Author: Fanny MarchesePublisher:
ISBN:
Category :
Languages : en
Pages : 34
Book Description
Is Blue Cross-blue Shield a Comprehensive Health Insurance Plan?
Author: Fanny MarcheseHealth Insurance
Author: U S Government Accountability Office (GPublisher: BiblioGov
ISBN: 9781289010270
Category :
Languages : en
Pages : 62
Book Description
In response to a congressional request, GAO compared the Blue Cross and Blue Shield Association health plans' coverage availability for high-risk persons with that of for-profit insurance plans to determine if the Blue Cross/Blue Shield plans' tax-exempt status is warranted. GAO found that: (1) for 67 percent of the Blue Cross/Blue Shield plans' high-risk cases, there was at least one commercial health plan alternative, but all of the commercial insurers rejected the remaining cases; (2) the commercial insurers and three of the six Blue Cross/Blue Shield plans offered high-risk individuals less comprehensive coverage than other individuals; (3) both Blue Cross/Blue Shield and the commercial insurers experience-rate their large group coverage, which constitutes the majority of their business; (4) the Blue Cross/Blue Shield pricing methods for high-risk individuals resemble those commercial insurers use; (5) Blue Cross/Blue Shield plans operate for-profit businesses on which they pay taxes; and (6) the Blue Cross/Blue Shield plans varied significantly among themselves in underwriting practices. GAO also found that taxing the Blue Cross/Blue Shield plans: (1) should not affect those who are members of large, employer-paid groups; and (2) could adversely affect the individual and small-group markets, particularly those considered to be high-risk, because commercial firms would not underwrite them. GAO was unable to determine the overall effect that changes in the tax-exempt status would have on the availability and affordability of health insurance to high-risk individuals and groups because of a lack of data.
Health Insurance
Author: United States. General Accounting OfficePublisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 60
Book Description
Coverage Matters
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309076099
Category : Medical
Languages : en
Pages : 204
Book Description
Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
Independent Health Insurance Plans in the United States: 1961
Author: Donald Gordon HayPublisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 56
Book Description
Blue Cross-Blue Shield Nongroup Coverage for Older People
Author: Health Insurance Plans in the United States
Author: United States. Congress. Senate. Committee on Labor and Public WelfarePublisher:
ISBN:
Category : Health Insurance
Languages : en
Pages : 136
Book Description
Federal Employees Health Benefits Children's Equity Act of 2000
Author: United States. Congress. House. Committee on Government ReformPublisher:
ISBN:
Category : Children
Languages : en
Pages : 12
Book Description
The Blues
Author: Robert Maris CunninghamPublisher:
ISBN: 9780875802244
Category : Business & Economics
Languages : en
Pages : 311
Book Description
A history of the Blue Cross and Blue Shield system, America's largest and oldest health insurer, from its beginnings to the 1990s. It draws on company archives and shows how its management has pursued the goal of health care coverage over seven decades of social and economic change.
The Affordable Care Act
Author: Tamara ThompsonPublisher: Greenhaven Publishing LLC
ISBN: 0737771496
Category : Young Adult Nonfiction
Languages : en
Pages : 130
Book Description
The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.