Author: Jake Jacobs
Publisher:
ISBN:
Category :
Languages : en
Pages : 129
Book Description
When we think about the basics of financial literacy, if you pay attention its easy to see what side of the field these financial institutions want us to play. We are taught to only be consumers and producers, not knowing that the real game of money starts when you find our that you can be the banker. From downtown, to the ordinary neighborhood corner, banks are always the biggest, brightest and tallest buildings in any community. As a kid, I was never intrigued by the shiny cars of the ballers on TV, I was never impressed by the bling of the hottest rapper of the day, I was never in awe over seeing the lifestyle of the rich and famous. I was always focused on trying to find the source for all of these peoples lifestyles. I wanted to know who was the real boss funding the show. As I begin to research, I came to a realization that the big boss was hiding right under our noses, THE BANK. Everyone talks about how much they need the bank, for their consumer purchases and especially their businesses. I always wanted to learn how I could become the bank, how I could become the lender. Seeing my father for years create passive income from private lending to friends, co workers and neighbors, gave me the confidence to know that we all have the power to become the bank, but the real question was how. In this book you will learn how to leave that destructive consumer thinking behind you and learn the true ways of how you, can become the banker of your life. This book will give you all the tips and applicable strategies needed to take your finances to the next level. It's time for you to start playing the real game of money, by becoming the banker!
I Am the Lender
Author: Jake Jacobs
Publisher:
ISBN:
Category :
Languages : en
Pages : 129
Book Description
When we think about the basics of financial literacy, if you pay attention its easy to see what side of the field these financial institutions want us to play. We are taught to only be consumers and producers, not knowing that the real game of money starts when you find our that you can be the banker. From downtown, to the ordinary neighborhood corner, banks are always the biggest, brightest and tallest buildings in any community. As a kid, I was never intrigued by the shiny cars of the ballers on TV, I was never impressed by the bling of the hottest rapper of the day, I was never in awe over seeing the lifestyle of the rich and famous. I was always focused on trying to find the source for all of these peoples lifestyles. I wanted to know who was the real boss funding the show. As I begin to research, I came to a realization that the big boss was hiding right under our noses, THE BANK. Everyone talks about how much they need the bank, for their consumer purchases and especially their businesses. I always wanted to learn how I could become the bank, how I could become the lender. Seeing my father for years create passive income from private lending to friends, co workers and neighbors, gave me the confidence to know that we all have the power to become the bank, but the real question was how. In this book you will learn how to leave that destructive consumer thinking behind you and learn the true ways of how you, can become the banker of your life. This book will give you all the tips and applicable strategies needed to take your finances to the next level. It's time for you to start playing the real game of money, by becoming the banker!
Publisher:
ISBN:
Category :
Languages : en
Pages : 129
Book Description
When we think about the basics of financial literacy, if you pay attention its easy to see what side of the field these financial institutions want us to play. We are taught to only be consumers and producers, not knowing that the real game of money starts when you find our that you can be the banker. From downtown, to the ordinary neighborhood corner, banks are always the biggest, brightest and tallest buildings in any community. As a kid, I was never intrigued by the shiny cars of the ballers on TV, I was never impressed by the bling of the hottest rapper of the day, I was never in awe over seeing the lifestyle of the rich and famous. I was always focused on trying to find the source for all of these peoples lifestyles. I wanted to know who was the real boss funding the show. As I begin to research, I came to a realization that the big boss was hiding right under our noses, THE BANK. Everyone talks about how much they need the bank, for their consumer purchases and especially their businesses. I always wanted to learn how I could become the bank, how I could become the lender. Seeing my father for years create passive income from private lending to friends, co workers and neighbors, gave me the confidence to know that we all have the power to become the bank, but the real question was how. In this book you will learn how to leave that destructive consumer thinking behind you and learn the true ways of how you, can become the banker of your life. This book will give you all the tips and applicable strategies needed to take your finances to the next level. It's time for you to start playing the real game of money, by becoming the banker!
