Lower Income Homeownership and Closing Cost Assistance Programs

Lower Income Homeownership and Closing Cost Assistance Programs PDF Author: Pennsylvania Housing Finance Agency
Publisher:
ISBN:
Category : House buying
Languages : en
Pages : 1

Book Description


Chasing the American Dream

Chasing the American Dream PDF Author: William M. Rohe
Publisher: Cornell University Press
ISBN: 1501731130
Category : Social Science
Languages : en
Pages : 326

Book Description
Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.

Homeownership for Lower-income Families

Homeownership for Lower-income Families PDF Author: United States. Dept. of Housing and Urban Development
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 108

Book Description


Home Ownership for Lower Income Families

Home Ownership for Lower Income Families PDF Author: United States Commission on Civil Rights
Publisher:
ISBN:
Category : Discrimination in housing
Languages : en
Pages : 136

Book Description


Home Ownership for Low-income Families

Home Ownership for Low-income Families PDF Author: Charles L. Edson
Publisher:
ISBN:
Category : Economic assistance, Domestic
Languages : en
Pages : 106

Book Description


Low-Income Homeownership

Low-Income Homeownership PDF Author: Nicolas P. Retsinas
Publisher: Brookings Institution Press
ISBN: 0815706030
Category : Political Science
Languages : en
Pages : 512

Book Description
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.

First-time Homebuyers and the Home Program

First-time Homebuyers and the Home Program PDF Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 58

Book Description


Opportunities to Improve Effectiveness and Reduce Costs of Homeownership Assistance Programs

Opportunities to Improve Effectiveness and Reduce Costs of Homeownership Assistance Programs PDF Author: United States. General Accounting Office
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 96

Book Description


Homebuyer Supplemental Assistance Program

Homebuyer Supplemental Assistance Program PDF Author: Leveron Bryant
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 102

Book Description


Promoting the American Dream of Homeownership Through Downpayment Assistance

Promoting the American Dream of Homeownership Through Downpayment Assistance PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 120

Book Description