Dollar Wise, Penny Foolish PDF Download

Author: Siva Nara
Publisher: Wise Pen Corp.
ISBN: 0975320807
Category :
Languages : en
Pages : 448

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Author: Nautilus Financial Strategies Staff
Publisher:
ISBN: 9780983328407
Category :
Languages : en
Pages : 44

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Our world is filled with myths about money and retirement planning that are confining people to their utmost financial potential. Don't Be Penny Wise & Dollar Foolish by Andrew McNair candidly discredits common financial misconceptions and imprudent institutions.

Author: Andrew McNair
Publisher:
ISBN: 9781461133339
Category :
Languages : en
Pages : 40

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Our world is filled with myths about money and retirement planning that are confining people to their utmost financial potential. Don't Be Penny Wise & Dollar Foolish by Andrew McNair candidly discredits common financial misconceptions and imprudent institutions.

Author: Utpal Bhattacharya
Publisher:
ISBN:
Category :
Languages : en
Pages : 45

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This paper provides evidence that stock traders focus on round numbers as cognitive reference points for value. Using a random sample of more than 100 million stock transactions, we find excess buying (selling) by liquidity demanders at all price points one penny below (above) round numbers. Further, the size of the buy-sell imbalance is monotonic in the roundness of the adjacent round number (i.e., largest adjacent to integers, second-largest adjacent to half-dollars, etc.). Conditioning on the price path, we find much stronger excess buying (selling) by liquidity demanders when the ask falls (bid rises) to reach the integer than when it crosses the integer. We discuss and test three explanations for these results. Finally, 24-hour returns also vary by price point and buy-sell imbalances are a major determinant of that variation across price points. Buying (selling) by liquidity demanders below (above) round numbers yield losses approaching $1 billion per year.

Author: Utpal Bhattacharya
Publisher:
ISBN:
Category :
Languages : en
Pages : 40

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The left-digit effect is defined as when a change in the left-most digit of a price (e.g., 7 to 6 when $7.00 drops to $6.99) dramatically affects the perception of the magnitude. Using a random sample of more than 100 million stock transactions, we find excess buying by liquidity demanders when the price starts above an integer and then drops below the integer. Conversely, we find excess selling by liquidity demanders when the price starts below an integer and then rises to the integer or above it. This is true under three buy-sell ratio measures, in multivariate regressions with various controls, and in multiple robustness checks. We consider the left-digit effect and two other possible explanations that are not mutually exclusive. We test which of the three explanations predominates. We find that liquidity demanders who buy when the price falls below an integer or who sell when the price rises to an integer earn lower 24-hour returns than other benchmark liquidity demanders and, in aggregate, lose $350 million per year. This finding plus two other findings suggest that the left-digit effect predominates over the two other explanations.

Author: Hyok Y. Lee
Publisher: Xlibris Corporation
ISBN: 1479700304
Category : Philosophy
Languages : en
Pages : 239

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There are two grades of human beings, high and low. Their grades have nothing to do with material wealth, title etc... But have something to do with character wealth. These character grades determine whether one is likeable or not, and if one lives a happy and meaningful life or not. High grades enrich others lives while low grades tire and bore others. High character grade doesn't mean "perfect" but is the one and probably the only one important factor in life. Not only in relating to others but also in relation to oneself. Material wealth doesn't matter much once economic independence is achieved, but character wealth matters most in life. For instance, high grades are always suffi cient in life no matter what, while low grades are always insuffi cient. Not only that, you always have to be careful of low grades since they are opportunistic and manipulative, therefore using others. While high grades are genuine, therefore enriching not only others lives but also their own lives.

Author: Maryland Center for Public Broadcasting
Publisher:
ISBN:
Category : Budgets, Personal
Languages : en
Pages : 24

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Author:
Publisher:
ISBN:
Category : Education
Languages : en
Pages : 928

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Author: Anthony Edward Kelly
Publisher: Routledge
ISBN: 1135705828
Category : Education
Languages : en
Pages : 984

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Book Description
The Handbook of Research Design in Mathematics and Science Education is based on results from an NSF-supported project (REC 9450510) aimed at clarifying the nature of principles that govern the effective use of emerging new research designs in mathematics and science education. A primary goal is to describe several of the most important types of research designs that: * have been pioneered recently by mathematics and science educators; * have distinctive characteristics when they are used in projects that focus on mathematics and science education; and * have proven to be especially productive for investigating the kinds of complex, interacting, and adapting systems that underlie the development of mathematics or science students and teachers, or for the development, dissemination, and implementation of innovative programs of mathematics or science instruction. The volume emphasizes research designs that are intended to radically increase the relevance of research to practice, often by involving practitioners in the identification and formulation of the problems to be addressed or in other key roles in the research process. Examples of such research designs include teaching experiments, clinical interviews, analyses of videotapes, action research studies, ethnographic observations, software development studies (or curricula development studies, more generally), and computer modeling studies. This book's second goal is to begin discussions about the nature of appropriate and productive criteria for assessing (and increasing) the quality of research proposals, projects, or publications that are based on the preceding kind of research designs. A final objective is to describe such guidelines in forms that will be useful to graduate students and others who are novices to the fields of mathematics or science education research. The NSF-supported project from which this book developed involved a series of mini conferences in which leading researchers in mathematics and science education developed detailed specifications for the book, and planned and revised chapters to be included. Chapters were also field tested and revised during a series of doctoral research seminars that were sponsored by the University of Wisconsin's OERI-supported National Center for Improving Student Learning and Achievement in Mathematics and Science. In these seminars, computer-based videoconferencing and www-based discussion groups were used to create interactions in which authors of potential chapters served as "guest discussion leaders" responding to questions and comments from doctoral students and faculty members representing more than a dozen leading research universities throughout the USA and abroad. A Web site with additional resource materials related to this book can be found at http://www.soe.purdue.edu/smsc/lesh/ This internet site includes directions for enrolling in seminars, participating in ongoing discussion groups, and submitting or downloading resources which range from videotapes and transcripts, to assessment instruments or theory-based software, to publications or data samples related to the research designs being discussed.

Author: Alyssa R. Gonzalez-DeHass
Publisher: Rowman & Littlefield
ISBN: 1475802315
Category : Education
Languages : en
Pages : 361

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Book Description
Theories in Educational Psychology's purpose is to introduce readers to the pioneering educational psychology theories that continue to shape our understanding of the classroom learning environment, present support for the theories from perspectives in the current research literature, and share how these theoretical traditions have translated into effective teaching methods. Each chapter will be infused with practical teaching examples, classroom vignettes, and instructional strategies so readers are continually confronted with how theory translates to practice. In addition to becoming familiar with the conceptual understanding of core theoretical knowledge, readers will also be presented with current thinking about each theory and an introduction to important related topics at the close of each chapter. The chapters will also conclude with activities designed to help readers reflect on their learning of each chapter's content.