EVOLUTION DU SYSTEME FINANCIER ET PRATIQUES INFORMELLES D'EPARGNE ET DE PRET EN AFRIQUE CENTRALE PDF Download
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Book Description
IL S'AGIT DE SAVOIR SI LES PRATIQUES INFORMELLES D'EPARGNE ET DE PRET CONSTITUENT DES OBSTACLES A L'EVOLUTION DU SYSTEME FINANCIER, PREALABLE INDISPENSABLE D'UN FINANCEMENT DU DEVELOPPEMENT SUR LA BASE DE L'EPARGNE INTERIEURE. PARTANT DE L'EXEMPLE DU CAMEROUN, DU CONGO, DE LA CENTRAFRIQUE, DU GABON ET DU TCHAD, LA THESE MONTRE QUE CES PRATIQUES REPRESENTENT UN MODE DE FINANCEMENT ORIGINAL LIE A UNE LENTE TRANSFORMATION D'ANCIENNES STRUCTURES SOCIO-CULTURELLES DESTINEES A LA REPRODUCTION DU SYSTEME SOCIAL ET A LEUR ADAPTATION A L'ECONOMIE MODERNE. ET QUE CES PRATIQUES CONSTITUENT UN TEMOIGNAGE DE L'EXISTENCE D'ENORMES POTENTIALITES D'EPARGNE DANS LES PAYS EN DEVELOPPEMENT ; MAIS QUE CETTE EPARGNE POTENTIELLE RESTE ENCORE SOUMISE A LA LOGIQUE DE REPRODUCTION DU SYSTEME SOCIAL AU POINT OU LES PRATIQUES INFORMELLES FORMENT UN SYSTEME DE TRANSITION IMPARFAIT. LA MOBILISATION DE L'EPARGNE DONT ELLES FONT PREUVE DE L'EXISTENCE PAR LES INSTITUTIONS FINANCIERES OFFICIELLES REPRESENTE UN PARI ASSEZ DIFFICILE A GAGNER, EN RAISON DU PROPRE COMPORTEMENT DE CES INSTITUTIONS EN MATIERE DE DISTRIBUTION DU CREDIT ET DE COLLECTE DE L'EPARGNE QUI FONDE ET ENTRETIENT UNE DUALITE DANS LE SYSTEME FINANCIER. LES MESURES ENVISAGEES, EXPLICITEMENT OU IMPLICITEMENT, PAR LES POUVOIRS PUBLICS ET LES ORGANISATIONS INTERNATIONALES POUR FAIRE EVOLUER CETTE DUALITE PRESENTENT UN CARACTERE LIMITE. LA THESE CHERCHE A MONTRER QUE LA DUALITE PORTE EN ELLE-MEME LES GERMES DE L'EVOLUTION DU SYSTEME FINANCIER ET PEUT L'ACCELERER, A CONDITION QUE LES POUVOIRS PUBLICS APPORTENT UN SOUTIEN, SOUS FORME D'INFORMATION ECONOMIQUE DES POPULATIONS, AU SYSTEME INFORMEL D'EPARGNE ET DE PRETS.
