Law of Bank Payments PDF Download

Author: Richard Coleman
Publisher:
ISBN: 9780414051706
Category : Banking law
Languages : en
Pages : 1038

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Book Description

Author: Michael Brindle
Publisher:
ISBN: 9781847035516
Category : Banking law
Languages : en
Pages : 969

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Book Description
This is a comprehensive text on a subject at the heart of commercial transactions. It explains the law relating to the entire range of payment methods currently in use in banking transactions - from letters of credit and bills of exchange to the latest innovations in smart cards and Internet payments.

Author: Michael Lerego
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 634

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Book Description

Author: Michael Brindle
Publisher:
ISBN: 9780421694101
Category : Banking law
Languages : en
Pages : 669

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Book Description

Author: Steve H. Nickles
Publisher: West Academic Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 564

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Book Description
Explains the fundamentals of negotiable instruments-promissory notes, drafts, checks, and certificates of deposit. Provides an overview of Article 3's requisites of negotiability. Reviews contract liability, secondary liability conditions, and discharge liability. Covers instruments of property, including enforcement, transfer, and negotiation. Discusses warranty, restitution, claims, defenses to instruments, holder in due course, and check collection process. Examines the customer/payor bank relationship and risk allocation.

Author: Barkley Clark
Publisher:
ISBN: 9780887121364
Category : Bank credit cards
Languages : en
Pages :

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Author: Michael Brindle
Publisher: Lawbook Company
ISBN: 9780421860209
Category : Banking law
Languages : en
Pages : 829

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Book Description
The Licensing Act 2003 makes fundamental changes to liquor licensing law. This is a detailed guide to this new liquor licensing regime, providing a practical tool for navigating its complexities and putting them into practice

Author: Benjamin Geva
Publisher: Oxford University Press, USA
ISBN: 9780198298533
Category : Business & Economics
Languages : en
Pages : 575

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Book Description
This is a study of the law governing the bank-customer relationship pertaining to the disposition of funds by cheques and credit transfers, covering both paper-based and electronic payments. The work addresses, with various degrees of detail, common law, civilian, and `mixed' jurisdictions, particularly, Australia, Canada, England, France, Germany, Israel, Italy, Japan, South Africa, Switzerland and the United States. In addition to the description of the law in these jurisdictions, the book contains an in-depth analysis of the common issues and the responses to them, in light of desired policies. Accordingly, an evaluation of the various rules and proposals for reform are integral parts of the study. The book is divided into four parts. Part I is an overview of the various legal systems and fundamentals in banking and payment law, in an overall historical context. Part II deals with the banking relationship, within which collections and payments occur. It highlights the customer contract, the deposit transaction, the mandate authorizing bank collections and payments, and the debt resulting from entries to the current account. Part III covers the performance of the mandate. It discusses extensively laws governing the payment and collection of cheques and credit transfers, in the context of actual clearing and settlement mechanisms, particularly large-value transfer systems in developed countries. Part IV is on payment systems misuse through fraud, either in theinitiation payments or in misdirecting them. It discusses cheque forgery, unauthorized electronic funds transfers, forged cheques indorsements, and misdirected funds transfers. A unique feature of the work is the integration of a cohesive analytic perspective, both doctrinal and policy-oriented, into a comparative descriptive framework. The book searches for a universal `law merchant' transcending the boundaries of the various legal systems. It is aimed at the banking and payment law specialist and student as well as to the general comparative lawyer. Its focus on both present law and reform makes it useful to both the academic and practising lawyer.

Author: Frederick H. Miller
Publisher: West Group Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 924

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Book Description

Author: Rhys Bollen
Publisher: Kluwer Law International B.V.
ISBN: 904114207X
Category : Law
Languages : en
Pages : 304

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Book Description
There is a widespread demand among businesses for more convenient and reliable international payment products, and inevitably this has led to calls for more predictable and consistent regulation of these products, especially in the light of such innovations as online payments and ‘stored value’ cards. Recognizing that recurring risks tend to be dealt with in similar ways by most legal regimes, this study – the first of its kind – draws on a detailed analysis of the strengths and weaknesses of existing regimes to develop an international model which incorporates both the legal elements and their practical application. In building his model, the author addresses the fundamental questions in the law of payment services: Who bears the risk of unauthorised payments? What must be done about claims of error? When are payments completed so that they discharge the underlying liability? When can payments be reversed? These issues are examined through in-depth descriptions of payment facilities as regulated in five key jurisdictions – Australia, the United Kingdom, the European Union, Singapore, and the United States – under the headings of scope, licensing, disclosure, obligations of the parties, liability, redress, and dispute resolution. The five regimes are further measured against the key harmonization project in this field, the UNCITRAL Model Law on Credit Transfers. The discussion is illustrated with analyses of leading cases and a number of worked examples. In summary, this very useful book synthesizes a logical and useful package of regulatory measures into a model that takes into account the lessons learnt in the regulation of payment services. Businesses will warmly welcome the study’s contribution toward reducing the cost of taking a product to market across multiple jurisdictions. Policymakers and legislators will find the task of comparing the various approaches to payment services regulation and analyzing their effectiveness greatly facilitated.