Author: Bruno Vincent
Publisher: Quercus
ISBN: 1786484722
Category : Humor
Languages : en
Pages : 74
Book Description
'What operating system does your PC run on?' 'Electricity,' said Gran. From the author of November 2016 Number One Christmas bestseller, Five on Brexit Island, join the Five in their next hilarious adventure in this bestselling series for grown-ups! The Five go north to see their grandmother who is alone over the Easter weekend. They're shocked to find it's been so long that they don't recognise her at all. While they're there, they try to help her with her computer. They try first to fix her iTunes account, and then her internet banking - after all it's the least they can do! However everything they touch turns to dust. They end up getting her cut off from the internet, the gas and the electricity, and reduced to a World War II-style privations - that is until the toddler from next door comes in and fixes everything. They return home somewhat with their tails between their legs, only to discover that with their help Gran has learned to make videos, and has become an internet sensation.
Five Get Gran Online
Author: Bruno Vincent
Publisher: Quercus
ISBN: 1786484722
Category : Humor
Languages : en
Pages : 74
Book Description
'What operating system does your PC run on?' 'Electricity,' said Gran. From the author of November 2016 Number One Christmas bestseller, Five on Brexit Island, join the Five in their next hilarious adventure in this bestselling series for grown-ups! The Five go north to see their grandmother who is alone over the Easter weekend. They're shocked to find it's been so long that they don't recognise her at all. While they're there, they try to help her with her computer. They try first to fix her iTunes account, and then her internet banking - after all it's the least they can do! However everything they touch turns to dust. They end up getting her cut off from the internet, the gas and the electricity, and reduced to a World War II-style privations - that is until the toddler from next door comes in and fixes everything. They return home somewhat with their tails between their legs, only to discover that with their help Gran has learned to make videos, and has become an internet sensation.
Publisher: Quercus
ISBN: 1786484722
Category : Humor
Languages : en
Pages : 74
Book Description
'What operating system does your PC run on?' 'Electricity,' said Gran. From the author of November 2016 Number One Christmas bestseller, Five on Brexit Island, join the Five in their next hilarious adventure in this bestselling series for grown-ups! The Five go north to see their grandmother who is alone over the Easter weekend. They're shocked to find it's been so long that they don't recognise her at all. While they're there, they try to help her with her computer. They try first to fix her iTunes account, and then her internet banking - after all it's the least they can do! However everything they touch turns to dust. They end up getting her cut off from the internet, the gas and the electricity, and reduced to a World War II-style privations - that is until the toddler from next door comes in and fixes everything. They return home somewhat with their tails between their legs, only to discover that with their help Gran has learned to make videos, and has become an internet sensation.
How to Get on the Property Ladder
Author: Ajay Ahuja
Publisher: How To Books Ltd
ISBN: 9781857039320
Category : Business & Economics
Languages : en
Pages : 168
Book Description
It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can't buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!
Publisher: How To Books Ltd
ISBN: 9781857039320
Category : Business & Economics
Languages : en
Pages : 168
Book Description
It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can't buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!
Five Go Down Under
Author: Sophie Hamley
Publisher: Quercus
ISBN: 1787471918
Category : Humor
Languages : en
Pages : 79
Book Description
The Famous Five have gone on their greatest adventure yet - a trip Down Under to Oz for some gap year fun. But will it be the adventure they had hoped for? Setting up camp in Bondi they soon meet the Sydney Six, a couple of guitar-strumming Kiwis and a rogue South African and find themselves in the thick of Sydney's real estate perils and the attempts of their omnipresent uncle Rupert Kirrin to buy up the local media. But when the sun, surf and bluebottles have their revenge and things don't quite go according to plan, it's time to head for the country for a spot of sheep-shearing and quad-bike riding. Will the country be kinder to them or will close calls with the Australian wildlife have them heading back to the city before you can say decaff soy latte?
