Author: Daniel ImmergluckPublisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 315
Book Description
Credit to the Community
Author: Daniel ImmergluckPublisher:
ISBN:
Category : Bank loans
Languages : en
Pages : 315
Book Description
Credit to the Community
Author: Dan ImmergluckPublisher: Routledge
ISBN: 131549812X
Category : Business & Economics
Languages : en
Pages : 329
Book Description
This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.
The Community's Credit
Author: Charles Marshall HattersleyPublisher: London : Credit Power Press
ISBN:
Category : Credit
Languages : en
Pages : 184
Book Description
COMMUNITYS CREDIT A CONSIDERAT
Author: C. Marshall (Charles Marshal HattersleyPublisher: Wentworth Press
ISBN: 9781361646113
Category : History
Languages : en
Pages : 178
Book Description
This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Community's Credit; a Consideration of the Principles and Proposals of the Social Credit Movement
Author: C. Marshall HattersleyPublisher: Palala Press
ISBN: 9781340664305
Category :
Languages : en
Pages : 180
Book Description
This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
The Community's Credit
Author: Charles Marshall HattersleyPublisher:
ISBN:
Category :
Languages : en
Pages :
Book Description
The Community's Credit
Author: Charles Marshall HattersleyPublisher:
ISBN:
Category : Social credit
Languages : en
Pages : 133
Book Description
Giving Credit where Credit is Due?
Author: Neil BhuttaCommunity Capital
Author: Clifford RosenthalPublisher:
ISBN: 9780984690633
Category : Biography & Autobiography
Languages : en
Pages : 0
Book Description
Clifford Rosenthal provides a 10,000-foot overview and historical context of the community development credit union (CDCU) movement, while scrutinizing his journey as a white man leading a predominantly non-white organization. In his quest for community-controlled capital, he raised directly or indirectly through his advocacy for $100 million in investments in low-income credit unions; and pioneering the community development financial institutions (CDFI) movement. His 40-year year career took Rosenthal from neighborhood co-op organizer, to credit union builder, then association president, and finally federal policymaker. Rosenthal writes as a credit union practitioner shaped by his training as a Russian historian and translator. More "co-conspirator" than ally, Rosenthal is a white man battling for capital and equity in communities of color, while acknowledging and confronting his own shortcomings as a leader.In contrast, Michael McCray gives a harrowing insider's account as a participant/eyewitness to history. McCray is a Black man fighting a federal regulator, the National Credit Union Administration (NCUA), in a white man's world. He brings "receipts"-- unique access to secret transcripts, doctored financial reports, and federal court documents which undergird a compelling argument that the regulator has mistreated small credit unions, especially in minority communities. McCray takes the reader behind closed doors at an NCUA board meeting and inside the courtroom as a small credit union fights for its life against federal attorneys and the Justice Department. McCray delivers a dramatic first-person account with primary source documents and forensic insights on the landmark KAPFCU v NCUA federal court case. Justifiably jaundiced, McCray's compelling writing style takes the readers on an inside-the-car, roller-coaster ride through a regulatory "Alice in Wonderland."Rosenthal is a historian, and McCray is a whistleblower. Together, we guide the reader through a race-tinted, bifocal examination of the long and ongoing struggle to redress economic inequity. If we have succeeded, the reader will learn not only about the barriers to DEI-Diversity, Equity, and Inclusion-at the highest level of government, but gain a better understanding of the pivotal role Black organizations like the Divine Nine and Black churches play in bringing providing capital access to marginalized communities.
Community Credit Needs
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and InsurancePublisher:
ISBN:
Category : Banking law
Languages : en
Pages : 724
Book Description