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Author: Michael Lush Publisher: Createspace Independent Publishing Platform ISBN: 9781532880445 Category : Finance, Personal Languages : en Pages : 0
Book Description
If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that? It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about. Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home. After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit. Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years. In this book you will learn: - The case against a mortgage from a 15 year mortgage veteran. - Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home. - 2 important reasons why this strategy isn't more well known. - How to pay off a home faster even if you have very little equity. - 5 powerful resources that will help you get started quickly to becoming mortgage free. - Pros and Cons of a HELOC - The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.
Author: Michael Lush Publisher: Createspace Independent Publishing Platform ISBN: 9781532880445 Category : Finance, Personal Languages : en Pages : 0
Book Description
If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that? It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about. Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home. After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit. Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years. In this book you will learn: - The case against a mortgage from a 15 year mortgage veteran. - Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home. - 2 important reasons why this strategy isn't more well known. - How to pay off a home faster even if you have very little equity. - 5 powerful resources that will help you get started quickly to becoming mortgage free. - Pros and Cons of a HELOC - The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.
Author: Consumer Financial Consumer Financial Protection Bureau Publisher: Createspace Independent Publishing Platform ISBN: 9781530666010 Category : Languages : en Pages : 26
Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.
Author: Pamela Yellen Publisher: Vanguard ISBN: 0786745347 Category : Business & Economics Languages : en Pages : 258
Book Description
The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
Author: John C. Weicher Publisher: ISBN: Category : Business & Economics Languages : en Pages : 112
Book Description
The Home Equity Lending Industry is the first public policy analysis of a rapidly growing sector of the housing finance system. It describes the homeowners who - despite impaired credit - have refinanced their mortgages in increasing numbers, outlines the terms on which they have been able to obtain loans, and summarizes the experience of lenders and borrowers after the mortgages have been issued. The study draws on new data sources to illuminate a market that has been ignored or discussed only in anecdotes.
Author: Stephanie Weeks Publisher: Createspace Independent Publishing Platform ISBN: 9781539986263 Category : Languages : en Pages : 66
Book Description
In "Mortgage Peace: A Proven Formula for a Smooth On-Time Closing" readers will learn the necessary tools to obtain the perfect mortgage to meet their financial needs/goals, all while maintaining peace of mind. Author Stephanie Weeks, has been a mortgage lender for more than 13 years, and has made it her mission to transform the mortgage industry as well as help potential homebuyers, sellers, investors and those who are refinancing achieve a smooth, on-time closing. So, if this sounds like information you can benefit from, you need to get your hands on this book!
Author: James Stuart Publisher: Independently Published ISBN: 9781798284223 Category : Family & Relationships Languages : en Pages : 44
Book Description
This book will reveal to you everything you need to know before applying for a Home Equity Loan. It is must-know must-do information; ignore it at your own perils. This is a complete guide to Home Equity Loans. Once you read this book you'll know exactly how to locate the most cost effective Home Equity Loan and how to get a quick approval. Here's what you'll discover: * The Single Most Critical Factor in Getting the Best Home Equity Deal * How To Choose a Home Equity Loan That Best Suits Your Needs * What Are the Costs of a Home Equity Loan * How Will You Repay Your Home Equity Loan * The Difference Between a Home Equity Loan and a Second Mortgage * What are Lenders Required by Law to Disclose to You * What Should You Do In Case the Lender Freezes or Reduces Your Line of Credit * Home Equity Loan Application Checklist * All these and much much more You owe it to yourself and to your family to acquire this essential information. Get this guide today!
Author: David P. Bernstein Publisher: ISBN: Category : Languages : en Pages : 11
Book Description
This paper uses data from the 2001 and 2007 American Housing Surveys (AHS) and the 2004 Survey of Consumer Finances (SCF) to document and assess the impact of increased use of home equity lines and decreased private mortgage insurance (PMI) on mortgage markets. The data confirms that in the years leading up to the mortgage crisis home buyers and lenders have aggressively used piggyback loans to avoid taking out PMI on first mortgages. Multiple-mortgage financing packages as a percent of newly originated mortgages (mortgages originated within the previous five years) went from 14.8% in survey year 2001 to 21.5% in survey year 2007. The multiple-mortgage percentage for seasoned mortgages (mortgages originated more than five years prior to the origination date) also increased by a modest amount. Further comparisons reveal a large decrease in the proportion of mortgages with PMI with the largest decreases in PMI coverage occurring among newly originated multiple-lien packages. Data from the SCF was used to compare five financial characteristics (credit card debt, installment loans, consumer credit, home-owners equity, and liquid assets) for multiple-lien versus single-lien households. The comparisons suggest single-lien households tend to have slightly stronger financial variables than multiple-lien households. The data does not support the view that homeowners with multiple liens are less risky and should therefore be allowed to avoid PMI. The reduced use of PMI and the increased use of home equity loans increased mortgage holder risk in several different ways and was a contributing factor to the 2008 mortgage and financial crisis. This change in lending and borrowing behavior is not a subprime market problem.
Author: Chris Birk Publisher: ISBN: Category : Languages : en Pages : 350
Book Description
For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs Publisher: ISBN: Category : Home equity loans Languages : en Pages : 132
Author: Michael Lush
Author: Michael Lush
Author: Consumer Financial Consumer Financial Protection Bureau
Author: Pamela Yellen
Author: John C. Weicher
Author: Stephanie Weeks
Author: James Stuart
Author: David P. Bernstein
Author: Pete Hitesman
Author: Chris Birk
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs