book Description
Measuring Shareholder’s Value Addition: Evidences From Indian Public Sector Banks
Analysis Of Mergers And Acquisitions In The Indian Banking Sector Under Post Liberalization Era
Author: Rahul KrishnajiKavishwar
Publisher: Archers & Elevators Publishing House
ISBN: 8194517044
Category : Antiques & Collectibles
Languages : en
Pages :
Book Description
Publisher: Archers & Elevators Publishing House
ISBN: 8194517044
Category : Antiques & Collectibles
Languages : en
Pages :
Book Description
Economic Developments In India : Monthly Update, Volume -101 Analysis, Reports, Policy Documents
Author: Editors : Raj Kapila & Uma Kapila
Publisher: Academic Foundation
ISBN: 9788171885916
Category :
Languages : en
Pages : 262
Book Description
Publisher: Academic Foundation
ISBN: 9788171885916
Category :
Languages : en
Pages : 262
Book Description
Determinants of Commercial Bank Interest Margins and Profitability
Author: Asl? Demirgüç-Kunt
Publisher: World Bank Publications
ISBN:
Category : Bancos comerciales
Languages : en
Pages : 52
Book Description
March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Publisher: World Bank Publications
ISBN:
Category : Bancos comerciales
Languages : en
Pages : 52
Book Description
March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Doing Business 2020
Author: World Bank
Publisher: World Bank Publications
ISBN: 1464814414
Category : Business & Economics
Languages : en
Pages : 254
Book Description
Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Publisher: World Bank Publications
ISBN: 1464814414
Category : Business & Economics
Languages : en
Pages : 254
Book Description
Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
INTERNATIONAL CONFERENCE ON Management of Globalized Business: Emerging Perspectives
Author: Dr. Akshai Aggrawal
Publisher: Lulu.com
ISBN: 1312374160
Category : Education
Languages : en
Pages : 588
Book Description
International Conference on Management of Globalized Business : Emerging Perspective was organised at Faculty of Management Marwadi Education Foundation's Group of Institutions, Rajkot Gujarat India in collaboration with Gujarat Technological University, Ahmedabad, Gujarat INDIA..
Publisher: Lulu.com
ISBN: 1312374160
Category : Education
Languages : en
Pages : 588
Book Description
International Conference on Management of Globalized Business : Emerging Perspective was organised at Faculty of Management Marwadi Education Foundation's Group of Institutions, Rajkot Gujarat India in collaboration with Gujarat Technological University, Ahmedabad, Gujarat INDIA..
700+ MCQs with Explanatory Notes For ECONOMY
Author: Disha Experts
Publisher: Disha Publications
ISBN:
Category :
Languages : en
Pages : 90
Book Description
The book 700+ MCQs with Explanatory Notes For ECONOMY' has been divided into 5 chapters which have been further divided into 19 Topics containing 700+ “Multiple Choice Questions” for Quick Revision and Practice. The Unique Selling Proposition of the book is the explanation to each and every question which provides additional info to the students on the subject of the questions and correct reasoning wherever required.The questions have been selected on the basis of the various types of questions being asked in the various exams.
Publisher: Disha Publications
ISBN:
Category :
Languages : en
Pages : 90
Book Description
The book 700+ MCQs with Explanatory Notes For ECONOMY' has been divided into 5 chapters which have been further divided into 19 Topics containing 700+ “Multiple Choice Questions” for Quick Revision and Practice. The Unique Selling Proposition of the book is the explanation to each and every question which provides additional info to the students on the subject of the questions and correct reasoning wherever required.The questions have been selected on the basis of the various types of questions being asked in the various exams.
Minutes of Evidence Taken Before the Committee Appointed to Inquire Into the Indian Currency
Author: Great Britain. Indian Currency Committee
Publisher:
ISBN:
Category : Currency question
Languages : en
Pages : 866
Book Description
Publisher:
ISBN:
Category : Currency question
Languages : en
Pages : 866
Book Description
Globalisation and Emerging Economies Brazil, Russia, India, Indonesia, China and South Africa
Author: OECD
Publisher: OECD Publishing
ISBN: 9264044817
Category :
Languages : en
Pages : 457
Book Description
This book analyses key elements of the trade performance of the so-called BRIICS: Brazil, Russia, India, Indonesia, China and South Africa, in relation to the rest of the world, focusing on trade and other policies influencing that performance. It also presents a separate chapter for each country.
Publisher: OECD Publishing
ISBN: 9264044817
Category :
Languages : en
Pages : 457
Book Description
This book analyses key elements of the trade performance of the so-called BRIICS: Brazil, Russia, India, Indonesia, China and South Africa, in relation to the rest of the world, focusing on trade and other policies influencing that performance. It also presents a separate chapter for each country.
Minutes of Evidence Taken Before the Committee Appointed to Inquire Into the Indian Currency
Author: Great Britain. Indian Currency Committee, 1898
Publisher:
ISBN:
Category : Currency question
Languages : en
Pages : 282
Book Description
Publisher:
ISBN:
Category : Currency question
Languages : en
Pages : 282
Book Description