City Mouse
Author: Stacey Lender
Publisher: Akashic Books
ISBN: 1617755613
Category : Fiction
Languages : en
Pages : 199
Book Description
"A hilarious book about the city vs. suburb divide." --New York Post, a Must-Read Book "City Mouse is a sharp and sophisticated novel of suburban life with a narrative voice that is equal parts witty, observant, and vulnerable. A wonderful debut! --Susan Isaacs, New York Times best-selling author "For every city mom who fears death by suburbia--and for every suburban mom who wonders if it's just her--this insightful, funny trip into the secrets behind those picket fences is required reading." --Maureen Sherry, author of Opening Belle "City Mouse reminds mothers of that priceless lesson: the grass is always greener...and maybe even alcohol-soaked Astroturf. I tore through this book like a bored, competitive housewife tears through her Xanax." --Faith Salie, author of Approval Junkie "Lender sharply portrays the corrupt privilege of upper-middle-class suburbanites, and with a twist of her pen, the Stepford Wives take the upper hand over their husbands...the climactic explosion takes everyone by surprise. A bracingly tart portrait of suburban hell." --Kirkus Reviews "Lender's enlightening, beautifully plotted novel dives deep into the notion of having it all while playing with the shallow notions of the American dream." --Publishers Weekly "This defines a beach read for me! So relatable to our own lives as it is all about mom trying to find out exactly where she fits in the in the scheme of suburbia--all that goes along with it. Plus, when a book is described as The Stepford Wives meets Bad Moms, how can you go wrong?" --Mom of the Year (blog), included in 20 Best Summer Books "It's not long before neighborhood secrets give away to scandal, proving the grass--and the Astroturf--isn't always greener on the other side of the white-picket fence." --Star Magazine "With real estate prices on the rise, Jessica, Aaron, and their kids are forced to ditch their chichi Manhattan digs for the suburbs. Though she had her worries, Jessica settles into her new normal with ease--but when she embarks on a moms-only trip with her new galpals, she ends up learning a few eye-opening lessons that spur her to reevaluate her life." --OK! Magazine "Lender's debut novel is positively irresistible. It's hilarious and insightful and just the type of book any city girl needs to tote to her vacation rental this summer...even with three kids in tow." --Daytime Confidential Priced out of their Manhattan neighborhood, Jessica and Aaron move with their young daughters to the one place Jessica swore she'd never go: the suburbs. But to Jessica's surprise, life in the commuter belt makes a great first impression. She quickly falls in with a clique of helpful mom friends who welcome her with pitchers of margaritas, neighborhood secrets, and a pair of hot jeans that actually fit. Still, it's hard to keep up in a crowd where everyone competes for the most perfectly manicured home and latest backyard gadgets. And what's worse, as the only working mom in her circle, Jessica sometimes feels disconnected and alone. So she's thrilled when she's invited to a moms-only weekend at the beach, which she assumes will mean new opportunities for real talk and bonding. Instead, the trip turns into a series of eye-opening lessons, and Jessica must decide if she's strong enough to be honest with herself about the sort of life she really wants.
