Author: Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 370
Book Description
Farm Mortgage Lending
Author: Farm-mortgage Credit Facilities in the United States
Author: Donald Clare HortonPublisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 700
Book Description
This publication is intended to serve a principal purpose of providing a compact summary and analysis of factual material on farm-mortgage credit heretofore available only in scattered sources. At the same time it is intended to orient the major current problems and public issues in the farm-mortgage credit field.
Mortgage lending experience in agriculture
Author: Lawrence A. Jones, David DurandPublisher:
ISBN:
Category :
Languages : en
Pages : 260
Book Description
Farm-mortgage Lending Experience of Twenty-three Life Insurance Companies, the Federal Land Banks, and the Farmers Home Administration, October Through December 1959
Author: Loan Sharks
Author: Charles R. GeisstPublisher: Brookings Institution Press
ISBN: 0815729014
Category : Business & Economics
Languages : en
Pages : 275
Book Description
Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Debt Finance Landscape for U. S. Farming and Farm Businesses
Author: J. Michael HarrisPublisher: DIANE Publishing
ISBN: 1437925561
Category : Business & Economics
Languages : en
Pages : 64
Book Description
Income and wealth for farm bus. have changed noticeably this decade. Debt levels have been rising, asset levels have outpaced debt despite a recent fall in land prices, and equity has more than doubled for farm bus. However, recent declines in farm income and falling land prices have raised concerns about the financial position of U.S. farms. Total farm sector debt reached a record $240 billion in 2008, a $26 billion increase over 2007. Debt is expected to decline to $234 billion in 2009. In 1986, nearly 60% of farms used debt financing. By 2007, the number had dropped to 31%. In essence, farm debt has become more concentrated in fewer, larger farm businesses. Lenders and farm operators indicate that real estate accounts for the largest use of farm debt.
Farm-mortgage Credit Facilities in the United States
Author: Donald Clare HortonPublisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 276
Book Description
Agricultural Equipment Financing
Author: Howard Gustaf DiesslinPublisher:
ISBN:
Category : Technology & Engineering
Languages : en
Pages : 124
Book Description
FDIC Quarterly
Author: Agricultural Value Chain Finance
Author: Calvin MillerPublisher: Practical Action Publishing
ISBN: 9781853397028
Category : Business & Economics
Languages : en
Pages : 0
Book Description
`This is a "must read" for anyone interested in value chain finance.---Kenneth Shwedel, Agricultural Economist --Book Jacket.