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Author: Keith Houghton Publisher: Random House ISBN: 1446490181 Category : Business & Economics Languages : en Pages : 207
Book Description
Moving out of the safety of home is hard enough without having to worry about tuition fees, student loans and existing on a tight budget. Recent studies show that it now costs up to -30,000 for a student to attend university and, as a result, many graduates begin their career in debt. Manage Your Student Finances Now! is a practical and realistic guide for students and their parents, providing intelligent and objective advice covering all aspects of student finance. Whether you are choosing a bank account, paying for your accommodation or concerned about your student loan, Keith Houghton has the money-saving answers. Including:--Information for English, Welsh, Irish and Scottish and overseas students--The latest information on grants, fees and loans--How to increase your income while at university and college--How to deal with debt problems --Post-university advice
Author: Keith Houghton Publisher: Random House ISBN: 1446490181 Category : Business & Economics Languages : en Pages : 207
Book Description
Moving out of the safety of home is hard enough without having to worry about tuition fees, student loans and existing on a tight budget. Recent studies show that it now costs up to -30,000 for a student to attend university and, as a result, many graduates begin their career in debt. Manage Your Student Finances Now! is a practical and realistic guide for students and their parents, providing intelligent and objective advice covering all aspects of student finance. Whether you are choosing a bank account, paying for your accommodation or concerned about your student loan, Keith Houghton has the money-saving answers. Including:--Information for English, Welsh, Irish and Scottish and overseas students--The latest information on grants, fees and loans--How to increase your income while at university and college--How to deal with debt problems --Post-university advice
Author: Rosemary Brown Publisher: Kogan Page Publishers ISBN: 9780749439521 Category : Business & Economics Languages : en Pages : 228
Book Description
Free of the demands of work, you can now look forward to the many new opportunities that retirement offers. Whether you plan to take up a craft, learn the latest dance craze, or do voluntary work, the choice is enormous and this new edition of Your Retirement> contains scores of tempting suggestions to get you started. You'll find lots of practical tips on money-saving ideas, investment and pensions, wills, social security benefits, your home, keeping fit, outings, sport and study, close relationships and even the care of elderly parents. Packed with suggestions for an enjoyable and more financially secure retirement, you will wonder how you ever found time to go to work. Planning Ahead for Retirement Money Matters Understanding Your Pension You May Pay Less Tax in Retirement Investment Wisdom Where to go for Financial Advice Home Decisions Leisure Activities to Enjoy The Fun and Challenge of Voluntary Work Looking After Your Health When Parents Need Extra Help Wills, Benefits and Helpful Organisations
Author: Frances Kay Publisher: Kogan Page Publishers ISBN: 0749457287 Category : Business & Economics Languages : en Pages : 128
Book Description
Money is the main concern for most people approaching or already enjoying retirement. Many people find that their pension is not enough to fund the lifestyle they had hoped for, so they need to find some extra income. Your Money: How to reduce bills and raise money on your home, draws your attention to some of the ways that you can save or make money. Whether you own your home or not, you will be eager to make it more practical and economical - you may also wish to investigate housing benefit, council tax and letting rooms. If you own your home, assuming you have paid (or almost paid) off your mortgage, the current market value of your home is yours. All you have to do is tap into it. This essential guide will take you through your options step by step, spelling out the facts in clear, accessible language and showing you how to use your home as a vital part of your retirement plans.
