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Author: Frédéric Kalala Tshimpaka Publisher: Presses univ. de Louvain ISBN: 9782874630521 Category : Business & Economics Languages : fr Pages : 290
Book Description
L’efficacité de la microfinance, considérée comme mode de financement des exclus de la finance classique, peut être évaluée en terme de pérennité de financement et d’adéquation de celui-ci aux besoins des clients. Cette démarche quasi absente de la littérature est au centre de cette étude qui propose une relecture de la théorie financière des organisations. Grâce à l’approche qualitative, les rationalités des principaux stakeholders sont analysées et la pertinence relativement contextuelle des indicateurs de performance est discutée. L’approche quantitative tente de modéliser le comportement des emprunteurs et des prêteurs au Kivu en s’appuyant sur les données collectées auprès de 31 IMF (Institutions de microfinance) et 260 de leurs clients pour la période allant de 1996 à 2002. Il ressort de notre étude que trop peu d’indicateurs classiques sont compatibles avec les réalités du Kivu. Le ratio de liquidité immédiate et la caution solidaire sont peu significatifs. Seul le portefeuille à risque explique les contre-performances souvent enregistrées par les IMF. Il fournit des résultats (= 11 %) supéieurs aux normes thériques (5 % pour un PaR30) mais significatifs au Kivu dans la mesure oùles crénces irréouvrables ne sont pas exclues des prês en retard de paiement, base thérique de déermination du ratio. Les IMF dont le PaR30 déasse 20 % s’nlisent dans le rationnement de créit et finissent souvent par cesser tout octroi de créit. En rèle gééale, les IMF du Kivu ne mobilisent pas suffisamment l’éargne locale et n’ccèent pas aux fonds commerciaux. La restructuration de l’space microfinancier local passe par l’nstitutionnalisation des organisations qui fonctionnent de manièe professionnelle. Ceci leur permettra d’ccéer àl’éargne du public et au refinancement auprè des banques commerciales parfois en situation de sur-liquiditéfaiblement réunéé. Àcette occasion, tous les stakeholders peuvent tirer parti de l’inversion du cycle d’intermédiation financière (c’est-à-dire l’octroi des microcrédits plus rentables à partir des crédits bancaires à long terme) par les IMF. Nos investigations mettent enfin en exergue d’intéressantes pistes d’économies d’échelle à l’aide des fusions possibles entre quelques organisations de microfinance du Kivu.
Author: Frédéric Kalala Tshimpaka Publisher: Presses univ. de Louvain ISBN: 9782874630521 Category : Business & Economics Languages : fr Pages : 290
Book Description
L’efficacité de la microfinance, considérée comme mode de financement des exclus de la finance classique, peut être évaluée en terme de pérennité de financement et d’adéquation de celui-ci aux besoins des clients. Cette démarche quasi absente de la littérature est au centre de cette étude qui propose une relecture de la théorie financière des organisations. Grâce à l’approche qualitative, les rationalités des principaux stakeholders sont analysées et la pertinence relativement contextuelle des indicateurs de performance est discutée. L’approche quantitative tente de modéliser le comportement des emprunteurs et des prêteurs au Kivu en s’appuyant sur les données collectées auprès de 31 IMF (Institutions de microfinance) et 260 de leurs clients pour la période allant de 1996 à 2002. Il ressort de notre étude que trop peu d’indicateurs classiques sont compatibles avec les réalités du Kivu. Le ratio de liquidité immédiate et la caution solidaire sont peu significatifs. Seul le portefeuille à risque explique les contre-performances souvent enregistrées par les IMF. Il fournit des résultats (= 11 %) supéieurs aux normes thériques (5 % pour un PaR30) mais significatifs au Kivu dans la mesure oùles crénces irréouvrables ne sont pas exclues des prês en retard de paiement, base thérique de déermination du ratio. Les IMF dont le PaR30 déasse 20 % s’nlisent dans le rationnement de créit et finissent souvent par cesser tout octroi de créit. En rèle gééale, les IMF du Kivu ne mobilisent pas suffisamment l’éargne locale et n’ccèent pas aux fonds commerciaux. La restructuration de l’space microfinancier local passe par l’nstitutionnalisation des organisations qui fonctionnent de manièe professionnelle. Ceci leur permettra d’ccéer àl’éargne du public et au refinancement auprè des banques commerciales parfois en situation de sur-liquiditéfaiblement réunéé. Àcette occasion, tous les stakeholders peuvent tirer parti de l’inversion du cycle d’intermédiation financière (c’est-à-dire l’octroi des microcrédits plus rentables à partir des crédits bancaires à long terme) par les IMF. Nos investigations mettent enfin en exergue d’intéressantes pistes d’économies d’échelle à l’aide des fusions possibles entre quelques organisations de microfinance du Kivu.
