Author: John Eugene PiercePublisher: McGraw-Hill/Irwin
ISBN:
Category : Business & Economics
Languages : en
Pages : 464
Book Description
Development of Comprehensive Insurance for the Household
Author: John Eugene PiercePublisher: McGraw-Hill/Irwin
ISBN:
Category : Business & Economics
Languages : en
Pages : 464
Book Description
The Development of Comprehensive Insurance for the Household
Author: John Eugene PierceCare Without Coverage
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213
Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Home Healthcare Coverage Guide
Author: Karen L. SorrellPublisher:
ISBN: 9781949506112
Category :
Languages : en
Pages : 208
Book Description
The first edition of Home Healthcare Coverage Guide is the comprehensive, go-to source for information regarding the new ISO Home Healthcare program that went into effect June 2018. With more and more people electing to spend their final days at home, the ISO Home Healthcare program was developed to provide coverage for home healthcare agencies, which have particular insurance needs. Employees of home healthcare agencies will typically go directly to patients' homes and at times provide professional services, creating exposures unique to the industry. This 1st edition of the Home Healthcare Coverage Guide breaks down everything professionals need to know regarding the new form, including: Background on the development of the ISO Home Healthcare program Critical concepts and definitions Coverages under the policy Exclusions, including liabilities and damages General provisions Endorsement provisions added to the policy Spend less time searching for hard-to-find answers and more time doing what you do best. This guide is organized in a convenient and easy-to-understand format, enabling you to quickly and confidently access the information you need. Professionals involved in the home healthcare industry will benefit from the Home Healthcare Coverage Guide, as it: Reviews the entire ISO program in great detail Provides detailed explanations and real-world examples that help clarify the coverage provided Highlights the difference between this new coverage and the existing commercial liability form Highlights the specific needs of home healthcare organizations This guide provides everything you need to know about the new healthcare form and what it means for home healthcare organizations, right in the palm of your hand.
Coverage Matters
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309076099
Category : Medical
Languages : en
Pages : 204
Book Description
Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
America's Children
Author: Institute of Medicine and National Research CouncilPublisher: National Academies Press
ISBN: 0309173930
Category : Medical
Languages : en
Pages : 216
Book Description
America's Children is a comprehensive, easy-to-read analysis of the relationship between health insurance and access to care. The book addresses three broad questions: How is children's health care currently financed? Does insurance equal access to care? How should the nation address the health needs of this vulnerable population? America's Children explores the changing role of Medicaid under managed care; state-initiated and private sector children's insurance programs; specific effects of insurance status on the care children receive; and the impact of chronic medical conditions and special health care needs. It also examines the status of "safety net" health providers, including community health centers, children's hospitals, school-based health centers, and others and reviews the changing patterns of coverage and tax policy options to increase coverage of private-sector, employer-based health insurance. In response to growing public concerns about uninsured children, last year Congress voted to provide $24 billion over five years for new state insurance initiatives. This volume will serve as a primer for concerned federal policymakers and regulators, state agency officials, health plan decisionmakers, health care providers, children's health advocates, and researchers.
Health Insurance is a Family Matter
Author: Institute of MedicinePublisher: National Academies Press
ISBN: 0309169054
Category : Medical
Languages : en
Pages : 296
Book Description
Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.
Insurance in Residential Construction
Author: Canada Mortgage and Housing Corporation. Research DivisionPublisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 58
Book Description
In Canada, home builders acquire protection via various forms of insurance, including, among others, builders risk insurance, wrap-up general liability insurance and contractors comprehensive general liability insurance. Together, these types of coverage, whether purchased on a project-by-project or continuous basis, not only provide builders with protection for loss and liability throughout and following construction projects but also act as a means of securing the interests of financial stakeholders associated with the project(s). This study was designed to satisfy the following key objectives: Ÿ Develop an understanding of the issues surrounding builders risk insurance; and Ÿ Develop an understanding of the issues surrounding post-construction liability insurance. Primary research for this study consisted of conducting nationwide interviews of residential construction companies, insurance underwriters and brokers, and associations and lending organizations, while secondary research consisted of documentation and literature reviews of previously published articles, research and proprietary association and company materials. According to the research conducted, the insurance market for all types of commercial coverage has hardened over the last three years. A "hard" market designates an environment characterized by rising prices and reductions in capacity to underwrite insurance. The market has reacted to the events of September 11, reductions in reinsurance capacity, poor underwriting results and a difficult investment climate. The insurance industry's appetite for insuring residential construction projects has been particularly weak in response to widely publicized catastrophic fires at construction sites at several different locations across Canada and the emergence of new risks such as mold and terrorism. The insurance market for residential construction is contracting, with lower risk tolerance and fewer companies participating in the market. Over the last three years, home builders have identified construction insurance as a critical problem area with reports of higher premiums and deductibles, reduced levels of coverage, new warranties and conditions attached to the policies, as well as refusals of coverage. These recent developments are a cause of concern in the housing industry with respect to the cost and availability of insurance. The cost of insurance ultimately affects housing affordability and the profitability of the home builders' business.
Home Infusion Therapy
Author: Kathleen M. KingPublisher: DIANE Publishing
ISBN: 1437936695
Category : Health & Fitness
Languages : en
Pages : 36
Book Description
Infusion therapy -- drug treatment administered intravenously -- was once provided strictly in hospitals. However, clinical developments and emphasis on cost containment have prompted a shift to other settings, including the home. Home infusion requires coordination among providers of drugs, equipment, and skilled nursing care. It describes: (1) coverage of home infusion therapy components under Medicare fee-for-service (FFS); (2) coverage and payment for home infusion therapy by other health insurers -- both commercial plans and Medicare Advantage plans, which provide a private alternative to Medicare FFS; and (3) the utilization and quality management practices that health insurers use with home infusion therapy benefits. Illustrations.
Communities in Action
Author: National Academies of Sciences, Engineering, and MedicinePublisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583
Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.