Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Legal Solutions to Debt Problems PDF full book. Access full book title Legal Solutions to Debt Problems by Council of Europe. Committee of Ministers. Download full books in PDF and EPUB format.
Author: Council of Europe. Committee of Ministers Publisher: Council of Europe ISBN: 9789287163547 Category : Political Science Languages : en Pages : 24
Book Description
The Council of Europe Committee of Ministers' Recommendation Rec(2007)8 on legal solutions to debt problems is the first international legal instrument that estabishes a set of legal principles in order to assist national legislators in introducing or reinforcing laws and policies in this field. The recommendation covers three main areas: prevention of over-indebtedness of individuals and families, alleviation of the effects of debt recovery in order to avoid social exclusion and rehabilitation of over-indebted individuals with due regard to their human dignity.
Author: Council of Europe. Committee of Ministers Publisher: Council of Europe ISBN: 9789287163547 Category : Political Science Languages : en Pages : 24
Book Description
The Council of Europe Committee of Ministers' Recommendation Rec(2007)8 on legal solutions to debt problems is the first international legal instrument that estabishes a set of legal principles in order to assist national legislators in introducing or reinforcing laws and policies in this field. The recommendation covers three main areas: prevention of over-indebtedness of individuals and families, alleviation of the effects of debt recovery in order to avoid social exclusion and rehabilitation of over-indebted individuals with due regard to their human dignity.
Author: Deanne Loonin Publisher: ISBN: 9781931697682 Category : Consumer credit Languages : en Pages : 452
Book Description
If you are having debt problems, you may feel overwhelmed and powerless. During periods of financial hardship, you may not have the resources to pay pressing debts, to meet family needs, and to get legal help. This book explains your rights as a consumer.
Author: United States Publisher: ISBN: Category : Law Languages : en Pages : 1506
Book Description
"The United States Code is the official codification of the general and permanent laws of the United States of America. The Code was first published in 1926, and a new edition of the code has been published every six years since 1934. The 2012 edition of the Code incorporates laws enacted through the One Hundred Twelfth Congress, Second Session, the last of which was signed by the President on January 15, 2013. It does not include laws of the One Hundred Thirteenth Congress, First Session, enacted between January 2, 2013, the date it convened, and January 15, 2013. By statutory authority this edition may be cited "U.S.C. 2012 ed." As adopted in 1926, the Code established prima facie the general and permanent laws of the United States. The underlying statutes reprinted in the Code remained in effect and controlled over the Code in case of any discrepancy. In 1947, Congress began enacting individual titles of the Code into positive law. When a title is enacted into positive law, the underlying statutes are repealed and the title then becomes legal evidence of the law. Currently, 26 of the 51 titles in the Code have been so enacted. These are identified in the table of titles near the beginning of each volume. The Law Revision Counsel of the House of Representatives continues to prepare legislation pursuant to 2 U.S.C. 285b to enact the remainder of the Code, on a title-by-title basis, into positive law. The 2012 edition of the Code was prepared and published under the supervision of Ralph V. Seep, Law Revision Counsel. Grateful acknowledgment is made of the contributions by all who helped in this work, particularly the staffs of the Office of the Law Revision Counsel and the Government Printing Office"--Preface.
Author: Paul Ali Publisher: ISBN: Category : Languages : en Pages : 22
Book Description
Special protections for Australians in financial hardship have recently been incorporated into the legal frameworks governing the consumer credit, energy, water and telecommunications sectors. These protections have the objective of enabling consumers to avoid the serious legal consequences of financial hardship, such as debt enforcement action in a court or tribunal, or disconnection from an essential service, by allowing them to seek alternative payment arrangements and other forms of assistance from their creditors. In this article, we draw upon the findings of our survey of consumers who have experienced financial hardship to show that these legal protections play a relatively modest role in the overall range of ways in which consumers cope with debt problems. Consumers face significant barriers to identifying themselves as being in need of assistance under these protections, and tend to favour individualistic strategies for reducing spending, even when this may jeopardise their ability to afford basic living essentials. For those who do access assistance from a creditor under the legal hardship protections, its effectiveness may be undermined by the prevalence of unaffordable payment arrangements across our target sectors.
Author: Council of Europe. Committee of Ministers
Author: Council of Europe. Committee of Ministers
Author: Robin Leonard
Author: Deanne Loonin
Author: 
Author: Johanna Niemi-Kiesiläinen
Author: 
Author: Cynthia Linn Hesterly
Author: United States
Author: Louis Schetzer
Author: Paul Ali