Author: United States. Government Accountability Office
Publisher: DIANE Publishing
ISBN: 9781422396537
Category :
Languages : en
Pages : 54
Book Description
Federal Housing Administration: Modernization Proposals Would Have Program and budget Implications and Require Continued Improvements in Risk Management
Author: United States. Government Accountability Office
Publisher: DIANE Publishing
ISBN: 9781422396537
Category :
Languages : en
Pages : 54
Book Description
Publisher: DIANE Publishing
ISBN: 9781422396537
Category :
Languages : en
Pages : 54
Book Description
Federal Housing Administration
Author: United States Government Accountability Office
Publisher: Createspace Independent Publishing Platform
ISBN: 9781976391552
Category :
Languages : en
Pages : 56
Book Description
In recent years, the FederalHousing Administration (FHA) hasexperienced a sharp decline inmarket share. Also, the agency hasestimated that, absent programchanges, its Mutual MortgageInsurance Fund (Fund) wouldrequire appropriations in 2008. Toadapt to market changes, FHA hasimplemented new procedures andproposed the following majorlegislative changes: raising FHA'sloan limits, allowing risk-basedpricing, and lowering downpaymentrequirements. GAO wasasked to report on (1) the likelyprogram and budget impacts ofFHA's modernization efforts;(2) the tools, resources, and riskmanagementpractices important toFHA's implementation of thelegislative proposals, if passed; and(3) other options that FHA andCongress could consider to helpFHA adapt to market changes. Toaddress these objectives, GAOanalyzed FHA and Home MortgageDisclosure Act (HMDA) data andinterviewed officials from FHA andother mortgage institutions.
Publisher: Createspace Independent Publishing Platform
ISBN: 9781976391552
Category :
Languages : en
Pages : 56
Book Description
In recent years, the FederalHousing Administration (FHA) hasexperienced a sharp decline inmarket share. Also, the agency hasestimated that, absent programchanges, its Mutual MortgageInsurance Fund (Fund) wouldrequire appropriations in 2008. Toadapt to market changes, FHA hasimplemented new procedures andproposed the following majorlegislative changes: raising FHA'sloan limits, allowing risk-basedpricing, and lowering downpaymentrequirements. GAO wasasked to report on (1) the likelyprogram and budget impacts ofFHA's modernization efforts;(2) the tools, resources, and riskmanagementpractices important toFHA's implementation of thelegislative proposals, if passed; and(3) other options that FHA andCongress could consider to helpFHA adapt to market changes. Toaddress these objectives, GAOanalyzed FHA and Home MortgageDisclosure Act (HMDA) data andinterviewed officials from FHA andother mortgage institutions.
Federal Housing Administration
Author: United States. Government Accountability Office
Publisher:
ISBN:
Category :
Languages : en
Pages : 51
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 51
Book Description
Segregation
Author: James H. Carr
Publisher: Routledge
ISBN: 1135889791
Category : Business & Economics
Languages : en
Pages : 369
Book Description
The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.
Publisher: Routledge
ISBN: 1135889791
Category : Business & Economics
Languages : en
Pages : 369
Book Description
The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.
The Federal Housing Administration
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 60
Book Description
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 60
Book Description
Modernization of Federal Housing Administration Programs
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 132
Book Description
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 132
Book Description
Cooperative Model as a Potential Component of Structural Reform Options for Fannie Mae and Freddie Mac
Author:
Publisher: DIANE Publishing
ISBN: 1437944914
Category :
Languages : en
Pages : 43
Book Description
Publisher: DIANE Publishing
ISBN: 1437944914
Category :
Languages : en
Pages : 43
Book Description
Measuring and Managing Federal Financial Risk
Author: Deborah Lucas
Publisher: University of Chicago Press
ISBN: 0226496597
Category : Business & Economics
Languages : en
Pages : 282
Book Description
The U.S. government is the world’s largest financial institution, providing credit and assuming risk through diverse activities. But the potential cost and risk of these actions and obligations remain poorly understood and only partially measured. Government budgetary and financial accounting rules, which largely determine the information available to federal decision makers, have only just begun to address these issues. However, recently there has been a push to rethink how these programs are valued and accounted for, and some progress has been made in applying modern valuation methods—such as options pricing, risk-adjusted discount rates, and value at risk—to these types of obligations. This book contains new research, both empirical and methodological, on the measurement and management of these costs and risks. The analyses encompass a broad spectrum of federal programs, including housing, catastrophe insurance, student loans, social security, and environmental liabilities. Collectively, the contributions gathered in Measuring and Managing Federal Financial Risk demonstrate that the logic of financial economics can be a useful tool for studying a range of federal activities.
Publisher: University of Chicago Press
ISBN: 0226496597
Category : Business & Economics
Languages : en
Pages : 282
Book Description
The U.S. government is the world’s largest financial institution, providing credit and assuming risk through diverse activities. But the potential cost and risk of these actions and obligations remain poorly understood and only partially measured. Government budgetary and financial accounting rules, which largely determine the information available to federal decision makers, have only just begun to address these issues. However, recently there has been a push to rethink how these programs are valued and accounted for, and some progress has been made in applying modern valuation methods—such as options pricing, risk-adjusted discount rates, and value at risk—to these types of obligations. This book contains new research, both empirical and methodological, on the measurement and management of these costs and risks. The analyses encompass a broad spectrum of federal programs, including housing, catastrophe insurance, student loans, social security, and environmental liabilities. Collectively, the contributions gathered in Measuring and Managing Federal Financial Risk demonstrate that the logic of financial economics can be a useful tool for studying a range of federal activities.
Federal Housing Administration: Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds
Author:
Publisher: DIANE Publishing
ISBN: 9781422397299
Category :
Languages : en
Pages : 22
Book Description
Publisher: DIANE Publishing
ISBN: 9781422397299
Category :
Languages : en
Pages : 22
Book Description
Federal Housing Administration: Decline in the Agency’s market Share Was Associated with Product and Process Developments of Other Mortgage market participants
Author: United States. Government Accountability Office
Publisher: DIANE Publishing
ISBN: 9781422396544
Category : Market share
Languages : en
Pages : 52
Book Description
Publisher: DIANE Publishing
ISBN: 9781422396544
Category : Market share
Languages : en
Pages : 52
Book Description