Author: United States. Congress. House. Committee on the District of Columbia
Publisher:
ISBN:
Category :
Languages : en
Pages : 76

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Book Description

Author: United States. Congress. House. Committee on the District of Columbia. Subcommittee No. 4
Publisher:
ISBN:
Category : Loans, Personal
Languages : en
Pages : 76

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Book Description

Author: United States. Congress. House. Committee on the District of Columbia. Special Investigating Subcommittee
Publisher:
ISBN:
Category : Loans, Personal
Languages : en
Pages : 104

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Book Description
Considers H.R. 19740, to authorize D.C. banks and savings and loan associations to charge or deduct interest in advance on loans to be repaid in installments. Includes compilation of references to state statutes on installment loans.

Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Domestic Finance
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 444

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Book Description

Author: United States. Congress. House. Committee on Banking and Currency
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 436

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Book Description

Author: Margaret J. Miller
Publisher: MIT Press
ISBN: 9780262134224
Category : Business & Economics
Languages : en
Pages : 484

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Book Description
The first comprehensive review of credit reporting systems worldwide, including their institutional forms and evidence of their impact on financial markets. Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others. This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.

Author: John E. Grable
Publisher: John Wiley & Sons
ISBN: 1119797063
Category : Business & Economics
Languages : en
Pages : 658

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Book Description
Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey, 2e is designed to help students avoid early financial mistakes and provide the tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.

Author:
Publisher:
ISBN:
Category : Savings and loan associations
Languages : en
Pages : 712

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Book Description

Author: Jerry Buckland
Publisher: Springer
ISBN: 3319712136
Category : Business & Economics
Languages : en
Pages : 257

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Book Description
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.

Author: Irwin Friend
Publisher:
ISBN:
Category : Savings and loan associations
Languages : en
Pages : 396

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Book Description
And recommendations / Irwin Friend -- An empirical analysis of the savings and loan industry / Phoebus J. Dhrymes and Paul J. Taubman -- The financial soundness of savings and loan associations / James E. Walter -- The liquidity of the savings and loan industry / Paul H. Cootner -- An analysis of Illinois savings and loan associations which failed in the period 1963-1968 / H. Robert Bartell, Jr.