Publisher: Quercus
ISBN: 1787471918
Category : Humor
Languages : en
Pages : 79
Book Description
The Famous Five have gone on their greatest adventure yet - a trip Down Under to Oz for some gap year fun. But will it be the adventure they had hoped for? Setting up camp in Bondi they soon meet the Sydney Six, a couple of guitar-strumming Kiwis and a rogue South African and find themselves in the thick of Sydney's real estate perils and the attempts of their omnipresent uncle Rupert Kirrin to buy up the local media. But when the sun, surf and bluebottles have their revenge and things don't quite go according to plan, it's time to head for the country for a spot of sheep-shearing and quad-bike riding. Will the country be kinder to them or will close calls with the Australian wildlife have them heading back to the city before you can say decaff soy latte?
Own It!
Author: Iona Bain
Publisher: Harriman House Limited
ISBN: 0857198319
Category : Business & Economics
Languages : en
Pages : 216
Book Description
Are you young and feeling left behind financially? It doesn’t have to be this way. The UK’s leading millennial money expert, Iona Bain, is on a mission to help young people own their futures, once and for all. Low wages, high house prices, zero reward for saving and the catastrophic fallout from Covid-19... young people have had a rough ride. But we have a choice. We can sleepwalk into a poorer future – or we can transform our prospects by embracing the power of investing. Iona is here to demystify savings, pensions and investing for a new generation. Whether it's robo-advisers or auto-enrolment, green investing or forex on Instagram, Iona will break down what it all means so YOU can take charge of your long-term finances. In this fun, wise and incredibly helpful book, Iona explains why investing matters. She also shows you how to get your basic finances right, save for your first home and make your pension socially responsible. You'll find out all about the rewards and risks of online investing, from sexy stockpicking apps to digital wealth managers, and learn how to manage your long-term finances so you can avoid major mistakes and achieve your goals. Investing often gets a bad rep thanks to the Wolf of Wall Street, social media scams and high-rolling money men. In fact, investing has never been more accessible, more interesting – and more important. It’s the single biggest thing that we can do to change our lives, and society, for the better. So what are you waiting for? Let’s start owning it!
Publisher: Harriman House Limited
ISBN: 0857198319
Category : Business & Economics
Languages : en
Pages : 216
Book Description
Are you young and feeling left behind financially? It doesn’t have to be this way. The UK’s leading millennial money expert, Iona Bain, is on a mission to help young people own their futures, once and for all. Low wages, high house prices, zero reward for saving and the catastrophic fallout from Covid-19... young people have had a rough ride. But we have a choice. We can sleepwalk into a poorer future – or we can transform our prospects by embracing the power of investing. Iona is here to demystify savings, pensions and investing for a new generation. Whether it's robo-advisers or auto-enrolment, green investing or forex on Instagram, Iona will break down what it all means so YOU can take charge of your long-term finances. In this fun, wise and incredibly helpful book, Iona explains why investing matters. She also shows you how to get your basic finances right, save for your first home and make your pension socially responsible. You'll find out all about the rewards and risks of online investing, from sexy stockpicking apps to digital wealth managers, and learn how to manage your long-term finances so you can avoid major mistakes and achieve your goals. Investing often gets a bad rep thanks to the Wolf of Wall Street, social media scams and high-rolling money men. In fact, investing has never been more accessible, more interesting – and more important. It’s the single biggest thing that we can do to change our lives, and society, for the better. So what are you waiting for? Let’s start owning it!
Buy This, Not That
Author: Sam Dogen
Publisher: Penguin
ISBN: 0593328787
Category : Business & Economics
Languages : en
Pages : 337
Book Description
SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. He’s taught over 90 million readers how to invest wisely in all facets of life, from education to parenting to relationships to side hustles, even choosing where to work and play. Now, in his Wall Street Journal bestseller, Buy This, Not That, the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms. The good news? You don’t need to be a millionaire or a genius to achieve financial freedom. It’s about making the most of your money, now and forever—and it’s never too late to get started. You’ll learn: — The Financial Samurai’s 70/30 framework for optimal financial decision-making — What is “good debt” and “bad debt,” and the right way to pay down debt or invest — Strategies and tips for building passive income streams that work for your goals and risk tolerance — How to invest in real estate, even if you can't afford to buy property — Rules for spending—from coffee and cars to mortgages and marriage — And so much more!