Book Description
IL S'AGIT DE SAVOIR SI LES PRATIQUES INFORMELLES D'EPARGNE ET DE PRET CONSTITUENT DES OBSTACLES A L'EVOLUTION DU SYSTEME FINANCIER, PREALABLE INDISPENSABLE D'UN FINANCEMENT DU DEVELOPPEMENT SUR LA BASE DE L'EPARGNE INTERIEURE. PARTANT DE L'EXEMPLE DU CAMEROUN, DU CONGO, DE LA CENTRAFRIQUE, DU GABON ET DU TCHAD, LA THESE MONTRE QUE CES PRATIQUES REPRESENTENT UN MODE DE FINANCEMENT ORIGINAL LIE A UNE LENTE TRANSFORMATION D'ANCIENNES STRUCTURES SOCIO-CULTURELLES DESTINEES A LA REPRODUCTION DU SYSTEME SOCIAL ET A LEUR ADAPTATION A L'ECONOMIE MODERNE. ET QUE CES PRATIQUES CONSTITUENT UN TEMOIGNAGE DE L'EXISTENCE D'ENORMES POTENTIALITES D'EPARGNE DANS LES PAYS EN DEVELOPPEMENT ; MAIS QUE CETTE EPARGNE POTENTIELLE RESTE ENCORE SOUMISE A LA LOGIQUE DE REPRODUCTION DU SYSTEME SOCIAL AU POINT OU LES PRATIQUES INFORMELLES FORMENT UN SYSTEME DE TRANSITION IMPARFAIT. LA MOBILISATION DE L'EPARGNE DONT ELLES FONT PREUVE DE L'EXISTENCE PAR LES INSTITUTIONS FINANCIERES OFFICIELLES REPRESENTE UN PARI ASSEZ DIFFICILE A GAGNER, EN RAISON DU PROPRE COMPORTEMENT DE CES INSTITUTIONS EN MATIERE DE DISTRIBUTION DU CREDIT ET DE COLLECTE DE L'EPARGNE QUI FONDE ET ENTRETIENT UNE DUALITE DANS LE SYSTEME FINANCIER. LES MESURES ENVISAGEES, EXPLICITEMENT OU IMPLICITEMENT, PAR LES POUVOIRS PUBLICS ET LES ORGANISATIONS INTERNATIONALES POUR FAIRE EVOLUER CETTE DUALITE PRESENTENT UN CARACTERE LIMITE. LA THESE CHERCHE A MONTRER QUE LA DUALITE PORTE EN ELLE-MEME LES GERMES DE L'EVOLUTION DU SYSTEME FINANCIER ET PEUT L'ACCELERER, A CONDITION QUE LES POUVOIRS PUBLICS APPORTENT UN SOUTIEN, SOUS FORME D'INFORMATION ECONOMIQUE DES POPULATIONS, AU SYSTEME INFORMEL D'EPARGNE ET DE PRETS.
Book Description
IL S'AGIT DE SAVOIR SI LES PRATIQUES INFORMELLES D'EPARGNE ET DE PRET CONSTITUENT DES OBSTACLES A L'EVOLUTION DU SYSTEME FINANCIER, PREALABLE INDISPENSABLE D'UN FINANCEMENT DU DEVELOPPEMENT SUR LA BASE DE L'EPARGNE INTERIEURE. PARTANT DE L'EXEMPLE DU CAMEROUN, DU CONGO, DE LA CENTRAFRIQUE, DU GABON ET DU TCHAD, LA THESE MONTRE QUE CES PRATIQUES REPRESENTENT UN MODE DE FINANCEMENT ORIGINAL LIE A UNE LENTE TRANSFORMATION D'ANCIENNES STRUCTURES SOCIO-CULTURELLES DESTINEES A LA REPRODUCTION DU SYSTEME SOCIAL ET A LEUR ADAPTATION A L'ECONOMIE MODERNE. ET QUE CES PRATIQUES CONSTITUENT UN TEMOIGNAGE DE L'EXISTENCE D'ENORMES POTENTIALITES D'EPARGNE DANS LES PAYS EN DEVELOPPEMENT ; MAIS QUE CETTE EPARGNE POTENTIELLE RESTE ENCORE SOUMISE A LA LOGIQUE DE REPRODUCTION DU SYSTEME SOCIAL AU POINT OU LES PRATIQUES INFORMELLES FORMENT UN SYSTEME DE TRANSITION IMPARFAIT. LA MOBILISATION DE L'EPARGNE DONT ELLES FONT PREUVE DE L'EXISTENCE PAR LES INSTITUTIONS FINANCIERES OFFICIELLES REPRESENTE UN PARI ASSEZ DIFFICILE A GAGNER, EN RAISON DU PROPRE COMPORTEMENT DE CES INSTITUTIONS EN MATIERE DE DISTRIBUTION DU CREDIT ET DE COLLECTE DE L'EPARGNE QUI FONDE ET ENTRETIENT UNE DUALITE DANS LE SYSTEME FINANCIER. LES MESURES ENVISAGEES, EXPLICITEMENT OU IMPLICITEMENT, PAR LES POUVOIRS PUBLICS ET LES ORGANISATIONS INTERNATIONALES POUR FAIRE EVOLUER CETTE DUALITE PRESENTENT UN CARACTERE LIMITE. LA THESE CHERCHE A MONTRER QUE LA DUALITE PORTE EN ELLE-MEME LES GERMES DE L'EVOLUTION DU SYSTEME FINANCIER ET PEUT L'ACCELERER, A CONDITION QUE LES POUVOIRS PUBLICS APPORTENT UN SOUTIEN, SOUS FORME D'INFORMATION ECONOMIQUE DES POPULATIONS, AU SYSTEME INFORMEL D'EPARGNE ET DE PRETS.