Author: Julia Smith-Omomo Publisher: Springer ISBN: 3319980114 Category : Social Science Languages : en Pages : 188
Book Description
This book examines engagements with financial services in contexts of conflict. Using Liberia and the Democratic Republic of the Congo as case studies, it explores informal financial and business strategies and how these shift during conflict. Through a combination of regression analyses and panel data modeling with fixed effects, the project research indicates that conflict has a stronger effect on the nature of demand for credit and savings services than it has on the actual performance of financial institutions. In examining these patterns, the importance of networks and family becomes increasingly important—not just in the ways they are important to us as individuals, but as important determinants of post-war outcomes.
Author: Ulf Engel Publisher: BRILL ISBN: 9004256504 Category : Social Science Languages : en Pages : 231
Book Description
Fifty years after the foundation of the OAU and the consolidation of most African states and institutions, the international panorama and Africa’s position in it have changed considerably. The world's geopolitical and economic configuration has evolved, with new actors appearing in a new period of globalization. In tone with ECAS 2013, this volume proposes that the experiences appearing in Africa question dominant paradigms in terms of political practice and academic reflection and thus offer a clear challenge to the academic community. The volume offers clues to answer questions such as: What is the impact of the current processes of globalization for African countries and African citizens? How should African Studies be engaged to gauge African dynamics, both at a local and global level? What interdisciplinary means and tools should be brought in to produce an epistemologically relevant view (or narrative) of the issues under analysis?
Author: Ronald Dore Publisher: A&C Black ISBN: 1780939655 Category : History Languages : en Pages : 547
Book Description
The land reform carried out in Japan during the period of American Occupation is often spoken of as one of the most successful of the post-war reforms. It was certainly one of the most thorough going redistributions of land which the world has seen. A third of the total area of arable land changed hands, and nearly a third of the total population of the country was affected. Socially, the land reform accelerated the decay in feudal institutions, rendering the lot of the Japanese farmer considerably better than it once was. First published in 1984, this title is part of the Bloomsbury Academic Collections series.
Author: Mr.Ramana Ramaswamy Publisher: International Monetary Fund ISBN: 1451848021 Category : Business & Economics Languages : en Pages : 29
Book Description
This paper shows that deindustrialization is explained primarily by trends internal to the advanced economies. These include the combined effects on manufacturing employment of a relatively faster growth of productivity in manufacturing, the associated relative price changes, and shifts in the structure of demand between manufactures and services. North-South trade explains less than one fifth of deindustrialization in the advanced economies. Moreover, the contribution of North-South trade to deindustrialization has been mainly through its effects in stimulating labor productivity in Northern manufacturing. It has had little enduring effect on total manufacturing output in the advanced economies.
