Author: Jonathan AdongoPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 104
Book Description
Factors Influencing the Alternative Profit X-efficiency of Namibia's Banking Sector
Author: Jonathan AdongoPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 104
Book Description
Factors Influencing Efficiency in Namibia's Banking Sector
Author: Jonathan AdongoPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 98
Book Description
Factors Influencing the Financial Sustainability of Selected Microfinance Institutions in Namibia
Author: Jonathan AdongoPublisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 90
Book Description
Measuring the Althernative Profit X-efficiency of Namibia's Banking Sector
Author: Jonathan AdongoPublisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 106
Book Description
Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance
Author: El Bachir BoukherouaaPublisher: International Monetary Fund
ISBN: 1589063953
Category : Business & Economics
Languages : en
Pages : 35
Book Description
This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Doing Business 2020
Author: World BankPublisher: World Bank Publications
ISBN: 1464814414
Category : Business & Economics
Languages : en
Pages : 254
Book Description
Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Bank Profitability and Financial Stability
Author: Ms.TengTeng XuPublisher: International Monetary Fund
ISBN: 1484393805
Category : Business & Economics
Languages : en
Pages : 54
Book Description
We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the role of non-interest income and retail-oriented business models. We then conduct panel regression analysis to examine the empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for 431 publicly traded banks (U.S., advanced Europe, and GSIBs) from 2004 to 2017. Results reveal that profitability is negatively associated with both a bank’s contribution to systemic risk and its idiosyncratic risk, and an over-reliance on non-interest income, wholesale funding and leverage is associated with higher risks. Low competition is associated with low idiosyncratic risk but a high contribution to systemic risk. Lastly, the problem loans ratio and the cost-to-income ratio are found to be key factors that influence bank profitability. The paper’s findings suggest that policy makers should strive to better understand the source of bank profitability, especially where there is an over-reliance on market-based non-interest income, leverage, and wholesale funding.
FinTech in Sub-Saharan African Countries
Author: Mr.Amadou N SyPublisher: International Monetary Fund
ISBN: 1484385667
Category : Business & Economics
Languages : en
Pages : 61
Book Description
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Poverty Alleviation in Rural Namibia Through Improved Access to Financial Services
Author: Jonathan AdongoPublisher:
ISBN:
Category : Financial services industry
Languages : en
Pages : 54
Book Description
The Microfinance Gap
Author: Jonathan AdongoPublisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 92
Book Description