Break the Debt Cycle in 3 Simple Steps (Expanded Version) PDF Download

Author: Zebert L. Brown
Publisher: CreateSpace
ISBN: 9781495324345
Category : Self-Help
Languages : en
Pages : 190

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Book Description
Self-help guide on personal financial management and wealth building techniques to help improve your personal economy. Topics include: understanding cultural and learned spending habits, budgeting strategies, understanding credit, investment information, asset management and much more! In this expanded version, you will find detailed information on alternative methods to finance a college education, in-depth overviews on the various education tax credits that can help reduce your out-of-pocket expenses toward financing a college education and easy-to-understand summaries of the various student loan repayment options available to help you reduce or eliminate your student loan debt. This book is a "must-have" for anyone seeking to get out of debt and take their first step toward building wealth and securing financial freedom.

Author: Zebert Brown
Publisher:
ISBN: 9780615791005
Category :
Languages : en
Pages : 190

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Book Description
Self-help guide on personal financial management and wealth building techniques to help improve your personal economy. Topics include: understanding cultural and learned spending habits, budgeting strategies, understanding credit, investment information, asset management and much more!In this expanded version, you will find detailed information on alternative methods to finance a college education, in-depth overviews on the various education tax credits that can help reduce your out-of-pocket expenses toward financing a college education and easy-to-understand summaries of the various student loan repayment options available to help you reduce or eliminate your student loan debt.This book is a "must-have" for anyone seeking to get out of debt and take their first step toward building wealth and securing financial freedom.

Author: Zebert Brown
Publisher:
ISBN: 9780615790961
Category :
Languages : en
Pages : 160

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Book Description
Self-help guide on personal financial management and wealth building techniques to help improve your personal economy. Topics include: understanding cultural and learned spending habits, budgeting strategies, understanding credit, investment information, asset management and much more!This book is a "must-have" for anyone seeking to get out of debt and take their first step toward building wealth and securing financial freedom.

Author: Michael Steven
Publisher:
ISBN:
Category :
Languages : en
Pages : 124

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Book Description
Get your finances in order, pay off all debt, and finally have peace of mind... Have you been feeling anxious and losing sleep, worrying about paying just the minimum monthly payment on all your bills? Have you been avoiding phone calls, fearing that it may be debt collectors calling? Have you stopped opening your mail because you feel so overwhelmed with all the bills you have to pay? Living with all this fear and anxiety takes a toll on your physical and mental health, which can affect your relationships, your career and your future. In fact, you are probably having a hard time even visualizing the future, let alone plan for it, when you are struggling to get by today. You don't have to live like this for the rest of your life. And waiting to get started will only make it more difficult to get out. You can take small steps today to start working your way towards fixing your finances and finally paying off your debt. In Getting Out of Debt, you will discover: The harmful mindsets that keep you stuck in a vicious debt cycle, and how to get out of it An easy-to-follow guide showing you exactly how to start fixing your finances The simple trick that will give you at least $200 extra cash each month The #1 thing you must do before paying off debt What Warren Buffett has done for over 60 years that you can easily do today to avoid future debt Proven debt payment strategies recommended by personal finance experts to slash your debt significantly every month When you can borrow again (it's not never!) And much more. You may have doubts right now, and that's perfectly normal. You've been living with debt for so long that you can't imagine what life would be like without it. But it is possible. Even if you live on a low income... Even if you have a family to support... Even if you don't know where to start... By taking your first step now, you will be one paid bill closer to freedom, and one deep breath closer to a life without financial burdens. If you want to fix your finances and stop living with debt-related anxiety and stress, then scroll up and click the "Add to Cart" button right now.

Author: Niyi Adeoshun
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
There Is No Prize Without A Price. One human trait that can help or harm you, depending on the circumstance, is being in a crowd. Though you may be safe from harm in a crowd, your uniqueness can also disappear if you are heading in the same direction as everyone else. This herd mentality can really harm you when it comes to finances but how to overcome it is what this book is about. A lot of people wander into debt but very few ever wander out of it. You have to be intentional about it. To become financially free is simple but it is not easy. If it was easy, everyone would do it. There is a price to be paid. The willingness to pay the price is what separates winners from losers. The starting point of all achievement is desire. Destiny is not a matter of chance, it is a matter of choice. It is not a thing to be waited for, it is a thing to be achieved. How would you achieve yours when you are financially strapped down by debt? You need to 'happen' to your money instead of money problems happening to you. Many people don't pay attention until they end up in a ditch of debt, despair, and desperation. Ask yourself "where do I want to be in 10 years' time? This book will inform you of what price you may have to pay to attain financial freedom. Would you pay the price that it would take to be financially free? Are you where you wish to be financially? If not, where do you actually desire to be? Do you know what you need to do to get there? Are you willing to do everything necessary to move your finances forward? There is financial freedom! .. but there is a price to be paid to attain it! This book will help you make the shift FROM POVERTY thinking, speaking, or behaviour TO ABUNDANCE and from BONDAGE to FREEDOM. Financial freedom is a choice; it does not just come by chance and the responsibility for it is yours. If you are ready to pay the price, the rewards can be yours also. "This well-written and easy-to-read book should be treated as a guide to help you on your way to financial freedom." - Eruvwu Joyce Obuaya.