Publisher: Penguin
ISBN: 0593328787
Category : Business & Economics
Languages : en
Pages : 337
Book Description
SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. He’s taught over 90 million readers how to invest wisely in all facets of life, from education to parenting to relationships to side hustles, even choosing where to work and play. Now, in his Wall Street Journal bestseller, Buy This, Not That, the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms. The good news? You don’t need to be a millionaire or a genius to achieve financial freedom. It’s about making the most of your money, now and forever—and it’s never too late to get started. You’ll learn: — The Financial Samurai’s 70/30 framework for optimal financial decision-making — What is “good debt” and “bad debt,” and the right way to pay down debt or invest — Strategies and tips for building passive income streams that work for your goals and risk tolerance — How to invest in real estate, even if you can't afford to buy property — Rules for spending—from coffee and cars to mortgages and marriage — And so much more!
Buying Your Home
Author: Lien Bich Luu
Publisher: Routledge
ISBN: 100044175X
Category : Business & Economics
Languages : en
Pages : 124
Book Description
Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.
Publisher: Routledge
ISBN: 100044175X
Category : Business & Economics
Languages : en
Pages : 124
Book Description
Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.
Get a Financial Life
Author: Nic Cicutti
Publisher: A&C Black
ISBN: 1408105659
Category : Business & Economics
Languages : en
Pages : 241
Book Description
The generation of those now in their twenties have much less idea of how to keep track of their personal finances than previous generations did. Young people have continuously been encouraged to use student loans and overdrafts without a thought for the future, but now they are increasingly realising that they need to sit up and take responsibility for their finances. This book will cover all those complicated things that as a student or young person you never bothered to try and understand before-suddenly-it's vital that you do understand them. The world of ISAs, loans, mortgages and tax returns can seem pretty scary to the uninitiated. Experienced financial journalist Nic Cicutti breaks the vital information down into four sections: debt, life, savings and budgeting. Topics covered will include student loans, bank debt, credit cards and mortgages; tax returns and PAYE forms, buying and renting property; savings, ISAs and investment strategies; and planning a budget. The Financial Intelligence series offers down-to-earth, practical guides to personal finance, aimed at anyone who wants to increase their financial IQ. These guides will help readers to feel confident about making the right decisions when it comes to spending, saving and investing their money.
Publisher: A&C Black
ISBN: 1408105659
Category : Business & Economics
Languages : en
Pages : 241
Book Description
The generation of those now in their twenties have much less idea of how to keep track of their personal finances than previous generations did. Young people have continuously been encouraged to use student loans and overdrafts without a thought for the future, but now they are increasingly realising that they need to sit up and take responsibility for their finances. This book will cover all those complicated things that as a student or young person you never bothered to try and understand before-suddenly-it's vital that you do understand them. The world of ISAs, loans, mortgages and tax returns can seem pretty scary to the uninitiated. Experienced financial journalist Nic Cicutti breaks the vital information down into four sections: debt, life, savings and budgeting. Topics covered will include student loans, bank debt, credit cards and mortgages; tax returns and PAYE forms, buying and renting property; savings, ISAs and investment strategies; and planning a budget. The Financial Intelligence series offers down-to-earth, practical guides to personal finance, aimed at anyone who wants to increase their financial IQ. These guides will help readers to feel confident about making the right decisions when it comes to spending, saving and investing their money.
