The Guide to Buying Health Insurance, and Health Care PDF Download
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Author: Kevin Wacasey Publisher: Createspace Independent Publishing Platform ISBN: 9781545465448 Category : Health insurance Languages : en Pages : 294
Book Description
The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,000, which means that you will have to pay for most, if not all of your health care in any given year. Even worse are the dirty marketing tricks used to sell health insurance. You can spend thousands of dollars a year on a policy that you'll most likely never use, or you can spend even more to get a lower deductible that only gives you the illusion of better coverage. In this book physician and licensed health insurance agent Dr. Kevin Wacasey shows you how to save money on health insurance, and health care. First he cuts through the complexity of buying health insurance, by proving that upgraded plans with supposedly better coverage often end up costing more than you could ever save. Next Dr. Wacasey takes the reader along as he shops for a health insurance plan, then using a simple formula to compare ten different scenarios (pulled straight from healthcare.gov), Dr. Wacasey demonstrates that - in all ten cases - the Bronze plan will end up saving the consumer the most money. Both in sickness, and in health. Finally Dr. Wacasey reveals how much health care goods and services really "cost," and offers tips on how patients can save money on everything from ambulances to operations. Individuals, business owners, and anyone else who has to pay for health insurance, or for health care, will find Dr. Wacasey's book invaluable as he shows how to save lots of money - yet receive better care than ever before - in the first consumer-driven health care system the U.S. has ever known.
Author: Kevin Wacasey Publisher: Createspace Independent Publishing Platform ISBN: 9781545465448 Category : Health insurance Languages : en Pages : 294
Book Description
The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,000, which means that you will have to pay for most, if not all of your health care in any given year. Even worse are the dirty marketing tricks used to sell health insurance. You can spend thousands of dollars a year on a policy that you'll most likely never use, or you can spend even more to get a lower deductible that only gives you the illusion of better coverage. In this book physician and licensed health insurance agent Dr. Kevin Wacasey shows you how to save money on health insurance, and health care. First he cuts through the complexity of buying health insurance, by proving that upgraded plans with supposedly better coverage often end up costing more than you could ever save. Next Dr. Wacasey takes the reader along as he shops for a health insurance plan, then using a simple formula to compare ten different scenarios (pulled straight from healthcare.gov), Dr. Wacasey demonstrates that - in all ten cases - the Bronze plan will end up saving the consumer the most money. Both in sickness, and in health. Finally Dr. Wacasey reveals how much health care goods and services really "cost," and offers tips on how patients can save money on everything from ambulances to operations. Individuals, business owners, and anyone else who has to pay for health insurance, or for health care, will find Dr. Wacasey's book invaluable as he shows how to save lots of money - yet receive better care than ever before - in the first consumer-driven health care system the U.S. has ever known.
Author: Michael A. Morrisey Publisher: Asociation of University Programs in Health Administration/Health Administration Press ISBN: 9781640551602 Category : Business & Economics Languages : en Pages : 0
Book Description
History of Health Insurance in the United States -- The Affordable Care Act -- A Summary of Insurance Coverage -- The Demand for Insurance -- Adverse Selection -- Underwriting and Rate Making -- Risk Adjustment -- Moral Hazard and Prices -- Utilization Management -- Managed Care, Selective Contracting, and the Insurance Industry -- Provider Consolidation, Monopsony Power, and the Managed Care Backlash -- Insurance Market Structure, Conduct, and Performance -- Premium Sensitivity and Health Insurance -- Compensating Differentials -- Taxes and Employer-Sponsored Health Insurance -- Employers as Agents -- Health Savings Accounts and Consumer-Directed Health Plans -- The Small-Group Market -- The Individual Insurance Market -- Health Insurance Regulation -- High-Risk Pools -- An Overview of Medicare -- Retiree Coverage -- Medicaid, Crowd-Out, and Long-Term Care Insurance.
Author: Patricia Barry Publisher: John Wiley & Sons ISBN: 1119296595 Category : Business & Economics Languages : en Pages : 414
Book Description
Medicare For Dummies, 2nd Edition (9781119293392) was previously published as Medicare For Dummies, 2nd Edition (9781119079422). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product. Make your way through the Medicare maze with help from For Dummies America's baby boomers are now turning 65 at the rate of about 10,000 a day. Yet very few have any idea about how Medicare works, when they should sign up, or how the program fits in with other health insurance they may have. Medicare For Dummies, 2nd Edition provides a detailed road map for navigating Medicare's often-baffling complexities and helps consumers avoid pitfalls that could otherwise cost them dearly. In plain language, the new edition explains: How to qualify for Medicare, according to your personal circumstances, including new information on the rights of people in same-sex marriages When to sign up at the time that’s right for you, to avoid lifelong late penalties How to weigh Medicare’s many options so you can be confident of making the decision that's best for you What Medicare covers and what you pay, with up-to-date details of the costs of premiums, deductibles, and copays—and how you may be able to reduce those expenses By conveying not only the basics but also how to troubleshoot problems and where to find assistance, Medicare For Dummies, 2nd Edition helps you to get the most out of Medicare.