Author: Denise Balbuena
Publisher:
ISBN: 9781086684285
Category :
Languages : en
Pages : 75

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Book Description
If you have ever thought about being out of debt and living a life of freedom, where you actually control your own finances then this book is a must read for you. You will learn practical ways, tools and information that if applied and followed you can become debt free. would you like to get rid of credit card debt, purchase or pay off a house or maybe finally take that long overdue vacation in this book you will gain the insight, wisdom and knowledge on how to achieve all these things and more. Your life will truly be transformed as you allow this book to empower you to break the debt cycle and live the life of your dreams.

Author: Yannis
Publisher: Xlibris Corporation
ISBN: 1450033636
Category : Education
Languages : en
Pages : 135

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Book Description
This book is a guide to financial freedom. It includes 8 budgetary forms, eleven rules to follow for success, and instructions on how to use your bank accounts to your advantage. The plan is divided in two sections and you decided which one to use. Many people find themselves in debt which occurs for the same reason every time; we dont save money and we spend more than we earn. My struggle with debt led to the creation of this guide. In the book I describe the method I used to pay my debt and to improve my way of living. The guide consists of instructions for determining the debt load for the household, and the amount of income coming in. Using forms and examples each individual or family will be able to calculate and control, through a budget, a way to increase debt payoff or to increase savings. This guide will be a valuable tool for you to use on your way to becoming debt free. It will allow you to see in black and white how much money you make and how much money you spend or overspend. The budgetary forms will help you to change your future. The knowledge gained will empower you to control your money rather than money controlling you. These forms make you the BOSS of your finances and put you in the driver seat to financial freedom. Remember that only you have the power to change your future.

Author: Ray Dalio
Publisher: Simon and Schuster
ISBN: 1982112387
Category : Business & Economics
Languages : en
Pages : 560

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Book Description
#1 New York Times Bestseller “Significant...The book is both instructive and surprisingly moving.” —The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” (CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press.

Author: Dave Ramsey
Publisher: Thomas Nelson
ISBN: 1595555285
Category : Business & Economics
Languages : en
Pages : 266

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Book Description
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Author: Shauna K Chapman
Publisher: eBookIt.com
ISBN: 1456647598
Category : Business & Economics
Languages : en
Pages : 119

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Book Description
Embark on a Journey to Solvency and Financial Serenity Picture a life where the shackles of debt no longer weigh upon your shoulders; a reality where each paycheck isn't earmarked for creditors, but for building your future. Shackle-Free Spending: A Guide to Breaking the Debt Cycle serves as your compass to financial liberation, offering a well-charted path away from the treacherous cliffs of debt and towards the serene plains of economic stability and peace of mind. Embark upon this journey with a candid exploration of the psychological roots of debt in The Psychology of Debt, where you'll unveil the patterns and triggers underlying your spending habits. Forge ahead with Mapping Your Financial Landscape to take stock of where you stand, followed by a tailor-made Personal Budget Blueprint designed to balance your incomings with your outgoings -- setting the cornerstone for regained financial control. Finesse the art of frugality in Cutting Costs Creatively without compromising on life's joys, and supercharge your income as you delve into the possibilities that Boosting Your Income unveils, be they side hustles or savvy career moves. Let the Art of Goal Setting and Financial Planning chapter become your workshop for sculpting an achievable, fulfilling future. Turn the page on debt myths as you unravel the realities of consolidation in Debunking Debt Consolidation Myths, and learn to navigate the world of credit cards and loans in a way that serves you, not your lenders. Prepare yourself for life's inevitable curveballs with strategic Crisis Management, ensuring that emergencies don't revert you to financial instability. As you continue your odyssey towards a debt-free existence, Shackle-Free Spending becomes more than a guide; it is your ally in maintaining this newfound autonomy. Investment is not just for the elite, and as you apply the chapter on Investment as a Debt Recovery Tool, you'll see your former debts replaced with growing assets. Arm yourself with the knowledge to keep your finances buoyant, navigate legalities, and when necessary, source further advice and support -- culminating in a lifestyle where financial wellness is not just a fleeting goal, but a sustainable reality. Begin your story of transformation today, and become a testament to the freedom that awaits beyond the cycles of debt.