Housing Market Dynamics in Africa
Author: El-hadj M. Bah
Publisher: Springer
ISBN: 1137597925
Category : Business & Economics
Languages : en
Pages : 285
Book Description
This open access book utilizes new data to thoroughly analyze the main factors currently shaping the African housing market. Some of these factors include the supply and demand for housing finance, land tenure security issues, construction cost conundrum, infrastructure provision, and low-cost housing alternatives. Through detailed analysis, the authors investigate the political economy surrounding the continent’s housing market and the constraints that behind-the-scenes policy makers need to address in their attempts to provide affordable housing for the majority in need. With Africa’s urban population growing rapidly, this study highlights how broad demographic shifts and rapid urbanization are placing enormous pressure on the limited infrastructure in many cities and stretching the economic and social fabric of municipalities to their breaking point. But beyond providing a snapshot of the present conditions of the African housing market, the book offers recommendations and actionable measures for policy makers and other stakeholders on how best to provide affordable housing and alleviate Africa’s housing deficit. This work will be of particular interest to practitioners, non-governmental organizations, private sector actors, students and researchers of economic policy, international development, and urban development.
Publisher: Springer
ISBN: 1137597925
Category : Business & Economics
Languages : en
Pages : 285
Book Description
This open access book utilizes new data to thoroughly analyze the main factors currently shaping the African housing market. Some of these factors include the supply and demand for housing finance, land tenure security issues, construction cost conundrum, infrastructure provision, and low-cost housing alternatives. Through detailed analysis, the authors investigate the political economy surrounding the continent’s housing market and the constraints that behind-the-scenes policy makers need to address in their attempts to provide affordable housing for the majority in need. With Africa’s urban population growing rapidly, this study highlights how broad demographic shifts and rapid urbanization are placing enormous pressure on the limited infrastructure in many cities and stretching the economic and social fabric of municipalities to their breaking point. But beyond providing a snapshot of the present conditions of the African housing market, the book offers recommendations and actionable measures for policy makers and other stakeholders on how best to provide affordable housing and alleviate Africa’s housing deficit. This work will be of particular interest to practitioners, non-governmental organizations, private sector actors, students and researchers of economic policy, international development, and urban development.
A Broom Cupboard of One's Own
Author: Ross Clark
Publisher: Harriman House Limited
ISBN: 0857192965
Category : Business & Economics
Languages : en
Pages : 54
Book Description
During the great property boom of the early 2000s when the conversation in every pub, club and living room was how to make a killing on the property market, one sanguine voice stood apart. Writing in the Daily and Sunday Telegraph, the Times, the Mail on Sunday and the Spectator, Ross Clark warned that rampant inflation in house prices would bring nothing but misery. The aftermath of the great property boom is an acute housing crisis. Millions are priced-out of buying a home of their own, while millions more are desperately hoping that prices remain high to prevent a slide into negative equity. We are caught in a trap of our own making: we thought house price inflation had made Britain rich, but instead it's just made homeowners over-leveraged and would-be homeowners tenants of mum and dad. Meanwhile, new regulations on the horizon threaten to make the problem worse, needlessly driving up the price of new houses and failing to address the real causes of the crisis. But what if there are answers? And what if they neither involve a calamitous collapse in property values, nor worsening social and generational divides by leaving young people priced out? And what if it's possible to boost home-ownership without spraying the greenbelt with concrete? Ross Clark tackles the housing crisis head on in this compelling new book, revealing the sources of the crisis and exploring with deadly insight the flaws of current attempts to address it, before revealing a range of simple solutions that can be implemented to start easing the problem today. The result of 15 years of up-close observation of the property market, 'A Broom Cupboard of One's Own' is a searingly honest and thought-provoking take on the housing crisis facing Britain. Read it and find out how one of the biggest asset bubbles in recent history needn't provoke social or financial crisis if we act now.
