Author: Clement Lowell Harriss
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238
Book Description
History and Policies of the Home Owners' Loan Corporation
Author: Clement Lowell Harriss
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238
Book Description
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238
Book Description
Home Owner's Loan Act of 1933 as Amended
Loan Regulations, Home Owner's Loan Corporation
Author: Home Owners' Loan Corporation
Publisher:
ISBN:
Category :
Languages : en
Pages : 8
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 8
Book Description
Home Owners' Loan Act
Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 152
Book Description
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 152
Book Description
Well Worth Saving
Author: Price V. Fishback
Publisher: University of Chicago Press
ISBN: 022608258X
Category : Business & Economics
Languages : en
Pages : 190
Book Description
The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Publisher: University of Chicago Press
ISBN: 022608258X
Category : Business & Economics
Languages : en
Pages : 190
Book Description
The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Members of the Federal Home Loan Bank System
Author: United States. Federal Home Loan Bank Board
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 88
Book Description
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 88
Book Description
To Amend Home Owners' Loan Act
Author: United States. Congress. Senate. Committee on Banking and Currency
Publisher:
ISBN:
Category : Foreclosure
Languages : en
Pages : 60
Book Description
Considers legislation to reduce interest rates on federally held home mortgages and to suspend foreclosure on home mortgages by Federal agencies.
Publisher:
ISBN:
Category : Foreclosure
Languages : en
Pages : 60
Book Description
Considers legislation to reduce interest rates on federally held home mortgages and to suspend foreclosure on home mortgages by Federal agencies.
Home Owner's Loan Act of 1933 as Amended
Home Owners' Loan Acts and Housing Acts
Author: United States
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 848
Book Description
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 848
Book Description
Home Owners' Loan Acts and Housing Acts
Author:
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 172
Book Description
Publisher:
ISBN:
Category : Federal home loan banks
Languages : en
Pages : 172
Book Description