Author: Don P Baker Publisher: Don Baker ISBN: 0595446868 Category : Finance, Personal Languages : en Pages : 438
Book Description
Financial Planning For The Not-Yet Millionaire focuses your energies on key financial components that will lay the foundation for exponential net worth growth. You can confidently take the offensive in managing your money for yourself, your family, and your company. This is your first step towards making and keeping millions. Below are a few answers that are inside: What is the IRA waiting period between rollovers and the exception? What are 529 plans? What are the tax consequences if you inherit an IRA? When can you convert and reconvert an amount from a traditional IRA to a Roth IRA? Can IRA distributions be delivered outside the United States? If you pledge your IRA as security for a loan, is it considered a distribution and be included in your gross income? How do I figure the cost basis when the stocks I'm selling were purchased at various times and at different prices? Do I need to pay taxes on that portion of a stock I gained as a result of a split? Go to www.DonPBaker.com for CD's, DVD's, individual consultation and seminars information. We are always hiring and motivating the best financial professionals.
Author: Dave Ramsey Publisher: Ramsey Press ISBN: 1942121601 Category : Business & Economics Languages : en Pages : 312
Book Description
You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn God’s ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire and get to live and give like no one else. In Baby Steps Millionaires, you will . . . *Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth *Learn how to bust through the barriers preventing them from becoming a millionaire *Hear true stories from ordinary people who dug themselves out of debt and built wealth *Discover how anyone can become a millionaire, especially you Baby Steps Millionaires isn’t a book that tells the secrets of the rich. It doesn't teach complicated financial concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you'll lead if you follow the Baby Steps is anything but boring! You don’t need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it—even today. For those who are ready, it’s game on!
Author: Kristy Shen Publisher: Penguin ISBN: 0525538690 Category : Business & Economics Languages : en Pages : 337
Book Description
From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms Kristy Shen retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.
Author: David Bach Publisher: Doubleday Canada ISBN: 0307372103 Category : Business & Economics Languages : en Pages : 338
Book Description
David Bach has a plan to help you live and finish rich—no matter where you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck? What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how. You can start late and finish rich—but you need a plan. This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach. Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start. —David Bach Is it too late for me to get rich? Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it. The Start Late, Finish Rich promise is bold and clear: Even if you are buried in debt – there is still hope. You can get rich in real estate – by starting small. Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had. You can start a business on the side – while you keep your old job and continue earning a paycheck. You can spend less, save more and make more – and it doesn’t have to hurt. David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
Author: Clark Kendall Publisher: Mascot Books ISBN: 9781643074511 Category : Biography & Autobiography Languages : en Pages : 208
Book Description
"The middle class makes up most of the population. Defined as a household that earns a yearly income that hits above the poverty line but falls shy of the upper class, people in the middle class come from all walks of life, hold various types of jobs, and lead vastly different lives. One aspect does tie them together: they work hard to live well, and without realizing it, may be on the path toward becoming a millionaire. In this day and age, millionaires aren't as rare as they used to be, with many individuals possessing at least one million dollars of amassed net worth by the time they retireƒƒ‚ƒƒ‚‚‚ƒƒ‚‚ƒ‚‚"ƒƒ‚ƒƒ‚‚‚ƒƒ‚‚ƒ‚‚€ƒƒ‚ƒƒ‚‚‚ƒƒ‚‚ƒ‚‚"including the value of their home(s), cars, financials, and other assets. By living within their means, saving well, and spending wisely, members of the middle class can soon be part of a group that is growing by the day: the middle-class millionaire.
Author: D. J. D. Stanley Publisher: Rowman & Littlefield ISBN: 1493035363 Category : Business & Economics Languages : en Pages : 273
Book Description
Over the past 40 years, Tom Stanley and his daughter Sarah Stanley Fallaw have been involved in research examining how self-made, economically successful Americans became that way. Despite the publication of The Millionaire Next Door, The Millionaire Mind, and others, myths about wealth in American still abound. Government officials, journalists, and many American still tend to confuse income with wealth. A new generation of household financial managers are hearing from so-called experts in personal financial management due to the proliferation of the cottage industry of financial blogs, podcasts, and the like. In many cases, these outlets are simply experiences shared without science, case studies without data based on broader populations. Therefore, the authors decided to take another look at millionaires in the United States to examine what changes could be seen 20 years after the original publication of The Millionaire Next Door. In this book the authors highlight how specific decisions, behaviors, and characteristics align with the discipline of wealth building, covering areas such as consumption, budgeting, careers, investing, and financial management in general. They include results from quantitative studies of wealth as well as case studies of individuals who have been successful in building wealth. They discuss general paths to building wealth on your own, focusing specifically on careers and lifestyles associated with each path, and what it takes to be successful in each.
