Disclosure Concerning Insurance Coverage PDF Download
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Author: American Institute of Certified Public Accountants. Task Force on Disclosure of Insurance Publisher: ISBN: Category : Business insurance Languages : en Pages : 32
Author: American Institute of Certified Public Accountants. Task Force on Disclosure of Insurance Publisher: ISBN: Category : Business insurance Languages : en Pages : 32
Author: United States. Congress. Senate. Committee on Veterans' Affairs. Subcommittee on Housing, Insurance, and Cemeteries Publisher: ISBN: Category : Disclosure of information Languages : en Pages : 412
Author: United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopolies, and Business Rights Publisher: ISBN: Category : Business & Economics Languages : en Pages : 324
Author: Julie-Anne Tarr Publisher: iUniverse ISBN: 9781469701653 Category : Political Science Languages : en Pages : 331
Book Description
An insurance contract is one of the most significant documents an average consumer signs in the course of his or her adult life. It defines the scope and measure of protection available to the policy holder should the risk eventuate. Insurers similarly view the information supplied during contract negotiations as critical. As it provides a basis for assessing the risk inherent in issuing the policy, failure to disclose information fully and accurately can skew calculation of the risk level inherent in the deal and of the appropriate premium payable. For this reason, insurance contracts have traditionally been treated as a special category of business dealing. Unlike standard contracts based on caveat emptor, – let buyers beware – insurance contracts bind both insurers and consumers to a higher duty of honesty and good faith in their dealings with each other. Failure to fully disclose information that may affect an insurer’s calculation of risk in taking on the contract can potentially, therefore, result in the valid rejection of a policy holder’s claim.Given the potentially devastating consequences claim denial carries for policy holders, this book outlines the current legal regulatory framework governing this area and assesses its capacity to provide a just and efficient set of standards for the exchange of this information in the pre-contracting stage.
Author: American Bar Association. House of Delegates Publisher: American Bar Association ISBN: 9781590318737 Category : Law Languages : en Pages : 216
Book Description
The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.