Author: Publisher: ISBN: 9781433820632 Category : Psychoanalysis Languages : en Pages :
Book Description
"In Relational Psychodynamic Psychotherapy Supervision, guest expert supervisor, Dr. Joan E. Sarnat, demonstrates and discusses this approach to supervision. The goal of relational psychodynamic supervision is to create a more experiential, participatory, and relationship-focused form of supervision, one that not only provides usable psychotherapeutic knowledge and skills, but also facilitates the emotional and relational development that is essential to becoming an effective psychodynamic psychotherapist. In this video, Sarnat and her supervisee engage in a supervisory session, and host Dr. Hanna Levenson interviews them about their work together, exploring the constructs of this model and the nature of the supervisory relationship. In the session, Dr. Sarnat's supervisee conveys that she is frustrated by how her patient is discounting her during the termination phase of therapy. By becoming aware of and working with her own feelings of frustration within the session, Dr. Sarnat demonstrates the art of using a reenactment to help the supervisee deepen her awareness and thereby facilitate the therapy."--
Author: Alcinda Honwana Publisher: Zed Books Ltd. ISBN: 1780324642 Category : Political Science Languages : en Pages : 278
Book Description
The uprising in Tunisia has come to be seen as the first true revolution of the twenty-first century, one that kick-started the series of upheavals across the region now known as the Arab Spring. In this remarkable work, Alcinda Honwana goes beyond superficial accounts of what occurred to explore the defining role of the country's youth, and in particular the cyber activist. Drawing on fresh testimony from those who shaped events, the book describes in detail the experiences of young activists through the 29 days of the revolution and the challenges they encountered after the fall of the regime and the dismantling of the ruling party. Now, as old and newly established political forces are moving into the political void created by Ben Ali's departure, tensions between the older and younger generations are sharpening. An essential account of an event that has inspired the world, and its potential repercussions for the Middle East, Africa and beyond.
Author: Prasenjit Duara Publisher: Institute of Southeast Asian Studies ISBN: 9814414492 Category : History Languages : en Pages : 106
Book Description
"In the erudite essay that opens this forum, Prasenjit Duara turns to both indigenous thinkers and the premodern past for tools with which to think about Asia in a global age. Contemporary modalities of regional exchange – ‘weakly bounded, network-oriented, pluralistic, multitemporal’ – chime with earlier patterns of cultural circulation without state domination, giving rise to a prophetic vision of ‘Asia Redux’. This attempt to capture the contours of a (re)-emergent region was calculated to provide. And what a debate it kicks off. Wang Hui resolutely reframe imagining Asia as a political project on a world-historical canvas. Tansen Sen greatly complicates the map of intra-Asian commercial exchange in earlier times; Amitav Acharya outlines five competing conceptions of Asia in the domain of international relations alone.; Barbara Watson Andaya teases out the paradoxical way in which regional religions make clashing claims about Asian unity; and Rudolf Mrazek asks, what of the Asia that bleeds? what of exploitation and its spawn, the inglorious ‘built-ends’ of the global economy? The reward for those who read this collection straight through is a thrillingly cacophonous conversation about how to grasp Asia in our time.” —Karen E. Wigen, Stanford University “Will a re-emergent Asia extend the violent rivalries and inequalities of Western-dominated empires, nations and capital? Or can Asia somehow draw on a relatively more peaceful past of maritime trade, interlinked religions and circulations beyond states to think and make a very different sort of region and world? Prasenjit Duara and his interlocutors define this vital debate on Asia’s future through illuminating reflections on its recent and deep past. A touchstone for anyone concerned with a future shape of an inter-connected Asia newly possessed of wealth and power” —Engseng Ho, Duke University
Author: Publisher: BRILL ISBN: 9004250395 Category : Social Science Languages : en Pages : 288
Book Description
Trapped inside lorries or huddled aboard unseaworthy boats, irregular African migrants make for troubling headlines in western media, fueling fever pitch fears of an impending "African exodus" to Europe. Despite the increasing, albeit sensational, attention irregular migration attracts on both sides of the Mediterranean, little is known about what shapes and influences the lives of these Africans before, during, and after their “migratory projects.” By privileging migrants' narratives and drawing on evidence-based field research from different disciplinary backgrounds, the volume demystifies and dislodges many common assumptions about the human ecology of irregular African migration to Europe, arguably one of the most widely debated, yet least understood, phenomenon of our time.
Author: Frédéric Kalala Tshimpaka
Author: Frédéric Kalala Tshimpaka
Author: Julia Smith-Omomo
Author: Ulf Engel
Author: Ronald Dore
Author: Mr.Ramana Ramaswamy
Author: 
Author: Alcinda Honwana
Author: Prasenjit Duara
Author: 
Author: Takeo Hoshi