Author: Andrew Hallam Publisher: John Wiley & Sons ISBN: 1119411890 Category : Business & Economics Languages : en Pages : 416
Book Description
Build your strongest-ever portfolio from anywhere in the world Millionaire Expat is a handbook for smart investing, saving for retirement, and building wealth while overseas. As a follow-up to The Global Expatriate's Guide to Investing, this book provides savvy investment advice for everyone—no matter where you're from—to help you achieve your financial goals. Whether you're looking for safety, strong growth, or a mix of both, index funds are the answer. Low-risk and reliable, these are the investments you won't hear about from most advisors. Most advisors would rather earn whopping commissions than follow sound financial principles, but Warren Buffett and Nobel Prize winners agree that index funds are the best way to achieve market success—so who are you ready to trust with your financial future? If you want a better advisor, this book will show you how to find one; if you'd rather go it alone, this book gives you index fund strategies to help you invest in the best products for you. Learn how to invest for both safety and strong returns Discover just how much retirement will actually cost, and how much you should be saving every month Find out where to find a trustworthy advisor—or go it alone Take advantage of your offshore status to invest successfully and profitably Author Andrew Hallam was a high school teacher who built a million-dollar portfolio—on a teacher's salary. He knows how everyday people can achieve success in the market. In Millionaire Expat, he tailors his best advice to the unique needs of those living overseas to give you the targeted, real-world guidance you need.
Author: Chris Hogan Publisher: ISBN: 9780977489541 Category : Finance, Personal Languages : en Pages : 250
Book Description
Hogan shows that God's way of managing money really works. Millionaire status doesn't require inheriting a bunch of money or having a high-paying job. The path to becoming a millionaire is paved with tools that you either already have or that you can learn. Take personal responsibility; practice intentionality; be goal-oriented, a hard worker; and be consistent. If you adopt this mindset, you, too, can become a millionaire. -- adapted from foreword and introduction
Author: Thomas J. Stanley Publisher: Rosetta Books ISBN: 0795314833 Category : Business & Economics Languages : en Pages : 321
Book Description
The New York Times bestseller that gives “readers with an entrepreneurial turn of mind . . . road maps on how millionaires found their niches” (USA Today). The author of the blockbuster bestseller The Millionaire Next Door: The Surprising Secrets of America’s Wealthy shows how self-made millionaires have surmounted shortcomings such as average intelligence by carefully choosing their careers, taking calculated risks, and living balanced lifestyles while maintaining their integrity. Dr. Thomas J. Stanley also builds on his research from The Millionaire Next Door and takes us further into the psyche of the American millionaire. Stanley focuses in on the top one percent of households in America and tells us the motor behind the engine; what makes them tick. His findings on how these families reached such financial success are based on in-depth surveys and interviews with more than thirteen hundred millionaires. “A very good book that deserves to be well read.” —The Wall Street Journal “Worth every cent . . . It’s an inspiration for anyone who has ever been told that he wasn’t smart enough or good enough.” —Associated Press “A high IQ isn’t necessarily an indicator of financial success . . . Stanley tells us that the typical millionaire had an average GPA and frugal spending habits—but good interpersonal skills.” —Entertainment Weekly “Ideas bigger than the next buck.” —Orlando Sentinel
Author: William D. Danko Publisher: Million Dollar Press ISBN: 9780692912713 Category : Millionaires Languages : en Pages : 180
Book Description
Richer Than A Millionaire A Pathway to True Prosperity Having taught thousands of students over our careers, it is clear to the authors that many young people are clueless about their direction in life. Yes, they want a career, and yes, they want a good life, but knowing what to do is to many quite a challenge. Some say they want to be rich, but they really don't know what that means. In a sense, to paraphrase the Italian Renaissance polymath Leonardo da Vinci, many are like ships on the high seas of life without rudders! They have tremendous potential but no direction. In our book, Richer Than A Millionaire A Pathway to True Prosperity, we hope to inspire and to point all people (but especially young adults and concerned parents and grandparents who want sound advice for the next generation) in what we believe is the right direction. This direction has been reinforced by over forty years of academic and consulting research on what it really means to be rich. Our approach relies heavily on tried-and-true social science research methods of personal interviews and large-scale structured surveys. In other words, we have more than our personal opinions to offer. While there are many self-help books about wealth or happiness, we believe our book is unique in that it combines these topics. We show that it is possible to be modestly wealthy and happy. In order to reach true prosperity- health, happiness, and wealth, in all likelihood behavior modification will be required. And change is hard. Benjamin Franklin understood this, as he concluded in The Way to Wealth essay 250 years ago: the people heard the advice, agreed with it, and then practiced the contrary.
Author: Don P Baker
Author: Dave Ramsey
Author: Kristy Shen
Author: David Bach
Author: Clark Kendall
Author: D. J. D. Stanley
Author: Andrew Hallam
Author: Chris Hogan
Author: Thomas J. Stanley
Author: William D. Danko