Author: Isabelle Guérin Publisher: Zed Books Ltd. ISBN: 1783603771 Category : Business & Economics Languages : en Pages : 145
Book Description
Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.
Author: Thierry Paulais Publisher: World Bank Publications ISBN: 0821389483 Category : Business & Economics Languages : en Pages : 378
Book Description
This volume addresses the issues of financing urban growth of the African continent -- which has the highest urban growth rate on the planet -- in the next decades. Considerable investment will be needed to sustain this level of growth and to clear up accumulated backlogs. At the same time, decentralization has resulted in increased responsibilities for local government; but in most cases, institutional reforms were carried out without the transfer of a sufficient level of resources, and local capacities in governance and project management are weak. Which mechanisms will finance these extensive needs, and how will African local governments meet these needs? Specifics on how to finance African cities have not been studied. The actual scale of this market has not been fully grasped. A systemic approach to this market is difficult because of its diversity (country size; institutional context; characteristics of urban network; availability of capital market, currency, etc.) and a lack of data. Donors’ assistance methods in the sector are disparate, marked by disputes between different schools of thought; special-purpose vehicles created by donors operate according to a variety of methods and with wide-ranging and sparsely disseminated results. What is the best way to transform these systems, often antiquated in many respects, into modern financing systems that facilitate access to domestic markets, mobilize local savings and reinforce local government autonomy? There is no single answer to this question in regard to such a variety of institutional and economic contexts. The main objective of the study is to clarify the debates and to enlighten the choices of African decision-makers at local and national level.
Author: Milton M.R. Freeman Publisher: Canadian Circumpolar Institute ISBN: Category : Nature Languages : en Pages : 134
Book Description
Some of the papers given at a Workshop on Native Peoples and Wildlife Management held in 1986. Includes papers on the Cree of James Bay, Inuit and Sami. Individual papers are catalogued separately.
Author: Dana T. Redford Publisher: Emerald Group Publishing ISBN: 1802620559 Category : Business & Economics Languages : en Pages : 201
Book Description
Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.
Author: R. Mersland Publisher: Springer ISBN: 113739966X Category : Business & Economics Languages : en Pages : 329
Book Description
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author: Edouard Mambu ma Khenzu Publisher: ISBN: Category : Business & Economics Languages : en Pages : 376
Book Description
This study addresses the modern history of money and finance in the region of the current Democratic Republic of Congo during the period 1885-1995. It explores everything from the devices used as money in the Ancient Kingdom, the monetary and financial provisions set up for the Congo Free State, an examination of the colonial period, then an analysis of the monetary and financial dimension of major political events and unrest that occurred in Congo since June 1960. The study ends with a focus on the political background of the Congolese monetary and financial collapse of the early 1990s which was marked with periods of hyperinflation.
Author: Jean-Pierre Fouda Owoundi
Author: Jean-Pierre Fouda Owoundi
Author: Jean-Pierre Fouda Owoundi
Author: Isabelle Guérin
Author: Thierry Paulais
Author: Milton M.R. Freeman
Author: Somik V. Lall
Author: Dana T. Redford
Author: R. Mersland
Author: Organisation for Economic Co-operation and Development
Author: Edouard Mambu ma Khenzu