Publisher: Harriman House Limited
ISBN: 0857192965
Category : Business & Economics
Languages : en
Pages : 54
Book Description
During the great property boom of the early 2000s when the conversation in every pub, club and living room was how to make a killing on the property market, one sanguine voice stood apart. Writing in the Daily and Sunday Telegraph, the Times, the Mail on Sunday and the Spectator, Ross Clark warned that rampant inflation in house prices would bring nothing but misery. The aftermath of the great property boom is an acute housing crisis. Millions are priced-out of buying a home of their own, while millions more are desperately hoping that prices remain high to prevent a slide into negative equity. We are caught in a trap of our own making: we thought house price inflation had made Britain rich, but instead it's just made homeowners over-leveraged and would-be homeowners tenants of mum and dad. Meanwhile, new regulations on the horizon threaten to make the problem worse, needlessly driving up the price of new houses and failing to address the real causes of the crisis. But what if there are answers? And what if they neither involve a calamitous collapse in property values, nor worsening social and generational divides by leaving young people priced out? And what if it's possible to boost home-ownership without spraying the greenbelt with concrete? Ross Clark tackles the housing crisis head on in this compelling new book, revealing the sources of the crisis and exploring with deadly insight the flaws of current attempts to address it, before revealing a range of simple solutions that can be implemented to start easing the problem today. The result of 15 years of up-close observation of the property market, 'A Broom Cupboard of One's Own' is a searingly honest and thought-provoking take on the housing crisis facing Britain. Read it and find out how one of the biggest asset bubbles in recent history needn't provoke social or financial crisis if we act now.
Droit de la finance alternative
Author: Jean-Marc Moulin
Publisher: Bruylant
ISBN: 2802758772
Category : Political Science
Languages : en
Pages : 300
Book Description
La finance est en crise ; mais elle est indispensable à la vie des hommes en société. Cependant, il serait abusif de considérer "la finance" comme un tout homogène. En effet, loin de la finance conventionnelle qui fait la une de l'actualité, il existe une finance dite alternative qui tente de placer et de maintenir l'Homme au centre de son projet et à l'horizon de son ambition. Cet ouvrage, premier du genre, se propose de présenter sous forme d'études réalisées par des spécialistes du droit financier, les manifestations de cette finance alternative, les outils, instruments et techniques juridiques qui existent et qui permettent de concilier finance et humanisme. À travers l'analyse des critères de développement durable ou religieux appliqués à la finance, des monnaies alternatives, du microcrédit, de la notation extra-financière, du mutualisme et du coopératisme en finance, du crowdfunding, des fonds éthiques, du financement associatif, du financement alternatif de l'habitat ou du soutien des collectivités publiques aux entreprises, ce livre fait, en France comme en Espagne, au Royaume-Uni, en Grèce et au Canada, un tour d'horizon complet de ce segment du secteur financier souvent méconnu et qui offre néanmoins aux Hommes de réaliser leurs projets dans la perspective d'un mieux-être collectif. Pour rompre avec l'idée que la finance n'est que spéculation et prédation.
Publisher: Bruylant
ISBN: 2802758772
Category : Political Science
Languages : en
Pages : 300
Book Description
La finance est en crise ; mais elle est indispensable à la vie des hommes en société. Cependant, il serait abusif de considérer "la finance" comme un tout homogène. En effet, loin de la finance conventionnelle qui fait la une de l'actualité, il existe une finance dite alternative qui tente de placer et de maintenir l'Homme au centre de son projet et à l'horizon de son ambition. Cet ouvrage, premier du genre, se propose de présenter sous forme d'études réalisées par des spécialistes du droit financier, les manifestations de cette finance alternative, les outils, instruments et techniques juridiques qui existent et qui permettent de concilier finance et humanisme. À travers l'analyse des critères de développement durable ou religieux appliqués à la finance, des monnaies alternatives, du microcrédit, de la notation extra-financière, du mutualisme et du coopératisme en finance, du crowdfunding, des fonds éthiques, du financement associatif, du financement alternatif de l'habitat ou du soutien des collectivités publiques aux entreprises, ce livre fait, en France comme en Espagne, au Royaume-Uni, en Grèce et au Canada, un tour d'horizon complet de ce segment du secteur financier souvent méconnu et qui offre néanmoins aux Hommes de réaliser leurs projets dans la perspective d'un mieux-être collectif. Pour rompre avec l'idée que la finance n'est que spéculation et prédation.