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Author: Consumer Financial Consumer Financial Protection Bureau Publisher: Createspace Independent Publishing Platform ISBN: 9781508906827 Category : Finance, Personal Languages : en Pages : 0
Book Description
Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
Author: Consumer Financial Consumer Financial Protection Bureau Publisher: Createspace Independent Publishing Platform ISBN: 9781508906827 Category : Finance, Personal Languages : en Pages : 0
Book Description
Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
Author: Pamela Carmichael Publisher: Pamela Carmichael ISBN: 0991785002 Category : Business & Economics Languages : en Pages : 304
Book Description
Read this Readers' Favorite award-winning title - Financial Empowerment: Realign Your Finances to God's Will - with a FREE e-course included for you. Christian Personal Finance "Pamela Carmichael's book Financial Empowerment: Realign Your Finances to God's Will is, without doubt, one of the most amazing books on managing finances I have ever read." -- Amazon Review "Financial Empowerment is easy to read. It is written in layman's terms, but gives professional advice to those of us who need help with our finances." -- Amazon Review "I thoroughly enjoyed reading this book! In its page can be found a true and clear definition of true wealth and prosperity." --Amazon Review Are you in a constant financial struggle and juggle where there never seems to be enough? Do you wonder if God is able to or even willing to provide for you? Are you constantly paying bills and covering debt payments without seeing much progress? Are you faithful in tithing and giving but yet you cannot see an out-poured blessing? If you
Author: Judy L. Postmus Publisher: Rutgers University Press ISBN: 1978804911 Category : Social Science Languages : en Pages : 303
Book Description
Each year, millions of women throughout the world experience violence and abuse at the hands of their intimate partner. Abusers coercively control them by using a variety of tactics ranging from physical or sexual violence to emotional or psychological abuse. An additional tactic often used includes financial abuse in which the abuser controls the money in the family, exploits the victim’s financial standing, and interrupts her efforts to be self-sufficient. The impact of financial abuse can leave women financially trapped in the relationship with limited financial management skills, knowledge, or self-confidence. Indeed, survivors often mention financial barriers as a top reason for keeping them trapped by the abuser in the relationship. Curiously, little of the research on domestic violence has sought to either fully understand the impact of financial abuse or to determine which intervention strategies are most effective for the financial empowerment of survivors. Building Financial Empowerment for Survivors of Domestic Violence aims to address this critical knowledge gap by providing those who work with survivors of domestic violence with practical knowledge on how to empower the financial well-being and stability of survivors. Specifically, every practitioner, human service provider, criminal justice practitioner, financial manager, and corporate supervisor should be screening the women they encounter for economic abuse, and when such abuse is found, they should work with the women toward developing financial safety plans and refer survivors to financial empowerment programs to assist survivors to become free from abuse.
Author: Rev. Dr. Donna Taylor Publisher: Balboa Press ISBN: 1504393872 Category : Social Science Languages : en Pages : 174
Book Description
This work captures the historical and cultural context for financial literacy in the twenty-first century in view of the Great Recession of 2008 to 2009.
Author: Michelle K. Niccum Publisher: BalboaPress ISBN: 1452541159 Category : Business & Economics Languages : en Pages : 64
Book Description
More and more individuals are finding themselves living beyond their financial means. Whether this is due to a limited income or the state of ones spending habits, living a life outside our financial means can be very stressful. Michelle Niccum brings one solution to the issue of financial insecurity in this simple, easy-to-read book. She lays out for the reader four simple steps that, when taken completely, can alleviate financial insecurity and bring about financial freedom. Michelle states the importance of not only fixing the issue of money but also exploring the reasons why we continue to find ourselves in a state of financial hardship. She knows that financial issues are both an outside issue of money and an inside issue of self-worth and self-esteem. By following the steps and completing the exercises in this book, the reader will not only gain financial empowerment, but also find freedom from financial insecurity.
Author: Suze Orman Publisher: Random House ISBN: 0812987624 Category : Business & Economics Languages : en Pages : 225
Book Description
Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances. The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and themselves. Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny. At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible—because the most precious commodity women have is time. Divided into four essential components, the plan will teach you how to • Protect yourself • Spend smart • Build your future • Give to others Also included is a bonus chapter on investing—for those who are living by Suze’s unbreakable financial ground rules and ready to learn how to invest with confidence. Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze’s unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal. It’s the means to living a full and meaningful life.
Author: Laurie Itkin Publisher: ISBN: 9780991377404 Category : Business & Economics Languages : en Pages : 0
Book Description
"Filled with easy-to-understand examples and women's stories of wealth-building challenges and successes, Itkins's advice shows you how to take your hard-earned money and grow it in the stock market using options to reduce risk. Whether you hire a financial advisor to manage your money or manage it yourself, this book will put you on the path of financial empowerment."--Back cover.
Author: Deborah Smith Pegues Publisher: Harvest House Publishers ISBN: 0736972277 Category : Religion Languages : en Pages : 225
Book Description
Financial Freedom: It's not about wealth—it's about peace of mind Money—and all the worries that come with it—can easily consume your days. In certified accountant Deborah Smith Pegues's new book, she provides practical steps to real financial freedom. If you want to make well-informed financial decisions to improve the quality of your life, The One-Minute Money Mentor for Women will help you learn: how to use your inherent female qualities for financial empowerment how you can overcome emotional and relational roadblocks to money management how to ask for what you want in the workplace strategies for getting out of debt and bringing your credit cards under control the risks and rewards of investing, and much more The One-Minute Money Mentor for Women will empower you to take charge of your money and conquer the bad habits, fears, and uncertainties that thwart your stability and success.
Author: Meltem Ince Yenilmez Publisher: Routledge ISBN: 0429627351 Category : Social Science Languages : en Pages : 214
Book Description
The need for the creation of an enabling political, legal and economic environment for women within Turkey is rising. A growing concern is shown at the ethnic divisions and local discrimination against women, which have spilled over into the labor market. This book lends a supporting voice to the economic and social empowerment of women globally, focusing on the real causes and the unpredictable nature of the ongoing conflicts surrounding the issue. The authors bring to the forefront problems of development within various regions and the implementation of projects, which address the state of women, inequality and risks, that are inimical to their participation in the economy. Emphasis is laid on why women should be permitted access to the many opportunities in information technology and exchange, partnership growth and networking in this digital era. The oppressive policies of Turkey are scrutinized to unravel the dangers they pose to the corporate existence of women in the modern world. Furthermore, this book centers on the deliberation on regional politics and issues on gender and women’s empowerment in modern Turkey whilst comparing with other countries. The work sheds light on salient issues and possible remedies within target countries and the concerted efforts made to create a reliable structure to discuss gender conflicts. Ample contributions from countries such as the US, Germany, Serbia, South Africa and United Kingdom are pivotal to comparing and examining the main debates. Addressing several global gender-related examples as well as Turkey’s national principles, this book encourages full involvement of women and girls in deciding the fate of their country. This book serves as the rallying point of an array of informative and mind-expanding works of literature in regional studies, gender studies, migration economy, and area studies in countries like Turkey, USA, Serbia, UK, and India. Experts, students, and readers in the academic sphere may find this work educative and intellectually fulfilling.
Author: Consumer Financial Consumer Financial Protection Bureau
Author: Consumer Financial Consumer Financial Protection Bureau
Author: Pamela Carmichael
Author: Judy L. Postmus
Author: Rev. Dr. Donna Taylor
Author: Michelle K. Niccum
Author: Suze Orman
Author: Laurie Itkin
Author: Karen R. Jenkins
Author: Deborah Smith Pegues
Author: Meltem Ince Yenilmez