Author: Dr. Jessica Nutik Zitter, M.D. Publisher: Penguin ISBN: 0525533419 Category : Medical Languages : en Pages : 353
Book Description
For readers of Being Mortal and Modern Death, an ICU and Palliative Care specialist offers a framework for a better way to exit life that will change our medical culture at the deepest level In medical school, no one teaches you how to let a patient die. Jessica Zitter became a doctor because she wanted to be a hero. She elected to specialize in critical care—to become an ICU physician—and imagined herself swooping in to rescue patients from the brink of death. But then during her first code she found herself cracking the ribs of a patient so old and frail it was unimaginable he would ever come back to life. She began to question her choice. Extreme Measures charts Zitter’s journey from wanting to be one kind of hero to becoming another—a doctor who prioritizes the patient’s values and preferences in an environment where the default choice is the extreme use of technology. In our current medical culture, the old and the ill are put on what she terms the End-of-Life Conveyor belt. They are intubated, catheterized, and even shelved away in care facilities to suffer their final days alone, confused, and often in pain. In her work Zitter has learned what patients fear more than death itself: the prospect of dying badly. She builds bridges between patients and caregivers, formulates plans to allay patients’ pain and anxiety, and enlists the support of loved ones so that life can end well, even beautifully. Filled with rich patient stories that make a compelling medical narrative, Extreme Measures enlarges the national conversation as it thoughtfully and compassionately examines an experience that defines being human.
Author: Pepper Cappuccio Publisher: ISBN: 9781098070427 Category : Religion Languages : en Pages : 114
Book Description
Pepper, a Hospice Nurse cares for his patients as they are dying and shortly after their death. He is responsible for guiding them through that last journey as well as providing emotional support and comfort for the patient's loved ones. Pepper takes the reader on his journey from his own home to that of the patients. He describes in detail what he is thinking and feeling along the way. Once in the home, Pepper weaves a story, using sights, sounds, and smells, to describe the surroundings as he treats each patient's symptoms and allow them a peaceful death. Once the patient has passed, he bathes them in "warm water' as a gentle gesture of dignity and respect before they are taken away for final arrangements. Each of these tales had a spiritual connectedness between Pepper and the loved ones of each patient. Together, they experience a catharsis as the loved ones begin their journey of grief. Pepper encourages the loved ones to relive their life's experiences they shared with the now recently departed. It is through this discussion that Pepper realizes how much all of us have in common when dealing with the loss of someone we love.
Author: Michael J. Maher Publisher: BenBella Books ISBN: 1940363217 Category : Business & Economics Languages : en Pages : 198
Book Description
Can you imagine receiving a referral each and every day? Neither could real estate agent Rick Masters. (7L) The Seven Levels of Communication tells the entertaining and educational story of Rick Masters, who is suffering from a down economy when he meets a mortgage professional who has built a successful business without advertising or personal promotion. Skeptical, he agrees to accompany her to a conference to learn more about her mysterious methods. Rick soon learns that the rewards for implementing these strategies are far greater than he had ever imagined. In seeking success, he finds significance. This heartwarming tale of Rick's trials and triumphs describes the exact strategies that helped him evolve from the Ego Era to the Generosity Generation. This book is about so much more than referrals. This is about building a business that not only feeds your family, but also feeds your soul.
Author: Jennifer O'Brien Publisher: Et Alia Press ISBN: 9781944528096 Category : Languages : en Pages : 86
Book Description
Everyone facing death--their own or a loved one's--benefits from this love story and practical guide in one. As a hospice doctor, Bob cared daily for dying patients. At home, his wife, Jen, listened to the stories of patients and families, layering her understanding of death with the early losses of her own brother and mother. Then, the man who had spent a 40-year career caregiving was diagnosed with advanced, metastatic cancer. An insightful blend of art and compassion, patience and endearing honesty, this book comprises Jen's digital art journal, which chronicles this time in their marriage. What began as a visceral, self-care compulsion within days of diagnosis became notes, collages, and images revealing the raw, luminescent reflections of a caregiver-turned-widow. Beyond the practical guidance and solace offered by an insider, Jen's journal reminds us how to live presently during our darkest hours, honor grief, and discover--even after devastating loss--ways to forge forward.
Author: Dr. Karen Wyatt Publisher: Watkins Media Limited ISBN: 1786783789 Category : Self-Help Languages : en Pages : 246
Book Description
A hospice doctor and caregiver shares 7 inspirational lessons she’s learned from her patients—plus daily practices to help you incorporate them into your life. “Clearly and succinctly written, and with deeply profound insights . . . highly recommended.” —Ken Wilber, author of The Integral Vision Karen Wyatt has been privileged to share the final months, weeks, days and moments with many of her patients. This unique experience has given her a profound insight into death and dying. In this book she shares her story and the stories of her patients, providing us with 7 key lessons that the dying can teach us. • Lesson 1: Suffering: Embrace Your Difficulties • Lesson 2: Love: Let Your Heart Be Broken • Lesson 3: Forgiveness: Hold No Resentments • Lesson 4: Presence: Dwell in the Present Moment • Lesson 5: Purpose: Manifest Your Highest Potential • Lesson 6: Surrender: Let Go of Expectations • Lesson 7: Impermanence: Face Your Fear Each lesson is a wake-up call inviting to us to live our lives more fully, with more connection and less regret. With each lesson Karen provides a clear analysis of the importance of that lesson and then goes on to share daily practices on how we can live the teachings as a spiritual practice.
Author: Kevin Wacasey
Author: Kevin Wacasey
Author: Howard T. Odum
Author: Michael A. Morrisey
Author: 
Author: Patricia Barry
Author: Dr. Jessica Nutik Zitter, M.D.
Author: Pepper Cappuccio
Author: Michael J. Maher
Author: Jennifer O'Brien
Author: Dr. Karen Wyatt