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Author: Scott A. Olson Cltc Publisher: Independently Published ISBN: 9781980586371 Category : Business & Economics Languages : en Pages : 144
Book Description
The insurance industry does not want you to read this book. This book gives you knowledge from an insider. This knowledge will empower you to take simple steps that can protect your life's savings from long-term care expenses.In 2005, Congress passed legislation that gave each state the authority to develop "Long-Term Care Partnership Programs". These programs are a partnership between the federal government, your state government, select insurance companies, specially-trained insurance agents, and you. These programs encourage the middle-class to purchase an amount of long-term care insurance that is equal to their net worth. If their policy runs out of benefits they can apply for Medicaid to pay for their care and all of their assets can be protected from Medicaid (both while they are alive and even after they pass away.)You can target how much long-term care insurance you need based upon how much of your assets you want to protect from Medicaid. If you want to protect more savings you can buy more benefits for a higher premium. If you have less savings you can buy less benefits for a lower premium. It's an equitable and affordable solution for those who want to plan ahead.
Author: John Pratt Publisher: Jones & Bartlett Learning ISBN: 0763764507 Category : Business & Economics Languages : en Pages : 546
Book Description
Long-Term Care: Managing Across the Continuum, Third Edition is an ideal introduction to management in this dynamic industry. Concise, yet complete, it defines the various segments of the system, describes how the system developed to its current state, compares it to an ideal system, and projects future trends. Adopted as a reference for the national licensing examination prepared by the National Association of Long-Term Care Administrator Boards (NAB), this book covers the full continuum of long-term care. The Third Edition is a comprehensive revision reflecting the changes in regulations, financing methods, forms of service delivery, and management methods in this dynamic field. The increasingly important topics of the aging of American society, the impact of the baby-boomers, consumer choice, and the growing diversity in long-term care are covered extensively and from a variety of perspectives. The final chapters address the future of long-term care and include recommendations for dealing with it proactively.