Author: International Monetary Fund. European Dept. Publisher: International Monetary Fund ISBN: 1498368301 Category : Business & Economics Languages : en Pages : 44
Author: Institute for Fiscal Studies (IFS) Publisher: OUP Oxford ISBN: 0191620092 Category : Business & Economics Languages : en Pages : 560
Book Description
Tax by Design identifies what makes a good tax system for an open developed economy in the 21st century and suggests how the UK tax system could be reformed to move in that direction. The recommendations stress the importance of neutrality and transparency in tax design. It draws on the expert evidence from the commissioned chapters and commentaries in Dimensions of Tax Design. It also acknowledges the growing importance of globalised markets and multinational corporations as well as the challenges created by changing population demographics, the growth of new technologies, and the broadened objectives of policy makers. The Commission's work was directed by: Timothy Besley Richard Blundell Malcolm Gammie James Poterba The Commission's editorial team: Stuart Adam Stephen Bond Robert Chote Paul Johnson Gareth Myles
Author: Royston, Sam Publisher: Policy Press ISBN: 1447333284 Category : Political Science Languages : en Pages : 400
Book Description
Britain is going through the most radical upheaval of the benefits system since its foundations were laid at the end of the 1940s. In Broken Benefits, Sam Royston argues that social security isn’t working, and without a change in direction, it will be even less fair in the future. Drawing on original research and high-profile debates, this much-needed book provides an introductory guide to social security, correcting misunderstandings and exposing poorly understood problems. It reveals how some workers pay to take on additional hours; that those who pay national insurance contributions may get nothing in return; that some families can be paid to split apart; and that many people on the lowest incomes are seeing their retirement age rise the fastest. Broken Benefits includes real-life stories, models of household budgets, projections of benefit spending, and a free online calculator showing the impact of welfare changes on personal finances. The book presents practical ideas of how benefits should be reformed, to create a fairer, simpler and more coherent system for the future.
Author: Alistair Ziddah Publisher: Createspace Independent Publishing Platform ISBN: 9781530827473 Category : Languages : en Pages : 114
Book Description
Do you really know why you pay council tax? What do you think your council tax money is really spent on? What if you can avoid paying it altogether? Do you know the power that is lawfully available to you? Would you like to learn how to wield it? If your curiosity has been sparked, then read through this book in order to answer the above questions. Let the Council Tax Painkiller guide you! THROUGH THE FIRE AND ALL THE WAY! Learn how to free yourself. Learn what the councils really do not want you to know. Learn how you can turn the tables on them. Learn how to win!
Author: Great Britain: Parliament: House of Commons: Committee of Public Accounts Publisher: Stationery Office ISBN: 9780215058744 Category : Political Science Languages : en Pages : 56
Book Description
Central government grant funding to local authorities is being cut by over a quarter in real terms (£7.6 billion) between 2011 and 2015. The Department for Communities and Local Government is also introducing fundamental changes to the local government finance system with reforms to business rates and council tax benefits, so the pressures on the sector are set to increase. The Department does not properly understand the overall impact on local services that will result from the funding reductions, nor has it modelled how funding changes may adversely affect other areas of the public sector. It must improve its ability to foresee what effects the full package of funding reductions and reforms will have on local authority areas, particularly for those authorities which face higher deprivation levels. Local authorities' statutory duties have stayed broadly the same, and in some areas, such as adult social care, the demand for services is increasing. There is a risk that the worst-affected councils will be unable to meet their statutory obligations, threatening their viability. The Department must clarify its plans to respond if councils become unviable. More information is needed to understand councils' spending and performance. The Department did not make clear how it will monitor councils' ability to cope with funding changes, or the extent to which they are able to do this by increasing efficiency rather than reducing services. Neither has it demonstrated that the information published is sufficient to provide assurance on the value for money with which councils spend their resources.
Author: Great Britain: Parliament: House of Commons: Work and Pensions Committee Publisher: The Stationery Office ISBN: 9780215540485 Category : Political Science Languages : en Pages : 184
Author: Keith Houghton
Author: Keith Houghton
Author: Rosemary Brown
Author: Frances Kay
Author: International Monetary Fund. European Dept.
Author: Institute for Fiscal Studies (IFS)
Author: Council Tax Legal Services
Author: Royston, Sam
Author: Alistair Ziddah
Author: Great Britain: Parliament: House of Commons: Committee of Public Accounts
Author: Great Britain: Parliament: House of Commons: Work and Pensions Committee