Housing Finance Strategies of Informal Settlement Dwellers PDF Download

Author: Christiane Rudic
Publisher:
ISBN: 9783643957290
Category : Housing
Languages : en
Pages :

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Author: Christiane Rudic
Publisher: LIT Verlag Münster
ISBN: 364390729X
Category : Political Science
Languages : en
Pages : 475

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Access to housing and to housing finance remains a challenge in African cities. This study examines the housing finance strategies of informal settlement dwellers in Dar es Salaam (Tanzania) and identifies a range of factors that enable or constrain actors to make investments in housing. Based on ethnographic, qualitative and quantitative research, this study provides detailed insights into individual housing biographies, and explains why some actors invest in housing, while others do not. It finally challenges widely accepted development concepts like the provision of housing microfinance, land regularisation, infrastructure upgrading and eviction and argues for a deeper understanding of everyday lives in order to improve housing conditions. Christiane Rudic studied Geography with particular focus on urban development and housing at Bayreuth University. Dissertation. (Series: Contributions to African Research / Beitrage zur Afrikaforschung, Vol. 68) [Subject: Sociology, African Studies, Urban Development]

Author: Somik V. Lall
Publisher:
ISBN:
Category : Residential mobility
Languages : en
Pages : 32

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"Strategies to help the one billion people worldwide who live in informal settlements have mainly focused on slum upgrading, sites and services programs, and tenure security. In contrast, there has been less attention on what enables slum dwellers to transition into the formal housing sector, which has the dual benefits of improving service access and escaping social stigma. In this paper the authors investigate residential mobility among slum dwellers in Bhopal, India. Their analysis shows that one in five households succeeds in getting out of a slum settlement, and a major determinant is the household's ability to save on a regular basis. Due to limited outreach of institutional housing finance, most slum dwellers rely solely on household savings for purchasing a house. These findings underscore the urgent need to improve savings instruments for slum dwellers and to downmarket housing finance to reach the poorest residents of rapidly growing cities in developing countries. " -- Cover verso.

Author: Judith A. Hermanson
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 74

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Author: Somik V. Lall
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description
Strategies to help the one billion people worldwide who live in informal settlements have mainly focused on slum upgrading, sites and services programs, and tenure security. In contrast, there has been less attention on what enables slum dwellers to transition into the formal housing sector, which has the dual benefits of improving service access and escaping social stigma. In this paper the authors investigate residential mobility among slum dwellers in Bhopal, India. Their analysis shows that one in five households succeeds in getting out of a slum settlement, and a major determinant is the household's ability to save on a regular basis. Due to limited outreach of institutional housing finance, most slum dwellers rely solely on household savings for purchasing a house. These findings underscore the urgent need to improve savings instruments for slum dwellers and to downmarket housing finance to reach the poorest residents of rapidly growing cities in developing countries.

Author: Lloyd Rodwin
Publisher: Routledge
ISBN: 1000562379
Category : Social Science
Languages : en
Pages : 329

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First published in 1987, Shelter, Settlement & Development presents a comprehensive and authoritative reappraisal of shelter, settlement and development policies and programs in third world countries. Drawing on the considerable research and advisory experience of an internationally distinguished group of contributors, it introduces new ideas on many themes such as spatial strategies, land policy, shanty town settlements, infrastructure standards and construction obstacles, intricacies of housing finance and household behaviour and preferences. Each facet of the study sums up what can be inferred from past experience: what worked and what did not, and why; what ideas are in currency; what policy choices lie ahead; and most important of all, what further changes are needed to achieve feasible and effective solutions, not quick fixes, or one-shot remedies. There is a special focus on the necessary learning processes so that whatever action is taken is likely to be self-correcting in the light of subsequent experience, reflection and changing circumstances. This book is an essential read for scholars and researchers of development studies, urban studies and planning, and public policy.

Author: Edesio Fernandes
Publisher: Lincoln Inst of Land Policy
ISBN: 9781558442023
Category : Political Science
Languages : en
Pages : 48

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In large Latin American cities the number of dwellings in informal settlements ranges from one-tenth to one-third of urban residences. These informal settlements are caused by low income, unrealistic urban planning, lack of serviced land, lack of social housing, and a dysfunctional legal system. The settlements develop over time and some have existed for decades, often becoming part of the regular development of the city, and therefore gaining rights, although usually lacking formal titles. Whether they are established on public or private land, they develop irregularly and often do not have critical public services such as sanitation, resulting in health and environmental hazards. In this report from the Lincoln Institute of Land Policy, author Edesio Fernandes, a lawyer and urban planner from Latin America, studies the options for regularization of the informal settlements. Regularization is looked at through established programs in both Peru and Brazil, in an attempt to bring these settlements much needed balance and improvement. In Peru, based on Hernando de Soto's theory that tenure security triggers development and increases property value, from 1996 to 2006, 1.5 million freehold titles were issued at a cost of $64 per household. This did result in an increase of property values by about 25 percent, making the program cost effective. Brazil took a much broader and more costly approach to regularization by not only titling the land, but improving public services, job creation, and community support structures. This program in Brazil has had a cost of between $3,500 to $5,000 per household and has affected a much lower percent of the population. The report offers recommendations for improving regularization policy and identifies issues that must be addressed, such as collecting data with baseline figures to get a true evaluation of the benefit of programs established. Also, it shows that each individual informal settlement must have a customized plan, as a single approach will not work for each settlement. There is a need to include both genders for long-term effectiveness and to find ways to make the regularization self-sustaining financially. Any program must be closely monitored to insure the conditions are improved for the marginalized, as well as be sure it is not causing new informal settlements to be established.

Author: Shaaban A. Sheuya
Publisher: UN-HABITAT
ISBN: 9211321867
Category : Development projects
Languages : en
Pages : 66

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"Principal author: Shaaban A. Sheuya"--Acknowledgements.

Author: Cynthia Rosenzweig
Publisher:
ISBN: 1316603334
Category : Nature
Languages : en
Pages : 855

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Book Description
Climate Change and Cities bridges science-to-action for climate change adaptation and mitigation efforts in cities around the world.

Author: Bakheit M. Nur Mohammed
Publisher: LIT Verlag Münster
ISBN: 3643909160
Category : Religion
Languages : en
Pages : 415

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"The study investigates how Muslim religious specialists (fuqarâ, sing. fakî) acquire Qur'anic knowledge in the context of the 'communities of practice'. It contextualises the Qur'anic schools of Jebel Marra in the Sudan arguing that the fuqarâ increase their access to knowledge of the Qur'an by socially interacting with each other. The book is grounded in a[n] ethnographic study of Qur'anic memorisation and activities that the fuqarâ perform after graduation from Qur'anic schools. It thus provides a fresh perspective to Islamic learning and epistemology. 'The great value of the study lies in the author's reconstruction of the practices and techniques, cognitive and corporeal, which are systematically employed to memorise the whole of the Qur'an.'"--Page 4 of cover.