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Author: Fuat Balta Lecturer Publisher: Fuat Balta Lecturer EIBANKFounders ISBN: Category : Business & Economics Languages : en Pages : 142
Book Description
Fuat BALTA Lecturer, Entrepreneur and Startup The Entrepreneur's Investment Bank, One of ``EIBANK`` Founders, Our purpose to accelerate the speed of SALES, grow New generation entrepreneurs via HIRE them as admin partners, create investment capital via M&A part of stocks of small and medium-sized companies, increase production, create millions of new Job positions in the US and Europe. http://bit.ly/fuatbalta E-Money Book is a petition to the world and shows problems of old ``not updated`` world economy engine and solutions of the idea ``updated`` economy rules and tools When we look the old-world ``not updated`` economy window: Problem: Create a Job and Find a Job. When we look at the Idea ``updated`` economy window: Problem: Not find a job, Problem: Create Second income It`s possible to create the second income from trillion dollars new generation capital market to e-wallets of a couple of billions of family members with an internet connection. We should consider and ask ourselves. Why Consumption Right is a Human Right? Because if We can`t create income to consumers of the world, production may not increase and we may not create sufficient jobs in the US and Europe. Otherwise, Job problem will be a headache for every community it doesn`t matter wherever we live. We all partners of the new generation world economy engine. We have 2 option: 1 Option: We can reject, ignore the problems of old-world economy rules and tools and continue to live with old-world economy rules and tools. Or 2 Option: We can put our prejudice eyeglass on the desk and update old world economy rules and tools to increase purchase power of the consumers of the world, increase production and create millions of new job positions in the US and Europe CHANGE, It`s up to us, It`s up to you. Blogs: https://medium.com/@changeitsuptous https://medium.com/e-money QA Podcasts: https://qapodcast.wixsite.com/campusweb
Author: Fuat Balta Lecturer Publisher: Fuat Balta Lecturer EIBANKFounders ISBN: Category : Business & Economics Languages : en Pages : 142
Book Description
Fuat BALTA Lecturer, Entrepreneur and Startup The Entrepreneur's Investment Bank, One of ``EIBANK`` Founders, Our purpose to accelerate the speed of SALES, grow New generation entrepreneurs via HIRE them as admin partners, create investment capital via M&A part of stocks of small and medium-sized companies, increase production, create millions of new Job positions in the US and Europe. http://bit.ly/fuatbalta E-Money Book is a petition to the world and shows problems of old ``not updated`` world economy engine and solutions of the idea ``updated`` economy rules and tools When we look the old-world ``not updated`` economy window: Problem: Create a Job and Find a Job. When we look at the Idea ``updated`` economy window: Problem: Not find a job, Problem: Create Second income It`s possible to create the second income from trillion dollars new generation capital market to e-wallets of a couple of billions of family members with an internet connection. We should consider and ask ourselves. Why Consumption Right is a Human Right? Because if We can`t create income to consumers of the world, production may not increase and we may not create sufficient jobs in the US and Europe. Otherwise, Job problem will be a headache for every community it doesn`t matter wherever we live. We all partners of the new generation world economy engine. We have 2 option: 1 Option: We can reject, ignore the problems of old-world economy rules and tools and continue to live with old-world economy rules and tools. Or 2 Option: We can put our prejudice eyeglass on the desk and update old world economy rules and tools to increase purchase power of the consumers of the world, increase production and create millions of new job positions in the US and Europe CHANGE, It`s up to us, It`s up to you. Blogs: https://medium.com/@changeitsuptous https://medium.com/e-money QA Podcasts: https://qapodcast.wixsite.com/campusweb
Author: Thyra A. Riley Publisher: World Bank Publications ISBN: 1464810893 Category : Business & Economics Languages : en Pages : 282
Book Description
Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles†?†•Kenya, South Africa, Sri Lanka, and Thailand†•that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.
Author: Mr. Marc C Dobler Publisher: International Monetary Fund ISBN: 1513593404 Category : Business & Economics Languages : en Pages : 34
Book Description
This departmental paper discusses the evolving prudential frameworks for nonbank issuers of electronic money. Some jurisdictions take a relatively light-touch approach to regulating electronic money issuers (EMIs). Others have sought to apply more stringent requirements to protect electronic money (e-money) users, as the sector has grown in importance. The paper aims to build on previous IMF staff contributions to the literature and to draw policy conclusions for strengthening e-money regulatory regimes; in particular in jurisdictions where issuers, individually or collectively, have grown to a size to which they are of macro-financial importance (see below). Chapter 2 provides background on the development of e-money, its economic benefits, and potential risks. Chapter 3 discusses prudential supervision of EMIs, followed in Chapter 4 by their oversight from a payments system perspective. Chapter 5 discusses potential additional measures for user protection and contingency arrangements for EMI failure. The last chapter presents policy recommendations for policymakers, especially in those emerging market economies and developing countries wherein EMIs have reached a scale at which they could have a significant economic impact if they were to fail.