Publisher: Akashic Books
ISBN: 1617755613
Category : Fiction
Languages : en
Pages : 199
Book Description
"A hilarious book about the city vs. suburb divide." --New York Post, a Must-Read Book "City Mouse is a sharp and sophisticated novel of suburban life with a narrative voice that is equal parts witty, observant, and vulnerable. A wonderful debut! --Susan Isaacs, New York Times best-selling author "For every city mom who fears death by suburbia--and for every suburban mom who wonders if it's just her--this insightful, funny trip into the secrets behind those picket fences is required reading." --Maureen Sherry, author of Opening Belle "City Mouse reminds mothers of that priceless lesson: the grass is always greener...and maybe even alcohol-soaked Astroturf. I tore through this book like a bored, competitive housewife tears through her Xanax." --Faith Salie, author of Approval Junkie "Lender sharply portrays the corrupt privilege of upper-middle-class suburbanites, and with a twist of her pen, the Stepford Wives take the upper hand over their husbands...the climactic explosion takes everyone by surprise. A bracingly tart portrait of suburban hell." --Kirkus Reviews "Lender's enlightening, beautifully plotted novel dives deep into the notion of having it all while playing with the shallow notions of the American dream." --Publishers Weekly "This defines a beach read for me! So relatable to our own lives as it is all about mom trying to find out exactly where she fits in the in the scheme of suburbia--all that goes along with it. Plus, when a book is described as The Stepford Wives meets Bad Moms, how can you go wrong?" --Mom of the Year (blog), included in 20 Best Summer Books "It's not long before neighborhood secrets give away to scandal, proving the grass--and the Astroturf--isn't always greener on the other side of the white-picket fence." --Star Magazine "With real estate prices on the rise, Jessica, Aaron, and their kids are forced to ditch their chichi Manhattan digs for the suburbs. Though she had her worries, Jessica settles into her new normal with ease--but when she embarks on a moms-only trip with her new galpals, she ends up learning a few eye-opening lessons that spur her to reevaluate her life." --OK! Magazine "Lender's debut novel is positively irresistible. It's hilarious and insightful and just the type of book any city girl needs to tote to her vacation rental this summer...even with three kids in tow." --Daytime Confidential Priced out of their Manhattan neighborhood, Jessica and Aaron move with their young daughters to the one place Jessica swore she'd never go: the suburbs. But to Jessica's surprise, life in the commuter belt makes a great first impression. She quickly falls in with a clique of helpful mom friends who welcome her with pitchers of margaritas, neighborhood secrets, and a pair of hot jeans that actually fit. Still, it's hard to keep up in a crowd where everyone competes for the most perfectly manicured home and latest backyard gadgets. And what's worse, as the only working mom in her circle, Jessica sometimes feels disconnected and alone. So she's thrilled when she's invited to a moms-only weekend at the beach, which she assumes will mean new opportunities for real talk and bonding. Instead, the trip turns into a series of eye-opening lessons, and Jessica must decide if she's strong enough to be honest with herself about the sort of life she really wants.
Counseling One Another
Author: Paul Tautges
Publisher: Shepherd Press
ISBN: 9781633420946
Category : Religion
Languages : en
Pages :
Book Description
This paradigm-shifting book helps believers understand the process of being transformed by God's grace and truth, and challenges them to be a part of the process of discipleship in the lives of their fellow brothers and sisters in Christ. Counseling One Another biblically presents and defends every believer's responsibility to work toward God's goal of conforming us to the image of His Son-a goal reached through the targeted form of intensive discipleship most often referred to as counseling. All Christians will find Counseling One Another useful as they make progress in the life of sanctification and as they discuss issues with their friends, children, spouses, and fellow believers, providing them with a biblical framework for life and one-another ministry in the body of Christ.
Publisher: Shepherd Press
ISBN: 9781633420946
Category : Religion
Languages : en
Pages :
Book Description
This paradigm-shifting book helps believers understand the process of being transformed by God's grace and truth, and challenges them to be a part of the process of discipleship in the lives of their fellow brothers and sisters in Christ. Counseling One Another biblically presents and defends every believer's responsibility to work toward God's goal of conforming us to the image of His Son-a goal reached through the targeted form of intensive discipleship most often referred to as counseling. All Christians will find Counseling One Another useful as they make progress in the life of sanctification and as they discuss issues with their friends, children, spouses, and fellow believers, providing them with a biblical framework for life and one-another ministry in the body of Christ.
Beggar Thy Neighbor
Author: Charles R. Geisst
Publisher: University of Pennsylvania Press
ISBN: 0812207505
Category : Business & Economics
Languages : en
Pages : 396
Book Description
The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending. In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity's attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.
Publisher: University of Pennsylvania Press
ISBN: 0812207505
Category : Business & Economics
Languages : en
Pages : 396
Book Description
The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending. In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity's attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.
