How effective are rewards programs in promoting payment card usage? : Empirical evidence

How effective are rewards programs in promoting payment card usage? : Empirical evidence PDF Author: Santiago Carbó Valverde
Publisher: Fundacion BBVA
ISBN:
Category :
Languages : en
Pages : 46

Book Description


Risk Assessment and Financial Regulation in Emerging Markets' Banking

Risk Assessment and Financial Regulation in Emerging Markets' Banking PDF Author: Alexander M. Karminsky
Publisher: Springer Nature
ISBN: 3030697487
Category : Business & Economics
Languages : en
Pages : 395

Book Description
This book describes various approaches in modelling financial risks and compiling ratings. Focusing on emerging markets, it illustrates how risk assessment is performed and analyses the use of machine learning methods for financial risk assessment and measurement. It not only offers readers insights into the differences between emerging and developed markets, but also helps them understand the development of risk management approaches for banks. Highlighting current problems connected with the evaluation and modelling of financial risks in the banking sector of emerging markets, the book presents the methodologies applied to credit and market financial risks and integrated and payment risks, and discusses the outcomes. In addition it explores the systemic risks and innovations in banking and risk management by analyzing the features of risk measurement in emerging countries. Lastly, it demonstrates the aggregation of approaches to financial risk for emerging financial markets, comparing the experiences of various countries, including Russia, Belarus, China and Brazil.

Understanding the Federal Reserve's Proposed Rule on Interchange Fees

Understanding the Federal Reserve's Proposed Rule on Interchange Fees PDF Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 380

Book Description


Interchange Fee Economics

Interchange Fee Economics PDF Author: Jakub Górka
Publisher: Springer
ISBN: 3030030415
Category : Business & Economics
Languages : en
Pages : 196

Book Description
Interchange fees have been the focal point for debate in the card industry, among competition authorities and policy makers, as well as in the economic literature on two-sided markets and on the regulation of market failures. This book offers insight into the economics of interchange fees. First, it explains the nature of two-sided markets/platforms/networks and elaborates on four-party schemes and on the rationale behind interchange fees according to Baxter’s model and its later refinements. It also includes the debate about the optimum level of interchange fees and its determination (“tourist test”), and presents the original framework for assessing the impact of interchange fee regulatory reductions for the market participants: consumers, merchants, acquirers, issuers, and card organisations. The framework addresses three areas of concern in reference to the transmission channels of interchange fee reductions (pass-through) and the card scheme domain (triangle: payment organisation, issuer, acquirer). The book discusses the effects of regulatory interchange fee reductions in Australia, USA, Spain, and, most specifically, Poland. It will be of interest to policy makers, card and payments industry practitioners, academics, and students.

The Oxford Handbook of the Digital Economy

The Oxford Handbook of the Digital Economy PDF Author: Martin Peitz
Publisher: Oxford University Press
ISBN: 0195397843
Category : Business & Economics
Languages : en
Pages : 615

Book Description
The economic analysis of the digital economy has been a rapidly developing research area for more than a decade. Through authoritative examination by leading scholars, this Handbook takes a closer look at particular industries, business practices, and policy issues associated with the digital industry. The volume offers an up-to-date account of key topics, discusses open questions, and provides guidance for future research. It offers a blend of theoretical and empirical works that are central to understanding the digital economy. The chapters are presented in four sections, corresponding with four broad themes: 1) infrastructure, standards, and platforms; 2) the transformation of selling, encompassing both the transformation of traditional selling and new, widespread application of tools such as auctions; 3) user-generated content; and 4) threats in the new digital environment. The first section covers infrastructure, standards, and various platform industries that rely heavily on recent developments in electronic data storage and transmission, including software, video games, payment systems, mobile telecommunications, and B2B commerce. The second section takes account of the reduced costs of online retailing that threatens offline retailers, widespread availability of information as it affects pricing and advertising, digital technology as it allows the widespread employment of novel price and non-price strategies (bundling, price discrimination), and auctions, as well as better tar. The third section addresses the emergent phenomenon of user-generated content on the Internet, including the functioning of social networks and open source. Finally, the fourth section discusses threats arising from digitization and the Internet, namely digital piracy, privacy and internet security concerns.

The Economic Impact of Migration: Productivity Analysis for Spain and the United Kingdom

The Economic Impact of Migration: Productivity Analysis for Spain and the United Kingdom PDF Author:
Publisher: Fundacion BBVA
ISBN:
Category :
Languages : en
Pages : 54

Book Description


Perspectives in Marketing, Innovation and Strategy

Perspectives in Marketing, Innovation and Strategy PDF Author: Philip Kotler
Publisher: Taylor & Francis
ISBN: 1000961230
Category : Business & Economics
Languages : en
Pages : 295

Book Description
This book provides guidelines for the pragmatic integration of new marketing tools and business strategies for managers, researchers and students to implement innovative strategies in various industries. Practical and actionable guidance is key to achieving high standards of strategic marketing across different organizations. This book offers a comprehensive overview of the application of diverse tools and strategic practices in the finance, e- commerce, fashion, entertainment and tourism industries, among others. It provides deep insights into consumer behaviour through extensive research and analysis in different sectors of business, especially during the COVID- 19 pandemic, as well as industry perspectives on shifts in consumption practices. It assesses buying behaviour and trends, demographic classifications, operational practices and the integration of technology in marketing and strategy. Part of the Contemporary Management Practices series, this book will be useful to practicing managers, researchers and students who are interested in marketing, business studies, management studies, innovation and business strategy and communications.

Openness and Geographic Neutrality: How Do They Contribute to International Banking Integration?

Openness and Geographic Neutrality: How Do They Contribute to International Banking Integration? PDF Author:
Publisher: Fundacion BBVA
ISBN:
Category :
Languages : en
Pages : 58

Book Description


Parameterizing Expectations for Incomplete Markets Economies

Parameterizing Expectations for Incomplete Markets Economies PDF Author:
Publisher: Fundacion BBVA
ISBN:
Category :
Languages : en
Pages : 44

Book Description


A Simple and Efficient (Parametric Conditional) Test for the Pareto Law

A Simple and Efficient (Parametric Conditional) Test for the Pareto Law PDF Author:
Publisher: Fundacion BBVA
ISBN:
Category :
Languages : en
Pages : 44

Book Description