Institutional Finance Impact on Rural Development PDF Download

Author: Sarala Lenin
Publisher:
ISBN: 9788188865666
Category : Rural credit
Languages : en
Pages : 120

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Author: Bhupat Maganlal Desai
Publisher: Intl Food Policy Res Inst
ISBN: 9780896295001
Category : Business & Economics
Languages : en
Pages : 176

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Book Description
Agricultural and rural credit in the developing countries.

Author: Joselito S. Gallardo
Publisher: World Bank Publications
ISBN: 0821366041
Category : Social Science
Languages : en
Pages : 62

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Book Description
"Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: - What motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? - How are gains from and costs of alliances and partnerships shared between collaborating institutions? - What are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? - Which financial products and services are best introduced through strategic alliances?"

Author: Priya Basu
Publisher: World Bank Publications
ISBN: 0821361473
Category : Business & Economics
Languages : en
Pages : 152

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Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.

Author: Jacob Yaron
Publisher: McFarland
ISBN:
Category : Business & Economics
Languages : en
Pages : 172

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Book Description
An Overview of the Traditional Approach. Polices for Improving Rural Financial Intermediation. An Overview of Rural Financial Institutions.

Author: Jacob Yaron
Publisher: World Bank Publications
ISBN:
Category : Agricultural credit
Languages : en
Pages : 30

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Book Description
Targeted credit without institution- building in rural financial institutions is alsmost always a recipe for prolonged dependence on donor or state funds and bailouts.

Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
ISBN: 080187226X
Category : Business & Economics
Languages : en
Pages : 426

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Book Description
Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

Author: Konanki Sivaiah
Publisher:
ISBN: 9783659843129
Category :
Languages : en
Pages : 332

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Book Description

Author: Veerashekharappa
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 232

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Book Description
Study of Hassan District in Karnataka.

Author: F. J. A. Bouman
Publisher: Routledge
ISBN: 0429690878
Category : Political Science
Languages : en
Pages : 430

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Book Description
The past few decades have seen special and changing emphasis in policy frameworks of rural financial intermediation in developing countries, varying from the distribution of cheap credit via specialized farm credit institutions, to the building of linkages between banks and savings groups, to attempts to use traders or NGOs as new conduits of lending. The destructive impact of cheap credit programs on rural financial markets has been the subject of two conferences organized by the Ohio State University in the USA in 1976 and 1981, in conjunction with the Agency for International Development and the World Bank. They resulted in a collection of readings edited by J.D. Von Pischke, Dale W Adams and Gordon Donald, Rural Financial Markets in Developing Countries (Baltimore: Johns Hopkins Press 1983), followed by Undermining Rural Development With Cheap Credit, edited by Dale W Adams, Douglas H. Graham and J.D. Von Pischke (Boulder: Westview Press 1984). Acknowledging the increasing interest of researchers and policymakers in the roles and uses of informal financial intermediaries, the Ohio State University subsequently organized a Seminar in Washington, D.C., in 1989 that produced Informal Finance in LowIncome Countries, edited by Dale W Adams and Delbert A. Fitchett (Boulder: Westview Press 1992).