The Banker as a Lender
Author: Francis Edward Steele
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 176
Book Description
Publisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 176
Book Description
Making The Yield
Author: Salvatore M. Buscemi
Publisher: Advantage Media Group
ISBN: 1599325047
Category : Business & Economics
Languages : en
Pages : 232
Book Description
Finally! Everything you need to know to become a remarkably successful hard money lender in real estate—by an acknowledged leader in the field. Are you looking for a lucrative career in hard money lending in real estate? Are you fed up investing in overpriced stocks or working for someone else? Have you considered entering the real estate field but don’t want to be a landlord? Do you long for the financial rewards and independence that are the rewards of creating and managing your own successful real estate investment fund? Then the landmark new book, Making the Yield: Real Estate Hard Money Lending Uncovered, by Salvatore M. Buscemi is an absolute must read! In straightforward, inviting language, he tells you everything you need to know—from how to create the fund and attract qualified investors to how to select builders and others to lend to, choose sound investment properties, structure risk away from you and your investors, manage the fund, and time the closing of the fund to reap maximum profits for you and your investors. With the author’s expert step-by-step guidance, you’ll be able to establish your initial fund and begin to build a track record of success that will allow you to grow into the kind of confident, successful fund manager that investors search for and trust with their money.
Publisher: Advantage Media Group
ISBN: 1599325047
Category : Business & Economics
Languages : en
Pages : 232
Book Description
Finally! Everything you need to know to become a remarkably successful hard money lender in real estate—by an acknowledged leader in the field. Are you looking for a lucrative career in hard money lending in real estate? Are you fed up investing in overpriced stocks or working for someone else? Have you considered entering the real estate field but don’t want to be a landlord? Do you long for the financial rewards and independence that are the rewards of creating and managing your own successful real estate investment fund? Then the landmark new book, Making the Yield: Real Estate Hard Money Lending Uncovered, by Salvatore M. Buscemi is an absolute must read! In straightforward, inviting language, he tells you everything you need to know—from how to create the fund and attract qualified investors to how to select builders and others to lend to, choose sound investment properties, structure risk away from you and your investors, manage the fund, and time the closing of the fund to reap maximum profits for you and your investors. With the author’s expert step-by-step guidance, you’ll be able to establish your initial fund and begin to build a track record of success that will allow you to grow into the kind of confident, successful fund manager that investors search for and trust with their money.
The Money-Lender
Author: Catherine Grace Frances Gore
Publisher:
ISBN:
Category :
Languages : en
Pages : 264
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 264
Book Description
Confessions of a Subprime Lender
Author: Richard Bitner
Publisher: John Wiley & Sons
ISBN: 0470402199
Category : Business & Economics
Languages : en
Pages : 166
Book Description
Former subprime lender Richard Bitner once worked in an industry that started out helping disadvantaged customers but collapsed due to greed, lack of financial control and willful ignorance. In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.
Publisher: John Wiley & Sons
ISBN: 0470402199
Category : Business & Economics
Languages : en
Pages : 166
Book Description
Former subprime lender Richard Bitner once worked in an industry that started out helping disadvantaged customers but collapsed due to greed, lack of financial control and willful ignorance. In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.
Private Lender Playbook
Author: Brant Phillips
Publisher: Ainsley & Allen Publishing
ISBN: 9781946694188
Category :
Languages : en
Pages : 218
Book Description
nvestment opportunities with attractive rates of return in a secure investment vehicle are extremely rare and difficult to find. But what if I told you that you can invest passively in real estate and earn predictable 'mailbox money' each and every month? This book will take you step-by-step into a little-known area of investing: Private Mortgage Lending.Financing options available to investors who want to purchase and renovate real estate can be limited. Traditional mortgage lenders are reluctant to loan money for properties requiring extensive remodeling or repairs. As a result, the market for private money lenders has grown closing the gap in funding that traditional lenders weren't filling.Discover how to passively invest in real estate as a Private Mortgage Lender.In the Private Lender Playbook, you will learn:How to 'Think Like the Bank'Why you no longer have to rely on 401k's or gamble in the stock marketHow to determine your ideal investment typeA system to analyze and qualify borrowersHow to analyze potential dealsGuidelines to determine your interest rate and feesWays to overcome the typical myths, misconceptions, and pitfallsHow to build your teamThe proper loan documentation and how to secure your investmentHow to lend from your self-directed IRAAnd Much, much more!
