Author: New York (State). Executive Advisory Commission on Insurance Industry Regulatory ReformPublisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 134
Book Description
Report of the Executive Advisory Commission on Insurance Industry Regulatory Reform
Author: New York (State). Executive Advisory Commission on Insurance Industry Regulatory ReformPublisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 134
Book Description
The Future of Insurance Regulation in the United States
Author: Martin F. GracePublisher: Rowman & Littlefield
ISBN: 0815703864
Category : Business & Economics
Languages : en
Pages : 244
Book Description
A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).
Examining Proposals on Insurance Regulatory Reform
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored EnterprisesPublisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 192
Book Description
Additional Perspectives on the Need for Insurance Regulatory Reform
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored EnterprisesPublisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 184
Book Description
Insurance Regulation Reform
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban AffairsPublisher:
ISBN:
Category : Insurance
Languages : en
Pages : 152
Book Description
Insurance Regulation Reform
Author: United States. CongressPublisher: Createspace Independent Publishing Platform
ISBN: 9781983822902
Category :
Languages : en
Pages : 152
Book Description
Insurance regulation reform : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, second session ... July 11, 2006.
Modernizing Insurance Regulation
Author: John H. BiggsPublisher: John Wiley & Sons
ISBN: 1118758846
Category : Business & Economics
Languages : en
Pages : 304
Book Description
The future of the insurance regulation begins now For those involved with the insurance industry, from investmentprofessionals to policy makers, and regulators to legislators,tremendous change is coming. With insurance premiums constitutingan ever-growing portion of annual U.S. GDP and provisions of theDodd-Frank Act specifically calling for modernization of insuranceregulations, the issues at hand are pervasive. In ModernizingInsurance Regulation, these issues are described against abackdrop of the political and industry discussions that surroundinsurance, regulation, and systemic risk. Experts Viral V. Acharyaand Matthew Richardson discuss a variety of issues with topthinkers in the fields of finance, derivatives, credit risk, andbanking to bring to light the most germane elements of this ongoingdiscussion. In Modernizing Insurance Regulation, Acharya andRichardson call on the expertise of all the relevant stakeholderswithin government, academia, and industry to offer a well-roundedand independent view of insurance regulation and how the evolutionof this key industry affects the U.S. economy now and in thefuture. Provides an overview of the feasibility of maintaining astate-level regulatory structure Offers a view of the issues from top academics, industryleaders, and state regulators Explores the debate surrounding the insurance industry andsystemic risk Provides an in-depth look at upcoming changes under theDodd-Frank Act Modernizing Insurance Regulation provides a look into thecrucial changes coming to insurance regulation and an overview ofhow those changes will affect almost everyone.
Insurance Regulation Reform
Author: United States SenatePublisher:
ISBN: 9781698178981
Category :
Languages : en
Pages : 154
Book Description
Insurance regulation reform: hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, second session ... July 11, 2006.
Health Insurance
Author: Leslie G. AronovitzPublisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 20
Book Description
The Need for Insurance Regulatory Reform
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored EnterprisesPublisher:
ISBN:
Category : Consumer protection
Languages : en
Pages : 164
Book Description