Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 456
Book Description
Housing Finance Review
Housing Finance Review
Expanding Housing Finance to the Underserved in South Asia
Author: Tatiana Nenova
Publisher: World Bank Publications
ISBN: 082138323X
Category : Business & Economics
Languages : en
Pages : 358
Book Description
Rapid economic growth in South Asia, urbanization, and a rising middle class have created considerable pent-up demand for housing and housing finance. More than 14 percent of low-income South Asians have no home. In response, South Asia s dynamic housing and housing finance markets have grown at rates of around 30%, but are still limited to upper-income groups. The contribution of housing and real-estate sector to overall economic growth, social uplift and employment is considerable. Housing and housing finance services have the clear potential to expand to middle- and even lower- income families. This requires an improved land administration, strengthened legal framework for land titling, registration, and foreclosure, better market data provision, and promotion of long-term funding for mortgage lenders and developers. Innovative traditional mortgage products and Islamic finance could match demand in underserved market segments. This report, a first regional effort on the topic, examines housing shortages in South Asia, as well as outlines shortcomings of the market for home mortgages. Information on good practice and country-specific examples are presented on enabling builder/developers, mortgage lenders, land administration, as well as foreclosure and other relevant regulations, to strengthen home ownership in South Asia. Special emphasis is accorded to low-income housing solutions.
Publisher: World Bank Publications
ISBN: 082138323X
Category : Business & Economics
Languages : en
Pages : 358
Book Description
Rapid economic growth in South Asia, urbanization, and a rising middle class have created considerable pent-up demand for housing and housing finance. More than 14 percent of low-income South Asians have no home. In response, South Asia s dynamic housing and housing finance markets have grown at rates of around 30%, but are still limited to upper-income groups. The contribution of housing and real-estate sector to overall economic growth, social uplift and employment is considerable. Housing and housing finance services have the clear potential to expand to middle- and even lower- income families. This requires an improved land administration, strengthened legal framework for land titling, registration, and foreclosure, better market data provision, and promotion of long-term funding for mortgage lenders and developers. Innovative traditional mortgage products and Islamic finance could match demand in underserved market segments. This report, a first regional effort on the topic, examines housing shortages in South Asia, as well as outlines shortcomings of the market for home mortgages. Information on good practice and country-specific examples are presented on enabling builder/developers, mortgage lenders, land administration, as well as foreclosure and other relevant regulations, to strengthen home ownership in South Asia. Special emphasis is accorded to low-income housing solutions.
Urban Warfare
Author: Raquel Rolnik
Publisher: Verso Books
ISBN: 1788731603
Category : Political Science
Languages : en
Pages : 385
Book Description
How finance and politics have caused the global housing crisis The most comprehensive survey of the current crisis, Urban Warfare charts how the financial crisis and wider urban politics have left millions homeless and in financial desperation across the world. The financialization of housing has become a global catastrophe, leaving millions desperate and homeless. Since the 2008 financial collapse, models of home ownership, originating in the US and UK, are being exported around the world. Using examples from across the globe, Rolnik shows how our cities have been sold to construction companies and banks, while supported by government-facilitated schemes, such as “the right to buy” subsidies and micro-financing. Our homes and neighbourhoods have become the “last subprime frontiers of capitalism,” organised by those who benefit the most.
Publisher: Verso Books
ISBN: 1788731603
Category : Political Science
Languages : en
Pages : 385
Book Description
How finance and politics have caused the global housing crisis The most comprehensive survey of the current crisis, Urban Warfare charts how the financial crisis and wider urban politics have left millions homeless and in financial desperation across the world. The financialization of housing has become a global catastrophe, leaving millions desperate and homeless. Since the 2008 financial collapse, models of home ownership, originating in the US and UK, are being exported around the world. Using examples from across the globe, Rolnik shows how our cities have been sold to construction companies and banks, while supported by government-facilitated schemes, such as “the right to buy” subsidies and micro-financing. Our homes and neighbourhoods have become the “last subprime frontiers of capitalism,” organised by those who benefit the most.
Federal Home Loan Bank Board Journal
Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 756
Book Description
Includes a statistical series section which provides economic information on the Nation's savings and homefinancing industry.
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 756
Book Description
Includes a statistical series section which provides economic information on the Nation's savings and homefinancing industry.
Oversight of the Federal Housing Finance Agency
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Government-sponsored enterprises
Languages : en
Pages : 72
Book Description
Publisher:
ISBN:
Category : Government-sponsored enterprises
Languages : en
Pages : 72
Book Description
Housing Finance in Developing Countries
Author: Robert M. Buckley
Publisher: World Bank Publications
ISBN:
Category :
Languages : en
Pages : 39
Book Description
Publisher: World Bank Publications
ISBN:
Category :
Languages : en
Pages : 39
Book Description
Principles of Housing Finance Reform
Author: Susan M. Wachter
Publisher: University of Pennsylvania Press
ISBN: 0812248627
Category : Business & Economics
Languages : en
Pages : 288
Book Description
Nearly a decade after the housing market's collapse triggered the Great Recession, members of both sides of the political aisle are calling for reform. Principles of Housing Finance Reform lays out a roadmap for reforms for a new housing finance system to achieve liquidity, access, and sustainability.
Publisher: University of Pennsylvania Press
ISBN: 0812248627
Category : Business & Economics
Languages : en
Pages : 288
Book Description
Nearly a decade after the housing market's collapse triggered the Great Recession, members of both sides of the political aisle are calling for reform. Principles of Housing Finance Reform lays out a roadmap for reforms for a new housing finance system to achieve liquidity, access, and sustainability.
Housing and the New Financial Mark
Author: Richard Florida
Publisher: Routledge
ISBN: 1000661733
Category : Political Science
Languages : en
Pages : 501
Book Description
This book explores how deregulation affect housing finance, and gives the broad patterns of development of institutions participating in mortgage markets. It also explores how the new housing finance system influences the cost and affordability of shelter.
Publisher: Routledge
ISBN: 1000661733
Category : Political Science
Languages : en
Pages : 501
Book Description
This book explores how deregulation affect housing finance, and gives the broad patterns of development of institutions participating in mortgage markets. It also explores how the new housing finance system influences the cost and affordability of shelter.
Understanding Housing Finance
Author: Professor of Social History Peter King
Publisher: Routledge
ISBN: 1134563965
Category : Business & Economics
Languages : en
Pages : 209
Book Description
This book discusses housing finance in political terms, thus providing a thorough analysis of the mechanisms and principles which are at the heart of current policies, and an understanding of the processes within housing finance.
Publisher: Routledge
ISBN: 1134563965
Category : Business & Economics
Languages : en
Pages : 209
Book Description
This book discusses housing finance in political terms, thus providing a thorough analysis of the mechanisms and principles which are at the heart of current policies, and an understanding of the processes within housing finance.