Managing Indian Banks PDF Download

Author: Vasant C. Joshi
Publisher:
ISBN:
Category : Bank management
Languages : en
Pages : 260

View

Book Description

Author: Vasant C. Joshi
Publisher:
ISBN: 9788170367420
Category :
Languages : en
Pages : 251

View

Book Description

Author: Brajesh Tiwari
Publisher:
ISBN: 9781482674026
Category : Antiques & Collectibles
Languages : en
Pages : 136

View

Book Description
The Global mantra Liberalization, Privatization and Globalization (LPG) process which was started in early 1990s has brought so many changes in the economic scene of the country. This process of economic reforms has brought competition not only from India but also from Overseas. In the corporate world it is said if you can't beat your competitor then go with them i.e. merge your company with your rival or take them over. So all it boils down to is the survival of the fittest. This process helps in attaining greater market share, acquiring additional brands, cannibalizing competing brands, realizing improved infrastructure, creating new synergies, and capitalizing on efficiencies and economies of scale or to globalize in the shortest span of time. Banking system is deemed as the bloodline of any economy and banks are trustees of public money. Therefore, its depositors have higher stake in welfare and growth of banks than its shareholders. The failure of a bank has more widespread implications than a failure of a manufacturing company. The banking sector reforms, introduced in the early nineties and continued since then, from part of the overall economic reform programme aimed at improving the competitiveness and efficiency of the economic system. The banking reforms, similarly, were also aimed at making banks more efficient and viable. Because of these reforms the capital adequacy of the Indian banks is now on par with international standards. Similarly, the level of net non-performing assets has come down to very manageable levels. An issue that is in the forefront of banking reforms currently is that of bank consolidation. To meet the challenges of global economy and to face increased global competition, Indian banks are changing their strategic focus and re-orienting their operations though restructuring processes to achieve the efficiencies required to survive and integrate into global economy. Prior to 1999, the amalgamations of banks were primarily triggered by the weak financials of the banks being merged, whereas in the post-1999 period, there have also been mergers between healthy banks. However, merger of public sector healthy banks have not taken place till now. Consolidation will provide Indian banks the 'size advantage' that most foreign banks have. Recent reports on banking sector often indicate that India is slowly but surely moving from a regime of `large number of small banks' to `small number of large banks'. The Government of India and RBI has also mentioned at several occasions that an early consolidation in banking industry is needed. But before banks go in for mergers, they need to chalk out a detailed plan on how to tackle challenges such as technology integration, HR management, and many other issues into consideration. This Book "Consolidation in Indian Banking Sector: Evidence and Challenges Ahead" is a modest attempt to cover all important issues regarding M&A in Indian Banking Sector. The whole study is divided into five chapters. The first chapter: Introduction, is introductory in nature briefly traces out the evolution of Mergers and Acquisitions (M&A) in India in banking sector. The second chapter: Review of Literature; focuses on the review of related studies of mergers and acquisitions undertaken by different scholars and researchers. The third chapter: briefly discusses M&A activity in Indian Banking Industry and also covers various laws related to M&A. The fourth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -I; makes a comparison of actual and predicted values of selected variables in banks under study. With the help of statistical tools the effectiveness of M&A has been tested. The fifth chapter: Mergers and Acquisitions in the Banking Industry: An Analysis -II; analyses the performance of the selected banks by using various financial ratios.

Author: Ray, Partha
Publisher: SAGE Publishing India
ISBN: 935479310X
Category : Business & Economics
Languages : en
Pages : 200

View

Book Description
India Banking and Finance Report 2021 presents a lucid yet rigorous discussion on the key facets of the Banking and Financial sector in India. Written primarily by the faculty of National Institute of Bank Management (NIBM), Pune, the report covers a wide spectrum of issues ranging from contemporary macro-financial perspectives against the backdrop of the ongoing pandemic to leadership concerns in Indian banks. The list of subjects included is topical, comprising corporate governance challenges, mergers and acquisitions, problems and prospects of the Bad Bank, latest risk management concepts and frontiers, sectoral studies, digital transformation and leadership paradigms. The report seeks to highlight the emerging challenges and opportunities in the banking and financial sector, glean important lessons from the past, and in some cases speculate on the way forward. It emphasizes on a blend of internal strategies, regulatory reforms and public policy initiatives. The report will stimulate enlightened dialogues on the theoretical, empirical and practical aspects of bank management in India.