Publisher: Ainsley & Allen Publishing
ISBN: 9781946694188
Category :
Languages : en
Pages : 218
Book Description
nvestment opportunities with attractive rates of return in a secure investment vehicle are extremely rare and difficult to find. But what if I told you that you can invest passively in real estate and earn predictable 'mailbox money' each and every month? This book will take you step-by-step into a little-known area of investing: Private Mortgage Lending.Financing options available to investors who want to purchase and renovate real estate can be limited. Traditional mortgage lenders are reluctant to loan money for properties requiring extensive remodeling or repairs. As a result, the market for private money lenders has grown closing the gap in funding that traditional lenders weren't filling.Discover how to passively invest in real estate as a Private Mortgage Lender.In the Private Lender Playbook, you will learn:How to 'Think Like the Bank'Why you no longer have to rely on 401k's or gamble in the stock marketHow to determine your ideal investment typeA system to analyze and qualify borrowersHow to analyze potential dealsGuidelines to determine your interest rate and feesWays to overcome the typical myths, misconceptions, and pitfallsHow to build your teamThe proper loan documentation and how to secure your investmentHow to lend from your self-directed IRAAnd Much, much more!
Credit Risk Assessment
Author: Clark R. Abrahams
Publisher: John Wiley & Sons
ISBN: 0470461683
Category : Business & Economics
Languages : en
Pages : 320
Book Description
Credit Risk Assessment The New Lending System for Borrowers, Lenders, and Investors Credit Risk Assessment: The New Lending System for Borrowers, Lenders, and Investors equips you with an effective comprehensive credit assessment framework (CCAF) that can provide early warning of risk, thanks to its forward-looking analyses that do not rely on the premise that the past determines the future. Revealing how an existing credit underwriting system can be extended to embrace all relevant factors and business contexts in order to accurately classify credit risk and drive all transactions in a transparent manner, Credit Risk Assessment clearly lays out the facts. This well-timed book explores how your company can improve its current credit assessment system to balance risk and return and prevent future financial disruptions. Describing how a new and comprehensive lending framework can achieve more complete and accurate credit risk assessment while improving loan transparency, affordability, and performance, Credit Risk Assessment addresses: How a CCAF connects borrowers, lenders, and investors with greater transparency The current financial crisis and its implications The root cause to weaknesses in loan underwriting practices and lending systems The main drivers that undermine borrowers, lenders, and investors Why a new generation of lending systems is needed Market requirements and how a comprehensive risk assessment framework can meet them The notion of an underwriting gap and how it affects the lenders' underwriting practices Typical issues associated with credit scoring models How improper use of credit scoring in underwriting underestimates the borrower's credit risk The ways in which the current lending system fails to address loan affordability How mortgage and capital market financial innovation relates to the crisis
Publisher: John Wiley & Sons
ISBN: 0470461683
Category : Business & Economics
Languages : en
Pages : 320
Book Description
Credit Risk Assessment The New Lending System for Borrowers, Lenders, and Investors Credit Risk Assessment: The New Lending System for Borrowers, Lenders, and Investors equips you with an effective comprehensive credit assessment framework (CCAF) that can provide early warning of risk, thanks to its forward-looking analyses that do not rely on the premise that the past determines the future. Revealing how an existing credit underwriting system can be extended to embrace all relevant factors and business contexts in order to accurately classify credit risk and drive all transactions in a transparent manner, Credit Risk Assessment clearly lays out the facts. This well-timed book explores how your company can improve its current credit assessment system to balance risk and return and prevent future financial disruptions. Describing how a new and comprehensive lending framework can achieve more complete and accurate credit risk assessment while improving loan transparency, affordability, and performance, Credit Risk Assessment addresses: How a CCAF connects borrowers, lenders, and investors with greater transparency The current financial crisis and its implications The root cause to weaknesses in loan underwriting practices and lending systems The main drivers that undermine borrowers, lenders, and investors Why a new generation of lending systems is needed Market requirements and how a comprehensive risk assessment framework can meet them The notion of an underwriting gap and how it affects the lenders' underwriting practices Typical issues associated with credit scoring models How improper use of credit scoring in underwriting underestimates the borrower's credit risk The ways in which the current lending system fails to address loan affordability How mortgage and capital market financial innovation relates to the crisis