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Author: Karl F Seidman Publisher: SAGE ISBN: 9780761927099 Category : Business & Economics Languages : en Pages : 528
Book Description
"Economic Development Finance provides a foundation for students and professionals in the technical aspects of business and real estate finance and surveys the full range of policies, program models, and financing tools used in economic development practice within the United States."--Jacket.
Author: Karl F Seidman Publisher: SAGE ISBN: 9780761927099 Category : Business & Economics Languages : en Pages : 528
Book Description
"Economic Development Finance provides a foundation for students and professionals in the technical aspects of business and real estate finance and surveys the full range of policies, program models, and financing tools used in economic development practice within the United States."--Jacket.
Author: Julia Sass Rubin Publisher: ISBN: Category : Business & Economics Languages : en Pages : 352
Book Description
Access to capital and financial services is crucial for healthy communities. However, many impoverished individuals and neighborhoods are routinely ignored by mainstream financial institutions. This neglect led to the creation of community development financial institutions (CDFIs), which provide low-income communities with financial services and act as a conduit to conventional financial organizations and capital markets. Edited by Julia Sass Rubin, Financing Low-Income Communities brings together leading experts in the field to assess what we know about the challenges of bringing financial services and capital to poor communities, map out future lines of research, and propose policy reforms to make these efforts more effective. The contributors to Financing Low-Income Communities distill research on key topics related to community development finance. Daniel Schneider and Peter Tufano examine the obstacles that make saving and asset accumulation difficult for low-income households—such as the fact that tens of millions of low-income and minority adults don't have a bank account—and consider solutions, like making it easier for low-wage workers to enroll in 401(K) plans. Jeanne Hogarth, Jane Kolodinksy, and Marianne Hilgert review evidence showing that community-based financial education programs can be effective in changing families' saving and budgeting patterns. Lisa Servon proposes strategies for addressing the challenges facing the microenterprise field in the United States. Julia Sass Rubin discusses ways community loan and venture capital funds have adapted in response to the decreased availability of funding, and considers potential sources of new capital, such as state governments and public pension funds. Marva Williams explores the evolution and recent performance of community development banks and credit unions. Kathleen Engel and Patricia McCoy document the proliferation of predatory lenders, who market loans at onerous interest rates to financially vulnerable families and the devastating effects of such lending on communities—from increased crime to falling home values and lower tax revenues. Rachel Bratt reviews the policies and programs used to make rental and owned housing financially accessible. Rob Hollister proposes a framework for evaluating the contributions of community development financial institutions. Despite the many accomplishments of CDFIs over the last four decades, changing political and economic conditions make it imperative that they adapt in order to survive. Financing Low-Income Communities charts out new directions for public and private organizations which aim to end the financial exclusion of marginalized neighborhoods.
Author: Sammis B. White Publisher: Routledge ISBN: 1317470508 Category : Business & Economics Languages : en Pages : 375
Book Description
The fully revised new edition of this textbook presents a well-balanced set of economic development financing tools and techniques focused on our current times of economic austerity. While traditional public sector techniques are evaluated and refocused, this volume emphasizes the role of the private sector and the increasing need to bring together different techniques and sources to create a workable financial development package. The chapters address critical assessments of various methods as well as practical advice on how to implement these techniques. New chapters on entrepreneurship, the changing nature of the community banking system, and the increasing need for partnerships provides critical insights into the ever-evolving practice of economic development finance.
Author: United States. General Accounting Office Publisher: DIANE Publishing ISBN: 1428939458 Category : Asset-backed financing Languages : en Pages : 72
Author: James L. Greer Publisher: Springer ISBN: 1349698105 Category : Political Science Languages : en Pages : 224
Book Description
This is the first scholarly analysis that examines the development and achievements of the American community development movement. Community development is now a multi-billion industry in the US. Hundreds of Community Development Financial Institutions (CDFIs), located in all regions of the country, have successfully forged locally-based strategies that provide affordable housing, foster business development, and provide much needed community facilities, including innumerable charter schools, in highly distressed communities in inner city neighborhoods, rural communities, and also in American Indian areas. In many areas of the US, CDFIs represent a viable alternative to the mainstream banking industry. This volume documents the positive impact the CDFI industry has had in distressed urban and rural areas in the US.
Author: United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer Publisher: ISBN: Category : Community development Languages : en Pages : 56
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance Publisher: ISBN: Category : Business & Economics Languages : en Pages : 224
Author: Margaret S Sherraden Publisher: Routledge ISBN: 1135024227 Category : Social Science Languages : en Pages : 175
Book Description
In Community Economic Development and Social Work, you’ll find innovative theoretical approaches to the newly emerging field of community economic development (CED). You’ll see how community leaders, residents, community organizations, social workers, city planners, local business owners, bankers, and/or investors can come together to promote successful CED. Community economic development (CED) is a strategy that addresses social and economic development goals, creates jobs, builds assets, and strengthens the social fabric of communities. In Community Economic Development and Social Work, you’ll learn how to promote community-based organizations that involve residents in articulating goals, policies, and operations and moves them beyond poverty. You’ll also gain valuable insight into: methods of evaluating a variety of CED initiatives in different geographical areas microenterprise development and the experiences of low-income entrepreneurs, including examples from Bangladesh and India and in immigrant and low-income communities in the United States home ownership as a key CED strategy in low-income neighborhoods environmental issues and sustainable CED healthcare and CED--entrepreneurial opportunities and job creation organizations, such as Community Development Corporations, that promote CED practicing CED in marginalized communities strategies for creating jobs, developing structures for savings and investment, creating access to credit, promoting land trusts, financing community infrastructure improvements, providing training and technical assistance, and developing social services Contributors to this groundbreaking volume include internationally known scholars and practitioners who examine community economic development initiatives from a variety of perspectives and locales--CED is one of the few areas of applied social science where diffusion regularly occurs from “less developed” to “developed” countries. The variety of models and case studies in Community Economic Development and Social Work gives you practical ideas for effective economic development--development that empowers residents to break the cycle of poverty and offers hope and opportunity for the future--in low-income and minority communities.
Author: Karl F Seidman
Author: Karl F Seidman
Author: Andrew W. Hogwood
Author: Julia Sass Rubin
Author: Sammis B. White
Author: 
Author: United States. General Accounting Office
Author: James L. Greer
Author: United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Author: Margaret S Sherraden