Author: Lalitagauri Kulkarni
Publisher: Springer Nature
ISBN: 9813367970
Category : Business & Economics
Languages : en
Pages : 195

View

Book Description
This book addresses the gaps in the present institutional structure of inclusive finance framework in India. It provides a comprehensive review of the role of banks in financial inclusion policy and micro-finance landscape in India at present. It identifies the key issues within the banking system which prove to be obstacles in the way of achieving financial inclusion and sustainable growth. The book conceptualizes inclusive banking, delves into the theoretical foundations thereof and suggests an institutional framework to avoid overlapping of their functions in order to ensure profitability. It reviews the existing market structure and competition in the inclusive finance arena while considering the role of banks, micro-finance institutions and SHGs in financing the poor. The book proposes a distinct change to the existing business model, examines the bank business model for inclusion and how the banks can and should treat the micro lending clientele as their core client base to counter the issues of profitability and competition in today’s banking sector. It also discusses some of the latest initiatives in inclusive finance and the importance of entrepreneurship development experiments in India and their efficacy in comparison with the micro-lending model.

Author:
Publisher: Sage Response
ISBN: 9789353887599
Category :
Languages : en
Pages : 546

View

Book Description
Transformational Leadership in Banking: Challenges of Governance, Leadership and HR in a Digital and Disruptive World by Anil K. Khandelwal offers a roadmap on leadership which is all about converting adversity into an opportunity for transformation. Through an excellent set of articles, case studies and interviews, this book offers a way forward for transformational leadership of the Indian banks. Despite their many achievements, public sector banks continue to face several challenges, such as increasing non-performing assets, depleting market share and low market capitalization. In the context of competition and digitalization requiring new business models, this book argues for a fundamental shift in the structure and process of governance, including board-level autonomy, CEOs tenure and compensation, people process, talent development and building a leadership pipeline, to make banks resilient, strong and future-proof. A must-read for anyone interested in the health of Indian banking.

Author: Prof. (Dr.) Deepak Tandon
Publisher: Taxmann Publications Private Limited
ISBN: 9356222223
Category : Education
Languages : en
Pages : 32

View

Book Description
This is the first book on Management of Banks that comprehensively covers the entire gamut of opportunities & challenges faced in Indian banking with particular emphasis on the following: • Credit Management • Non-performing Asset (NPA) Management • Insolvency & Bankruptcy Code (IBC) This book will be helpful for academia, researchers, PGDM/MBA, and other professional students. It can also be considered as a textbook in elective/core courses on the subject of banking. The Present Publication is the 4th Edition, authored by Prof. (Dr) Deepak Tandon & Prof (Dr) Neelam Tandon. The noteworthy features of this book are as follows: • [Comprehensive Guidance] on topics such as: o Overview of the Indian banking system o Negotiable Instruments Act 1881 o Bank financial statements and profitability o CRM & retail banking o Payments systems in banks o Risk management o NPA & IBC provisions o International banking/treasury management • [Case Studies] are included in this book to explain the concepts of banking • [Complex Concepts in Indian Banking] are explained with caselets/application-based solutions • [Examples to Analyze Practical Aspects] are included in the book for topics such as international banking, treasury management, NPA management, etc. The detailed contents of the book are as follows: • Overview of the Indian Banking System • Challenges and Opportunities faced by the Indian Banking System • Negotiable Instruments Act 1881 • Bank Financial Statements and Asset Liability Management • Profitability of Commercial Banks • Customer Relationship Management (CRM) in Banks • Retail Banking • Technology and Hi-Tech Banking E-Payments • Risk management in Banks • Non-Performing Asset Management for better Banking • International Banking • Appendices o Case Studies in Banking

Author: Narendra Jadhav
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 468

View

Book Description
This book comprises 36 papers, 24 abstracts and 5 discussions. It is an excellent reference volume for students and teachers of economics and commerce and also for bankers, economists and policy-makers.

Author: Manoranjan Sharma
Publisher: Atlantic Publishers & Dist
ISBN: 9788126909988
Category : Banks and banking
Languages : en
Pages : 484

View

Book Description

Author: K. Subramanian
Publisher: McGraw-Hill Higher Education
ISBN:
Category : Business & Economics
Languages : en
Pages : 592

View

Book Description
Papers presented at the 18th Conference of Public Sector Bank Economists, held in December 1995 at Mahabalipuram, hosted by Indian Overseas Bank; volume to commemorate the golden jubilee of the bank.