Author: Zixuan Huang Publisher: International Monetary Fund ISBN: Category : Business & Economics Languages : en Pages : 46
Book Description
E-money development has important yet theoretically ambiguous consequences for monetary policy transmission, because nonbank deposit-taking e-money issuers (EMIs) (e.g., mobile network operators) can either complement or substitute banks. Case studies of e-money regulations point to complementarity of EMIs with banks, implying that the development of e-money could deepen financial intermediation and strengthen monetary policy transmission. The issue is further explored with panel data, on both monthly (covering 21 countries) and annual (covering 47 countries) frequencies, over 2001 to 2019. We use a two-way fixed effect estimator to estimate the causal effects of e-money development on monetary policy transmission. We find that e-money development has accompanied stronger monetary policy transmission (measured by the responsiveness of interest rates to the policy rate), growth in bank deposits and credit, and efficiency gains in financial intermediation (measured by the lending-to-deposit rate spread). Evidence is more pronounced in countries where e-money development takes off in a context of limited financial inclusion. This paper highlights the potential benefits of e-money development in strengthening monetary policy transmission, especially in countries with limited financial inclusion.
Author: Yukinobu Kitamura Publisher: Springer Nature ISBN: 9811955913 Category : Business & Economics Languages : en Pages : 159
Book Description
This open access book examines the history and role of money. Money is often defined in terms of three interrelated functions: as a medium of exchange, store of value and unit of account. Researchers frequently discuss the first two functions, but tend to ignore unit of account. This book focuses on how a unit of account or denomination can be defined and can be derived from the monetary system. In the case of paper money and coins, we know how to determine the denomination of money based on the problem of the least number of weights defined by Bâchet and proved by Hardy and Wright (1960). However, in the case of digital or cryptocurrency, denomination may not matter because digital or cryptocurrency uses a wallet that is essentially denomination free: a wallet can contain any amount of currency without upper and lower limits. When people talk about the stablecoin, i.e. the stable price of digital and cryptocurrency with the major legal tender, they take a unit of account or denomination of digital or cryptocurrency as given. This arrangement destroys the nature of denomination free or decentralized autonomy as it were. Exploring how we can consolidate with these two views of denomination, this book will appeal to anyone interested in creating new digital or cryptocurrencies. It also serves as a textbook on central bank digital currency.
Author: Gary Gorton Publisher: Cambridge Scholars Publishing ISBN: 1036408655 Category : Business & Economics Languages : en Pages : 127
Book Description
The form of money is changing, increasingly becoming digitized. Does this change the meaning of “money”? Are these new forms of money safe? Will we soon be using this new money to buy coffee? Are there advantages to using the new money? Should the central bank issue its own digital money? These, and other questions, are addressed in this nontechnical book. To address these questions the book first considers the history of money. Then the infrastructure for the new monies is introduced: blockchain, cryptography, smart contracts, and early applications like Bitcoin. There is also another form of new money, that is not blockchain-based. It is based on a phone system, which is used to move money, and make deposits and withdraws. While blockchain-based money is embryonic, this second form of new money has changed the lives of millions of people.
Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Domestic and International Monetary Policy Publisher: ISBN: Category : Electronic data interchange Languages : en Pages : 178
Author: Charles Wild Publisher: Univ of Hertfordshire Press ISBN: 9781907396014 Category : Business & Economics Languages : en Pages : 612
Book Description
The rapid, commercially-driven evolution of the Internet has raised concomitant legal concerns that have required responses from both national and international law. This unique text offers a complete analysis of electronic and mobile commerce, exploring the law relating to online contracts and payment systems, electronic marketing, and various forms of cybercrime as well as the regulation of electronic communications networks and services. Written by specialists, this account also provides insights into emerging areas such as internet libel, online gambling, virtual property, cloud computing, smart cards, electronic cash, and the growing use of mobile phones to perform tasks previously carried out by computers.
Author: Eswar S. Prasad Publisher: Harvard University Press ISBN: 0674258444 Category : Business & Economics Languages : en Pages : 497
Book Description
A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.
Author: Dr. Firdos T. Shroff Publisher: Northern Book Centre ISBN: 9788172112226 Category : Business & Economics Languages : en Pages : 318
Book Description
The book on Modern B@nking Technology is a systematic and comprehensive insight into technology-led banking. It is an encyclopaedia of Banking Technology. The book covers the rich experience of the author in the field of banking and finance. The book will be found useful by banks, researchers, Executives / Directors, IT professionals, pursuers of courses on IT by IIBF, viz., JAIIB / CAIIB / Diploma in Banking Technology / MBA / Certificate Examinations as also by IGNOU / ICAI / ICFAI / ICSI / ICWA / Management Institutions/Universities for practical exposure and professional orientation. The book contains in detail the following ¿Impact on and explosion of Banking Technology in new millennium ¿Innovations in 'Paperless¿ banking¿Payment and Settlement Systems (RTGS) & Cheque Truncations, etc¿Role of IDRBT in development of Protocols and Standards¿Role of IBA and Report on Banking Industry VISON-2010
Author: Fuat Balta Lecturer
Author: Fuat Balta Lecturer
Author: Thyra A. Riley
Author: Mr. Marc C Dobler
Author: Zixuan Huang
Author: Yukinobu Kitamura
Author: Gary Gorton
Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Domestic and International Monetary Policy
Author: Charles Wild
Author: Eswar S. Prasad
Author: Dr. Firdos T. Shroff