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Gao-06-798 - Consumer-directed Health Plans

Gao-06-798 - Consumer-directed Health Plans PDF Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781984318886
Category :
Languages : en
Pages : 44

Book Description
GAO-06-798 Consumer-Directed Health Plans: Early Enrollee Experiences with Health Savings Accounts and Eligible Health Plans

Gao-06-798 - Consumer-directed Health Plans

Gao-06-798 - Consumer-directed Health Plans PDF Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781984318886
Category :
Languages : en
Pages : 44

Book Description
GAO-06-798 Consumer-Directed Health Plans: Early Enrollee Experiences with Health Savings Accounts and Eligible Health Plans

Gao-06-514 - Consumer-directed Health Plans

Gao-06-514 - Consumer-directed Health Plans PDF Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781984302670
Category :
Languages : en
Pages : 38

Book Description
GAO-06-514 Consumer-Directed Health Plans: Small but Growing Enrollment Fueled by Rising Cost of Health Care Coverage

Consumer-directed Health Plans

Consumer-directed Health Plans PDF Author: Office, U.s. Government Accountability
Publisher:
ISBN: 9781974620739
Category :
Languages : en
Pages : 48

Book Description
"Consumer-directed health plans (CDHP) combine a high-deductible health plan with a tax-advantaged account, such as a health reimbursement arrangement (HRA), that enrollees can use to pay for health care expenses. In an effort to restrain cost growth, several employers, including the federal government through its Office of Personnel Management (OPM), have offered HRAs for several years.For enrollees in HRAs compared with those in traditional plans such as preferred provider organization (PPO) plans, GAO assessed (1) differences in health status, and (2) changes in spending and utilization of health care services. GAO analyzed data from two large employers-one public and one private-that introduced an HRA option in 2003. GAO compared changes in health spending and utilization before and after 2003 for enrollees who switched from a PPO into an HRA (the HRA group) with those who stayed in a PPO (the PPO group). At the time GAO made its data requests to each employer, 2007 data from the public employer and 2005 data from the private employer were the most current and complete data available. GAO also reviewed published studies that included an assessment of the health status, spending, or utilization of HRA and other CDHP enrollees compared..."

ConsumerDirected Health Plans: Health Status, Spending, and Utilization of Enrollees in Plans Based on Health Reimbursement Arrangements

ConsumerDirected Health Plans: Health Status, Spending, and Utilization of Enrollees in Plans Based on Health Reimbursement Arrangements PDF Author:
Publisher: DIANE Publishing
ISBN: 1437937950
Category :
Languages : en
Pages : 47

Book Description


Health Savings Accounts

Health Savings Accounts PDF Author: United States. Congress. Senate. Committee on Finance. Subcommittee on Health Care
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 268

Book Description


Consumer-directed Health Plans

Consumer-directed Health Plans PDF Author: Philip Ellis
Publisher:
ISBN:
Category : Consumer satisfaction
Languages : en
Pages : 104

Book Description


Health Savings Accounts (HSAs) and Consumer Driven Health Care

Health Savings Accounts (HSAs) and Consumer Driven Health Care PDF Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 114

Book Description


Consumer-directed Health Plans

Consumer-directed Health Plans PDF Author: United States. Government Accountability Office
Publisher:
ISBN:
Category : Consumer-driven health insurance
Languages : en
Pages : 39

Book Description


Consumer-directed Health Plans

Consumer-directed Health Plans PDF Author:
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 33

Book Description


Consumer-Directed Health Plans

Consumer-Directed Health Plans PDF Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781976431760
Category :
Languages : en
Pages : 38

Book Description
Insurance carriers, employers, and individuals are showing increasing interest in consumer-directed health plans (CDHP). CDHPs typically combine a high-deductible health plan with a health reimbursement arrangement (HRA) or health savings account (HSA). HRAs and HSAs are tax-advantaged accounts used to pay enrollees' health care expenses, and unused balances may accrue for future use, potentially giving enrollees an incentive to purchase health care more prudently. The plans also provide decision-support tools to help enrollees become more actively involved in making health care purchasing decisions. Because CDHPs are relatively new, there is interest in the extent of enrollment and in other aspects of the plans. GAO was asked to review the prevalence of CDHPs, how the associated accounts are funded and used, and the factors that may contribute to the growth or limit the appeal of these plans. GAO examined survey data on CDHP enrollment and interviewed or obtained data from employers, insurance carriers, individuals, financial institutions, and other